LendingTree, Inc.

LendingTree, Inc.

TREEยทNASDAQ

$36.62

-4.2%
Financial ServicesFinancial - Credit Services

LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.

At a Glance

Live Snapshot
Market Cap$510.95M
EPS11.1400
P/E Ratio3.29
Earnings Date07/30/2026
tree

LendingTree, Inc. Street Expectations Map

TREE ยท NASDAQ

Wall Street analysts project that TREE stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 69.00, with estimates ranging from a low of 60.00 to a high of 78.00.

Lowest Target
60.00
63.85%
Consensus Target
69.00
88.42%
Highest Target
78.00
113.00%

The consensus 1-year price target stands at 69.00, with estimates ranging from a low of 60.00 to a high of 78.00.

Analyst Consensus Analysis

Upside Potential

+88.4%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

26.1% spread

Good consensus alignment. Moderate target spread reflects general agreement on value drivers with some variance in assumptions.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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LendingTree, Inc. Forward Estimates of Revenue

TREE ยท NASDAQ
Latest Revenue
1.12B
FY 2025
Avg Estimate
1.16B
FY 2026
Estimate Range
1.15B - 1.18B
Analyst Spread

Forward Growth Analysis

Projected Growth+4.2%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingTree, Inc. Forward Estimates of Net Income

TREE ยท NASDAQ
Latest Net Income
151.31M
FY 2025
Avg Estimate
42.32M
FY 2026
Estimate Range
34.20M - 45.91M
Analyst Spread

Forward Growth Analysis

Projected Growth-72.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread28%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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LendingTree, Inc. Forward Estimates of EPS

TREE ยท NASDAQ
Latest EPS
11.14
FY 2025
Avg Estimate
$2.96
FY 2026
Estimate Range
$2.58 - $3.46
Analyst Spread

Forward Growth Analysis

Projected Growth-73.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread30%

Moderate uncertainty in forecastsโ€”typical for companies with evolving business models.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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LendingTree, Inc. Forward Estimates of EBIT

TREE ยท NASDAQ
Latest EBIT
82.11M
FY 2025
Avg Estimate
7.35M
FY 2026
Estimate Range
7.29M - 7.47M
Analyst Spread

Forward Growth Analysis

Projected Growth-91.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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LendingTree, Inc. Forward Estimates of EBITDA

TREE ยท NASDAQ
Latest EBITDA
103.76M
FY 2025
Avg Estimate
63.68M
FY 2026
Estimate Range
63.12M - 64.68M
Analyst Spread

Forward Growth Analysis

Projected Growth-38.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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LendingTree, Inc. Forward Estimates of SG&A Expense

TREE ยท NASDAQ
Latest SG&A Expense
925.79M
FY 2025
Avg Estimate
973.11M
FY 2026
Estimate Range
964.65M - 988.42M
Analyst Spread

Forward Growth Analysis

Projected Growth+5.1%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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LendingTree, Inc. Insider Positioning

TREE ยท NASDAQ

During the last 12 months, insiders have sold $151K worth of TREE shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

2.2K

150.80K

Net Activity

-151K

-$151K

Top Buyers

No buying activity

Top Sellers

1
RDA

Rodriguez Diego A

Director

1.2K sharesโ€ข1 transactions

$84K

2
EH

Enlow-Novitsky Heather

Officer: General Counsel & Corp Sec.

970 sharesโ€ข1 transactions

$67K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $151K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.