TCBK - NASDAQ
TriCo Bancshares
$49.25
-0.93%TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. It operates 61 traditional branches, 7 in-store branches, and 7 loan production offices in 31 counties throughout California. The company was founded in 1975 and is headquartered in Chico, California.
At a Glance
Live SnapshotTriCo Bancshares Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
TriCo Bancshares Income Statement
TCBK • NASDAQ
| TriCo Bancshares Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
533.3M | 524M | 492.8M | 412M | 334.9M | 317.2M | 320.8M | 272.4M | 226.8M | 213.3M | 202.6M | 152.6M | 140.9M | 144.3M | 136.3M | 137.3M | 142.7M | 148.2M | 154.9M | 146.6M | |
GROSS PROFIT | ||||||||||||||||||||
(128.8M) | (141.8M) | (105.7M) | (28M) | -1.3M | (52.3M) | (13.7M) | (15.5M) | (6.9M) | -249K | (3.2M) | (636K) | (4M) | (16.8M) | (33.3M) | (51.6M) | (52.1M) | (52.5M) | (43.6M) | (35.7M) | |
404.5M | 382.1M | 387.1M | 384M | 336.2M | 264.9M | 307.1M | 257M | 219.9M | 213.5M | 199.4M | 152M | 136.9M | 127.5M | 103M | 85.7M | 90.6M | 95.7M | 111.2M | 110.8M | |
OPERATING INCOME | ||||||||||||||||||||
(235.4M) | (227M) | (226.2M) | (210.1M) | (172.5M) | (177.6M) | (180.3M) | (163.6M) | (142.4M) | (141M) | (126.7M) | (107.4M) | (91.1M) | (95.6M) | (73.2M) | (77.2M) | (75.5M) | (68.7M) | (68.9M) | (66.7M) | |
(173.3M) | (160.8M) | (144.6M) | (136.7M) | (111.8M) | (116.5M) | (112.9M) | (100.4M) | (88.7M) | (86.7M) | (78M) | (62.1M) | (56.2M) | (55.2M) | (49.3M) | (40.1M) | (39.8M) | (38.1M) | (38.1M) | (36.5M) | |
169.2M | 155.1M | 160.9M | 173.9M | 163.7M | 87.4M | 126.8M | 93.4M | 77.5M | 72.5M | 72.7M | 44.6M | 45.8M | 31.9M | 29.8M | 8.5M | 15.1M | 27M | 42.3M | 44.1M | |
PRE-TAX INCOME | ||||||||||||||||||||
(119.7M) | (135.2M) | (81.7M) | (9.5M) | (5.5M) | (9.5M) | (15.4M) | (12.9M) | (6.8M) | (5.7M) | (5.4M) | (4.7M) | (4.7M) | (7.3M) | (10.2M) | (14.1M) | (20.6M) | (31.6M) | (40.6M) | (34.4M) | |
349.7M | 329.9M | 355.4M | 344.8M | 270.5M | 256.7M | 255.8M | 213.6M | 173.3M | 165.8M | 153.9M | 115.6M | 101.5M | 101.3M | 92.7M | 90.4M | 91.7M | 89.1M | 86.7M | 85.9M | |
(62M) | (66.2M) | (81.6M) | (73.5M) | (60.6M) | (61M) | (67.4M) | (63.2M) | (53.7M) | (54.3M) | (48.7M) | (45.3M) | (35M) | (40.4M) | (23.9M) | (37.1M) | (35.6M) | (30.6M) | (30.8M) | (30.3M) | |
-3.1M | -19K | -23K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
166.2M | 155.1M | 160.9M | 173.9M | 163.7M | 87.4M | 126.8M | 93.4M | 77.5M | 72.5M | 72.7M | 44.6M | 45.8M | 31.9M | 29.8M | 8.5M | 15.1M | 27M | 42.3M | 44.1M | |
NET INCOME | ||||||||||||||||||||
(44.6M) | (40.2M) | (43.5M) | (48.5M) | (46M) | (22.5M) | (34.8M) | (25M) | (37M) | (27.7M) | (28.9M) | (18.5M) | (18.4M) | (12.9M) | (11.2M) | (2.5M) | (5.2M) | (10.2M) | (16.6M) | (17.3M) | |
121.6M | 114.9M | 117.4M | 125.4M | 117.7M | 64.8M | 92.1M | 68.3M | 40.6M | 44.8M | 43.8M | 26.1M | 27.4M | 19M | 18.6M | 6M | 10M | 16.8M | 25.7M | 26.8M |
SEC Filings
TCBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 28, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 26, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 17, 2026 | April 17, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 02, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 19, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 05, 2025 | December 02, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 25, 2025 | November 20, 2025 | 2025 |
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