TriCo Bancshares

TriCo Bancshares

TCBKยทNASDAQ

$49.25

-0.93%
Financial ServicesBanks - Regional

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. It operates 61 traditional branches, 7 in-store branches, and 7 loan production offices in 31 counties throughout California. The company was founded in 1975 and is headquartered in Chico, California.

At a Glance

Live Snapshot
Market Cap$1.58B
EPS3.7300
P/E Ratio13.20
Earnings Date07/23/2026
tcbk

TriCo Bancshares Street Expectations Map

TCBK ยท NASDAQ

Wall Street analysts project that TCBK stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 57.33, with estimates ranging from a low of 54.00 to a high of 63.00.

Lowest Target
54.00
9.64%
Consensus Target
57.33
16.41%
Highest Target
63.00
27.92%

The consensus 1-year price target stands at 57.33, with estimates ranging from a low of 54.00 to a high of 63.00.

Analyst Consensus Analysis

Upside Potential

+16.4%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

15.7% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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TriCo Bancshares Forward Estimates of Revenue

TCBK ยท NASDAQ
Latest Revenue
533.31M
FY 2025
Avg Estimate
443.29M
FY 2026
Estimate Range
436.95M - 449.62M
Analyst Spread

Forward Growth Analysis

Projected Growth-16.9%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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TriCo Bancshares Forward Estimates of Net Income

TCBK ยท NASDAQ
Latest Net Income
121.56M
FY 2025
Avg Estimate
128.63M
FY 2026
Estimate Range
126.58M - 136.93M
Analyst Spread

Forward Growth Analysis

Projected Growth+5.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread8%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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TriCo Bancshares Forward Estimates of EPS

TCBK ยท NASDAQ
Latest EPS
3.73
FY 2025
Avg Estimate
$3.97
FY 2026
Estimate Range
$3.81 - $4.12
Analyst Spread

Forward Growth Analysis

Projected Growth+6.4%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread8%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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TriCo Bancshares Forward Estimates of EBIT

TCBK ยท NASDAQ
Latest EBIT
169.24M
FY 2025
Avg Estimate
160.38M
FY 2026
Estimate Range
158.09M - 162.67M
Analyst Spread

Forward Growth Analysis

Projected Growth-5.2%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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TriCo Bancshares Forward Estimates of EBITDA

TCBK ยท NASDAQ
Latest EBITDA
182.80M
FY 2025
Avg Estimate
179.93M
FY 2026
Estimate Range
177.36M - 182.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-1.6%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

tcbk

TriCo Bancshares Forward Estimates of SG&A Expense

TCBK ยท NASDAQ
Latest SG&A Expense
173.33M
FY 2025
Avg Estimate
144.82M
FY 2026
Estimate Range
142.75M - 146.89M
Analyst Spread

Forward Growth Analysis

Projected Growth-16.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

tcbk

TriCo Bancshares Insider Positioning

TCBK ยท NASDAQ

During the last 12 months, there has been no insider trading activity reported for TCBK.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.