TCBK - NASDAQ

TriCo Bancshares

TCBK·NASDAQ

$49.25

-0.93%

Financial ServicesBanks - Regional

TriCo Bancshares operates as a bank holding company for Tri Counties Bank that provides commercial banking services to individual and corporate customers. The company accepts demand, savings, and time deposits. It also provides small business loans; real estate mortgage loans, such as residential and commercial loans; consumer loans; commercial loans, including agricultural loans; and real estate construction loans. In addition, the company offers treasury management services; and other customary banking services, including safe deposit boxes; and independent financial and broker-dealer services. It operates 61 traditional branches, 7 in-store branches, and 7 loan production offices in 31 counties throughout California. The company was founded in 1975 and is headquartered in Chico, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.58B

EPS3.7300

P/E Ratio13.20

Earnings Date07/23/2026

9.82B

Assets

3Y-1.0%

5Y+29.0%

10Y+117.0%

8.49B

Total Liabilities

3Y-4.0%

5Y+27.0%

10Y+110.0%

1.33B

Total Equity

3Y+27.0%

5Y+44.0%

10Y+178.0%

TriCo Bancshares Funding & Solvency Profile

TCBK · NASDAQ

Current Assets

Cash & Cash Equivalents157.01M

Net Receivables33.65M

Inventory0.00

Other Current Assets0.00

Total Current Assets191 M

Non-Current Assets

Property, Plant & Equipment95.23M

Goodwill & Intangible Assets308.91M

Long-Term Investments8.83B

Other Non-Current Assets396.82M

Total Non-Current Assets9 B

Total Assets

9.82B

Financial Health Analysis

Current Ratio

0.02x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.40x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-8082030000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

2% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

TriCo Bancshares Balance Sheet

TCBK • NASDAQ

TriCo Bancshares Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	157M	145M	98.7M	107.2M	768.4M	669.6M	276.5M	227.5M	205.4M	305.6M	303.5M	610.7M	598.4M	748.9M	637.3M	57.3M	61M	86.4M	88.8M	102.2M
Short-Term Investments	0.0	7.8M	2.2B	2.5B	2.2B	1.4B	950.1M	1.1B	730.9M	550.2M	404.9M	83.5M	104.6M	163M	229.2M	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	157M	152.8M	2.3B	2.6B	3B	2.1B	1.2B	1.3B	933.4M	855.8M	708.3M	693.9M	703M	911.9M	866.5M	57.3M	61M	86.4M	88.8M	102.2M
Net Receivables	33.7M	41.6M	45M	39.6M	25.9M	23.8M	20.2M	19.4M	13.8M	14.1M	10.8M	9.3M	6.5M	7.3M	10.1M	7.1M	7.8M	7.9M	8.6M	8.7M
Accounts Receivables	0.0	34.8M	36.8M	31.9M	19.3M	20M	18.9M	19.4M	13.8M	12M	10.8M	9.3M	6.5M	6.6M	7.3M	7.1M	7.8M	7.9M	8.6M	8.7M
Other Receivables	33.7M	6.8M	8.3M	7.7M	6.6M	3.8M	1.3M	0.0	0.0	2.1M	0.0	0.0	0.0	706K	2.8M	0.0	0.0	0.0	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.9M	9.5M	3.1M	9M	2.1M	3.5M	8.5M	0.0	0.0	0.0	0.0	0.0
Other Current Assets	0.0	0.0	0.0	0.0	0.0	-3.8M	-1.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	190.7M	194.4M	2.3B	2.6B	3B	2.1B	1.2B	1.4B	950.1M	879.5M	719.1M	712.2M	709.5M	918.6M	885.1M	64.4M	68.8M	94.3M	97.4M	110.9M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	95.2M	93.8M	97.5M	99.2M	104.4M	111.6M	115M	89.3M	57.7M	48.4M	43.8M	43.5M	31.6M	27M	19.9M	19.1M	18.7M	18.8M	20.5M	21.8M
Goodwill	304.4M	304.4M	304.4M	304.4M	220.9M	220.9M	220.9M	221M	64.3M	64.3M	63.5M	63.5M	15.5M	15.5M	15.5M	15.5M	15.5M	15.5M	0.0	0.0
Intangible Assets	4.5M	6.4M	10.6M	16.7M	12.4M	17.8M	23.6M	29.3M	11.9M	15.2M	14.8M	15.8M	8.4M	7.2M	7.4M	5.2M	4.4M	653K	16.7M	17.2M
Goodwill & Intangible Assets	308.9M	310.9M	315M	321.1M	233.2M	238.7M	244.4M	250.3M	76.2M	79.5M	78.3M	79.2M	23.9M	22.7M	23M	20.7M	19.9M	16.2M	16.7M	17.2M
Long-Term Investments	8.8B	8.6B	6.8B	6.5B	5B	5B	4.7B	4.4B	3.5B	3.4B	3.2B	2.9B	1.9B	1.5B	1.5B	1.7B	1.7B	1.8B	1.8B	1.7B
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	21.7M	36.2M	36.4M	37.7M	26.8M	28.9M	27.8M	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	396.8M	426M	400.1M	409M	244.1M	220.3M	205.7M	209.9M	142.5M	118.7M	118.8M	116.2M	72.4M	72.4M	83.3M	426.3M	386.7M	84.1M	79M	70.4M
Total Non-Current Assets	9.6B	9.5B	7.6B	7.3B	5.6B	5.5B	5.2B	5B	3.8B	3.6B	3.5B	3.2B	2B	1.7B	1.7B	2.1B	2.1B	1.9B	1.9B	1.8B
Total Assets	9.8B	9.7B	9.9B	9.9B	8.6B	7.6B	6.5B	6.4B	4.8B	4.5B	4.2B	3.9B	2.7B	2.6B	2.6B	2.2B	2.2B	2B	2B	1.9B
LIABILITIES
CURRENT LIABILITIES
Total Payables	8.8M	11.5M	8.4M	1.2M	928K	1.4M	2.4M	2M	930K	3M	2.8M	2.9M	938K	1M	1.7M	2.2M	3.6M	6.1M	7.9M	7.5M
Accounts Payable	8.8M	11.5M	8.4M	1.2M	928K	1.4M	2.4M	2M	930K	818K	774K	978K	938K	1M	1.7M	2.2M	3.6M	6.1M	7.9M	7.5M
Other Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.1M	2M	1.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6.6M	5.7M	3.9M	5.4M	0.0	2.1M	0.0	10.1M	3.6M	6.1M	7.9M	7.5M
Short Term Debt	0.0	0.0	32.6M	47.9M	50.1M	26.9M	18.5M	15.8M	17.4M	17.5M	0.0	0.0	6.3M	9.2M	58.5M	62M	66.8M	102M	172.1M	79.2M
Other Current Liabilities	8.3B	8.1B	7.8B	8.3B	7.4B	6.5B	5.4B	5.4B	4B	3.9B	3.6B	3.4B	2.4B	2.3B	2.2B	1.9B	1.8B	1.7B	1.5B	1.6B
Total Current Liabilities	8.3B	8.1B	7.9B	8.4B	7.4B	6.5B	5.4B	5.4B	4B	3.9B	3.6B	3.4B	2.4B	2.3B	2.3B	1.9B	1.9B	1.8B	1.7B	1.7B
NON-CURRENT LIABILITIES
Long Term Debt	53M	190.8M	733.7M	365.6M	108.2M	84.5M	75.7M	72.9M	179M	74.2M	68.8M	65.5M	47.6M	50.4M	63.8M	41.2M	41.2M	41.2M	41.2M	39.9M
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.2M	726K	1.1M	1.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	8.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	141.1M	137.5M	113.4M	111.8M	62M	67.7M	73.5M	67.9M	41.1M	44M	60.8M	42.9M	27.8M	27.5M	24.6M	21.7M	26.1M	20.5M	17.4M	17.1M
Total Non-Current Liabilities	221.4M	353.7M	875.3M	506.5M	196.4M	180.2M	176.8M	140.8M	221.4M	118.9M	130.7M	109.5M	75.4M	77.9M	88.4M	63M	67.4M	61.7M	58.7M	57M
Capital Lease Obligations	27.3M	25.4M	28.3M	29M	26.3M	28M	27.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	8.5B	8.5B	8.8B	8.9B	7.6B	6.7B	5.6B	5.5B	4.3B	4B	3.8B	3.5B	2.5B	2.4B	2.3B	2B	2B	1.8B	1.8B	1.8B
SHAREHOLDERS' EQUITY
Common Stock	682.4M	693.5M	697.3M	697.4M	532.2M	530.8M	544M	541.8M	255.8M	252.8M	247.6M	244.3M	89.4M	85.6M	84.1M	0.0	0.0	0.0	0.0	0.0
Additional Paid-In Capital	0.0	0.0	0.0	0.0	0.0	0.0	0.0	541.8M	255.8M	252.8M	247.6M	244.3M	89.4M	85.6M	84.1M	81.6M	79.5M	78.2M	78.8M	73.7M
Retained Earnings	740.2M	679.9M	615.5M	542.9M	467M	382M	367.8M	303.5M	255.2M	232.4M	206.3M	176.1M	159.7M	141.6M	128.6M	117.5M	118.9M	117.6M	111.7M	100.2M
Accumulated Other Comprehensive Income/Loss	-94.6M	-152.5M	-153.2M	-193.9M	981K	12.3M	-5.2M	-559.6M	-261.1M	-260.7M	-249.4M	-246.5M	-87.5M	-83.4M	-80.3M	1.3M	2.3M	2.1M	-1.6M	-4.5M
Total Stockholders' Equity	1.3B	1.2B	1.2B	1B	1B	925.1M	906.6M	827.4M	505.8M	477.3M	452.1M	418.5M	250.9M	229.4M	216.4M	200.4M	200.6M	197.9M	188.9M	169.4M
Total Equity	1.3B	1.2B	1.2B	1B	1B	925.1M	906.6M	827.4M	505.8M	477.3M	452.1M	418.5M	250.9M	229.4M	216.4M	200.4M	200.6M	197.9M	188.9M	169.4M
SUMMARY
Total Liabilities & Equity	9.8B	9.7B	9.9B	9.9B	8.6B	7.6B	6.5B	6.4B	4.8B	4.5B	4.2B	3.9B	2.7B	2.6B	2.6B	2.2B	2.2B	2B	2B	1.9B
Total Investments	8.8B	8.7B	9B	9B	7.2B	6.4B	5.6B	5.6B	4.2B	3.9B	3.6B	3B	2B	1.7B	1.7B	1.7B	1.7B	1.8B	1.8B	1.7B
Total Debt	80.2M	216.2M	794.5M	442.6M	184.5M	139.4M	121.7M	88.7M	196.5M	91.7M	68.8M	65.5M	53.9M	59.6M	122.3M	103.3M	108M	143.2M	213.4M	119.1M
Net Debt	-76.8M	71.3M	695.8M	335.3M	-583.9M	-530.1M	-154.8M	-138.8M	-9M	-214M	-234.7M	-545.2M	-544.5M	-689.3M	-515M	46M	47M	56.9M	124.6M	16.9M
Shares Outstanding	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999	32,558,999

SEC Filings

TCBK - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 28, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 26, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 08, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 17, 2026	April 17, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 02, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 19, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 22, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 05, 2025	December 02, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 25, 2025	November 20, 2025	2025	View Filing

Showing 1 to 10 of 465 filings

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