SB

Stellar Bancorp, Inc.

STEL·NASDAQ

$32.41

+0.062%
Financial ServicesBanks - Regional

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machine services, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. It has locations in the Southeast region, including Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas. The company was founded in 2007 and is headquartered in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$1.66B
EPS2.1500
P/E Ratio13.20
Earnings Date01/29/2026
6.53%
Return on Invested Capital
-12%
3Y-15.0%
5Y-19.0%
10Y+8.0%
7.15%
Return on Equity
-17%
3Y-28.0%
5Y-24.0%
10Y+2.0%
1.05%
Return on Assets
-14%
3Y-8.0%
5Y-27.0%
10Y+26.0%
SB

Stellar Bancorp, Inc. Management Team

STEL · NASDAQ
MR

Mr. Robert R. Franklin Jr.

Chief Executive Officer & Director

Compensation

$1,590,816

Born 1955(Age 71)
male
MO

Mr. Okan I. Akin

Chief Risk Officer

Compensation

$663,213

Born 1971(Age 55)
male
MS

Mr. Steven F. Retzloff

Executive Chairman

Compensation

$870,400

Born 1956(Age 70)
male
CT

Courtney Theriot CPA

Executive Vice President & Chief Accounting Officer

MR

Mr. Ramon A. Vitulli III

President

Compensation

$982,233

Born 1968(Age 58)
male
MT

Mr. Travis L. Jaggers

President of Stellar Bank

Compensation

$876,832

Born 1949(Age 77)
male
MJ

Mr. Joe F. West

Senior EVice President & Chief Credit Officer

Born 1955(Age 71)
male
MP

Mr. Paul P. Egge

Senior EVice President & Chief Financial Officer

Compensation

$848,243

Born 1978(Age 48)
male
MJ

Mr. Justin M. Long Esq.

Senior EVice President, General Counsel & Corporate Secretary

Compensation

$680,220

Born 1975(Age 51)
male
s

Stellar Bancorp, Inc. Insider Positioning

STEL · NASDAQ

During the last 12 months, insiders have sold $85K worth of STEL shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

2.8K

85.05K

Net Activity

-85K

-$85K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
VIRA

Vitulli, Iii Ramon A.

Officer: President

1.8K shares1 transactions

$54K

2
WJF

West Joe F

Officer: Senior Executive Vp, Cco

1.0K shares1 transactions

$31K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $85K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Insider Participation

High Selling

2 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

SEC Filings

STEL - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2025

N/A

April 10, 2025
May 21, 2025
2025
DEF 14A

DEF 14A 2024

N/A

April 29, 2024
June 04, 2024
2024
DEF 14A

DEF 14A

N/A

April 25, 2023
April 25, 2023
 
DEF 14A

DEF 14A 2022

N/A

May 25, 2022
June 29, 2022
2022
DEF 14A

DEF 14A 2021

N/A

April 14, 2021
May 19, 2021
2021
DEF 14A

DEF 14A 2020

N/A

April 10, 2020
May 20, 2020
2020
DEF 14A

DEF 14A 2019

N/A

April 10, 2019
May 15, 2019
2019
DEF 14A

DEF 14A 2018

N/A

April 06, 2018
May 16, 2018
2018
Showing 1 to 8 of 8 filings