SB

Stellar Bancorp, Inc.

STELยทNASDAQ

$32.41

+0.062%
Financial ServicesBanks - Regional

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machine services, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. It has locations in the Southeast region, including Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas. The company was founded in 2007 and is headquartered in Houston, Texas.

At a Glance

Live Snapshot
Market Cap$1.66B
EPS2.1500
P/E Ratio13.20
Earnings Date01/29/2026
0.35%
Dividend Yield
-30%
3Y-10.0%
5Y-43.0%
10Y-
21.23%
Dividend Payout Ratio
-22%
3Y+9.0%
5Y-45.0%
10Y-
3Y+95.0%
5Y+120.0%
10Y+399.0%
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Stellar Bancorp, Inc. Dividend History

STEL ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

STEL Dividend Payment History

STEL ยท NASDAQ

Total Payments

33

Latest Dividend

$0.1500

Annual Amount

$0.5700

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Nov 20, 2025
Dec 15, 2025Dec 31, 2025
$0.1500
$0.1500
Quarterly+7.14%
Aug 28, 2025
Sep 15, 2025Sep 30, 2025
$0.1400
$0.1400
Quarterly0.00%
May 22, 2025
Jun 16, 2025Jun 30, 2025
$0.1400
$0.1400
Quarterly0.00%
Feb 26, 2025
Mar 17, 2025Mar 31, 2025
$0.1400
$0.1400
Quarterly0.00%
Nov 21, 2024
Dec 13, 2024Dec 31, 2024
$0.1400
$0.1400
Quarterly+7.69%
Aug 22, 2024
Sep 13, 2024Sep 30, 2024
$0.1300
$0.1300
Quarterly0.00%
May 23, 2024
Jun 14, 2024Jun 28, 2024
$0.1300
$0.1300
Quarterly0.00%
Feb 22, 2024
Mar 18, 2024Mar 29, 2024
$0.1300
$0.1300
Quarterly0.00%
Nov 15, 2023
Dec 15, 2023Dec 29, 2023
$0.1300
$0.1300
Quarterly0.00%
Aug 17, 2023
Sep 15, 2023Sep 29, 2023
$0.1300
$0.1300
Quarterly0.00%
May 25, 2023
Jun 15, 2023Jun 30, 2023
$0.1300
$0.1300
Quarterly0.00%
Feb 22, 2023
Mar 15, 2023Mar 31, 2023
$0.1300
$0.1300
Quarterly0.00%
Nov 18, 2022
Dec 15, 2022Dec 30, 2022
$0.1300
$0.1300
Quarterly0.00%
Sep 21, 2022
Sep 29, 2022Oct 14, 2022
$0.1300
$0.1300
Quarterly0.00%
Jun 15, 2022
Jun 29, 2022Jul 15, 2022
$0.1300
$0.1300
Quarterly0.00%
Mar 16, 2022
Apr 1, 2022Apr 15, 2022
$0.1300
$0.1300
Quarterly0.00%
Dec 15, 2021
Jan 3, 2022Jan 14, 2022
$0.1300
$0.1300
Quarterly0.00%
Sep 16, 2021
Oct 1, 2021Oct 15, 2021
$0.1300
$0.1300
Quarterly0.00%
Jun 16, 2021
Jul 1, 2021Jul 15, 2021
$0.1300
$0.1300
Quarterly0.00%
Mar 17, 2021
Apr 1, 2021Apr 15, 2021
$0.1300
$0.1300
Quarterly+30.00%
Dec 17, 2020
Jan 4, 2021Jan 15, 2021
$0.1000
$0.1000
Quarterly0.00%
Sep 16, 2020
Oct 1, 2020Oct 15, 2020
$0.1000
$0.1000
Quarterly0.00%
Jun 19, 2020
Jul 1, 2020Jul 15, 2020
$0.1000
$0.1000
Quarterly0.00%
Mar 19, 2020
Apr 1, 2020Apr 15, 2020
$0.1000
$0.1000
Quarterly0.00%
Dec 18, 2019
Jan 2, 2020Jan 15, 2020
$0.1000
$0.1000
Quarterly0.00%
Sep 18, 2019
Oct 1, 2019Oct 15, 2019
$0.1000
$0.1000
Quarterly0.00%
Jun 19, 2019
Jul 1, 2019Jul 15, 2019
$0.1000
$0.1000
Quarterly0.00%
Mar 20, 2019
Apr 1, 2019Apr 15, 2019
$0.1000
$0.1000
Quarterly+100.00%
Dec 19, 2018
Jan 2, 2019Jan 15, 2019
$0.0500
$0.0500
Quarterly0.00%
Sep 19, 2018
Oct 1, 2018Oct 15, 2018
$0.0500
$0.0500
Quarterly0.00%
Jun 21, 2018
Jul 2, 2018Jul 16, 2018
$0.0500
$0.0500
Quarterly0.00%
Mar 21, 2018
Apr 2, 2018Apr 16, 2018
$0.0500
$0.0500
Quarterly0.00%
Dec 20, 2017
Jan 2, 2018Jan 15, 2018
$0.0500
$0.0500
Quarterly-
s

Stellar Bancorp, Inc. Payout Ratio Analysis

STEL ยท NASDAQ
Dividends Paid
-28.31M
2024
Net Income
115.00M
2024
Payout Ratio
24.62%
2024

Dividend Sustainability Analysis

Payout Ratio
24.62%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
22.1%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-2.2%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.