Summit State Bank

Summit State Bank

SSBI·NASDAQ

$13.55

-0.22%
Financial ServicesBanks - Regional

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and lines of credit, term, and equipment loans, as well as loans to agriculture-related businesses. In addition, the company provides Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers electronic banking, cash management, and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production offices in Roseville, California, Irvine, and Scottsdale, Arizona. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

At a Glance

Live Snapshot
Market Cap$91.75M
EPS1.0100
P/E Ratio13.42
Earnings Date05/05/2026

ssbi

Interest Expense

Last Annual Value

23.48M

3-Year CAGR

53%

5-Year CAGR

31%

10-Year CAGR

38%

Summit State Bank

Summit State Bank Competitors Analysis of Interest Expense

SSBI · NASDAQ
CompanyInterest Expense
CAGR 3Y
CAGR 5Y
CAGR 10Y
23.48M
-1.8%40.0%34.3% 
13.30M
13.6%60.9%N/A
21.96M
12.4%49.4%25.5%
IROQ logo
IF Bancorp, Inc.
NASDAQ:IROQ
22.60M
30.9%40.2%21.2%
15.02M
10.9%42.1%23.7%
11.09M
11.3%34.5%10.5%
25.19M
52.4%N/AN/A
13.85M
12.9%45.8%19.4%
3.53M
32.8%30.3%N/A
11.60M
2.2%11.1%11.0%
28.14M
16.6%49.6%21.9%
Summit State Bank

Summit State Bank Fair Value Envelope

SSBI · NASDAQ

Our analysis suggests that SSBI has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $13.55, this represents a potential HIDDEN relative to our calculated worth for Summit State Bank.

Intrinsic Value
Current Price: $13.55