Summit State Bank

Summit State Bank

SSBIยทNASDAQ

$13.55

-0.22%
Financial ServicesBanks - Regional

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and lines of credit, term, and equipment loans, as well as loans to agriculture-related businesses. In addition, the company provides Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers electronic banking, cash management, and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production offices in Roseville, California, Irvine, and Scottsdale, Arizona. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

At a Glance

Live Snapshot
Market Cap$91.75M
EPS1.0100
P/E Ratio13.42
Earnings Date05/05/2026
0.00%
Dividend Yield
3Y-100.0%
5Y-100.0%
10Y-100.0%
0.00%
Dividend Payout Ratio
3Y-100.0%
5Y-100.0%
10Y-100.0%
3Y-100.0%
5Y-100.0%
10Y-100.0%
Summit State Bank

Summit State Bank Dividend History

SSBI ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

SSBI Dividend Payment History

SSBI ยท NASDAQ

Total Payments

50

Latest Dividend

$0.0400

Annual Amount

$0.4000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Sep 11, 2024
Oct 3, 2024Oct 10, 2024
$0.0400
$0.0400
Quarterly-66.67%
Apr 30, 2024
May 16, 2024May 23, 2024
$0.1200
$0.1200
Quarterly0.00%
Jan 29, 2024
Feb 8, 2024Feb 15, 2024
$0.1200
$0.1200
Quarterly0.00%
Oct 24, 2023
Nov 9, 2023Nov 16, 2023
$0.1200
$0.1200
Quarterly0.00%
Jul 24, 2023
Aug 10, 2023Aug 17, 2023
$0.1200
$0.1200
Quarterly0.00%
Apr 24, 2023
May 11, 2023May 18, 2023
$0.1200
$0.1200
Quarterly0.00%
Jan 24, 2023
Feb 9, 2023Feb 16, 2023
$0.1200
$0.1200
Quarterly0.00%
Oct 26, 2022
Nov 10, 2022Nov 17, 2022
$0.1200
$0.1200
Quarterly0.00%
Jul 25, 2022
Aug 11, 2022Aug 18, 2022
$0.1200
$0.1200
Quarterly0.00%
Apr 25, 2022
May 12, 2022May 19, 2022
$0.1200
$0.1200
Quarterly0.00%
Jan 24, 2022
Feb 10, 2022Feb 17, 2022
$0.1200
$0.1200
Quarterly0.00%
Oct 26, 2021
Nov 11, 2021Nov 18, 2021
$0.1200
$0.1200
Quarterly+10.09%
Jul 27, 2021
Aug 13, 2021Aug 20, 2021
$0.1200
$0.1090
Quarterly0.00%
Apr 26, 2021
May 14, 2021May 21, 2021
$0.1200
$0.1090
Quarterly0.00%
Jan 26, 2021
Feb 12, 2021Feb 19, 2021
$0.1200
$0.1090
Quarterly0.00%
Oct 27, 2020
Nov 13, 2020Nov 20, 2020
$0.1200
$0.1090
Quarterly0.00%
Jul 27, 2020
Aug 14, 2020Aug 21, 2020
$0.1200
$0.1090
Quarterly0.00%
Apr 27, 2020
May 15, 2020May 22, 2020
$0.1200
$0.1090
Quarterly0.00%
Jan 27, 2020
Feb 14, 2020Feb 21, 2020
$0.1200
$0.1090
Quarterly0.00%
Oct 21, 2019
Nov 15, 2019Nov 22, 2019
$0.1200
$0.1090
Quarterly0.00%
Jul 22, 2019
Aug 16, 2019Aug 23, 2019
$0.1200
$0.1090
Quarterly0.00%
Apr 29, 2019
May 17, 2019May 24, 2019
$0.1200
$0.1090
Quarterly0.00%
Jan 28, 2019
Feb 19, 2019Feb 26, 2019
$0.1200
$0.1090
Quarterly0.00%
Oct 22, 2018
Nov 20, 2018Nov 27, 2018
$0.1200
$0.1090
Quarterly0.00%
Jul 23, 2018
Aug 17, 2018Aug 24, 2018
$0.1200
$0.1090
Quarterly0.00%
Apr 23, 2018
May 18, 2018May 24, 2018
$0.1200
$0.1090
Quarterly0.00%
Jan 22, 2018
Feb 16, 2018Feb 23, 2018
$0.1200
$0.1090
Quarterly0.00%
Oct 23, 2017
Nov 15, 2017Nov 22, 2017
$0.1200
$0.1090
Quarterly0.00%
Jul 25, 2017
Aug 17, 2017Aug 25, 2017
$0.1200
$0.1090
Quarterly0.00%
Apr 25, 2017
May 18, 2017May 24, 2017
$0.1200
$0.1090
Quarterly+25.29%
Jan 26, 2017
Feb 17, 2017Feb 24, 2017
$0.1200
$0.0870
Quarterly0.00%
Oct 25, 2016
Nov 16, 2016Nov 23, 2016
$0.1200
$0.0870
Quarterly0.00%
Jul 26, 2016
Aug 18, 2016Aug 26, 2016
$0.1200
$0.0870
Quarterly0.00%
Apr 27, 2016
May 18, 2016May 24, 2016
$0.1200
$0.0870
Quarterly0.00%
Jan 26, 2016
Feb 18, 2016Feb 24, 2016
$0.1200
$0.0870
Quarterly0.00%
Oct 22, 2015
Nov 17, 2015Nov 25, 2015
$0.1200
$0.0870
Quarterly0.00%
Jul 28, 2015
Aug 17, 2015Aug 25, 2015
$0.1200
$0.0870
Quarterly0.00%
Apr 28, 2015
May 18, 2015May 26, 2015
$0.1200
$0.0870
Quarterly0.00%
Jan 28, 2015
Feb 18, 2015Feb 24, 2015
$0.1200
$0.0870
Quarterly+8.75%
Oct 30, 2014
Nov 17, 2014Nov 25, 2014
$0.1100
$0.0800
Quarterly0.00%
Aug 4, 2014
Aug 15, 2014Aug 25, 2014
$0.1100
$0.0800
Quarterly0.00%
May 1, 2014
May 15, 2014May 23, 2014
$0.1100
$0.0800
Quarterly0.00%
Jan 28, 2014
Feb 18, 2014Feb 24, 2014
$0.1100
$0.0800
Quarterly0.00%
Nov 4, 2013
Nov 15, 2013Nov 25, 2013
$0.1100
$0.0800
Quarterly0.00%
Jul 31, 2013
Aug 15, 2013Aug 23, 2013
$0.1100
$0.0800
Quarterly0.00%
Apr 30, 2013
May 15, 2013May 23, 2013
$0.1100
$0.0800
Quarterly+23.08%
Jan 29, 2013
Feb 15, 2013Feb 23, 2013
$0.0900
$0.0650
Quarterly0.00%
Oct 31, 2012
Nov 15, 2012Nov 23, 2012
$0.0900
$0.0650
Quarterly0.00%
Aug 1, 2012
Aug 15, 2012Aug 23, 2012
$0.0900
$0.0650
Quarterly0.00%
May 1, 2012
May 15, 2012May 23, 2012
$0.0900
$0.0650
Quarterly-
ssbi

Summit State Bank Payout Ratio Analysis

SSBI ยท NASDAQ
Dividends Paid
0.00
2025
Net Income
6.80M
2025
Payout Ratio
0.00%
2025

Dividend Sustainability Analysis

Payout Ratio
0.00%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
0.0%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
+100.0%

Strong dividend growth demonstrates management confidence and business strength. Excellent signal for long-term dividend investors.

Sustainability
Excellent

Highly sustainable dividend with strong coverage, growing payouts, and solid cash generation. Low risk of dividend cuts.

Key Insight

Growth with sustainability: Strong dividend increases coupled with conservative payout ratios suggest robust business momentum and shareholder-friendly management committed to value creation.