Summit State Bank

Summit State Bank

SSBIยทNASDAQ

$13.55

-0.22%
Financial ServicesBanks - Regional

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, such as professional, small business packaged, tiered, individual retirement, and other retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and lines of credit, term, and equipment loans, as well as loans to agriculture-related businesses. In addition, the company provides Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it offers electronic banking, cash management, and electronic bill payment services. The company operates through five depository offices located in Santa Rosa, Rohnert Park, Healdsburg, and Petaluma, as well as loan production offices in Roseville, California, Irvine, and Scottsdale, Arizona. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

At a Glance

Live Snapshot
Market Cap$91.75M
EPS1.0100
P/E Ratio13.42
Earnings Date05/05/2026
ssbi

Summit State Bank Street Expectations Map

SSBI ยท NASDAQ

No Target Data

No analyst price targets available for ssbi.

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Summit State Bank Forward Estimates of Revenue

SSBI ยท NASDAQ
Latest Revenue
58.82M
FY 2025
Avg Estimate
65.44M
FY 2007
Estimate Range
52.35M - 78.53M
Analyst Spread

Forward Growth Analysis

Analyst Coverage16 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Summit State Bank Forward Estimates of Net Income

SSBI ยท NASDAQ
Latest Net Income
6.80M
FY 2025
Avg Estimate
2.30M
FY 2007
Estimate Range
1.84M - 2.76M
Analyst Spread

Forward Growth Analysis

Analyst Coverage16 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Summit State Bank Forward Estimates of EPS

SSBI ยท NASDAQ
Latest EPS
1.01
FY 2025
Avg Estimate
$0.47
FY 2007
Estimate Range
$0.38 - $0.57
Analyst Spread

Forward Growth Analysis

Analyst Coverage16 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

ssbi

Summit State Bank Forward Estimates of EBIT

SSBI ยท NASDAQ
Latest EBIT
8.96M
FY 2025
Avg Estimate
2.74M
FY 2007
Estimate Range
2.19M - 3.29M
Analyst Spread

Forward Growth Analysis

Analyst Coverage16 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

ssbi

Summit State Bank Forward Estimates of EBITDA

SSBI ยท NASDAQ
Latest EBITDA
8.96M
FY 2025
Avg Estimate
19.05M
FY 2007
Estimate Range
15.24M - 22.86M
Analyst Spread

Forward Growth Analysis

Analyst Coverage16 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

ssbi

Summit State Bank Forward Estimates of SG&A Expense

SSBI ยท NASDAQ
Latest SG&A Expense
16.26M
FY 2025
Avg Estimate
4.73M
FY 2007
Estimate Range
3.79M - 5.68M
Analyst Spread

Forward Growth Analysis

Analyst Coverage16 Analysts

Good analyst coverage ensures reliable estimates with diverse professional perspectives.

Estimate Spread40%

Wide estimate range reveals significant forecast uncertainty and potential volatility.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

ssbi

Summit State Bank Insider Positioning

SSBI ยท NASDAQ

During the last 12 months, there has been no insider trading activity reported for SSBI.

3 Months

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3-6 Months

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6-9 Months

Bought

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9-12 Months

Bought

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Top Buyers

No buying activity

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Neutral

No insider trading activity reported. This could indicate blackout periods, lack of conviction, or regulatory restrictions.

Insider Participation

No Activity

No insider trading activity reported from any insiders in the past year.