$72.74
-0.26%1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. The company also offers commercial, small business, agricultural, and real estate loans for general corporate purposes, including financing for industrial and commercial properties, equipment, inventories, accounts receivables, and renewable energy and acquisition financing; and commercial leasing, treasury management, and retirement planning services. In addition, it provides trust, investment, agency, and custodial services comprising administration of estates and personal trusts, as well as management of investment accounts for individuals, employee benefit plans, and charitable foundations. Further, the company offers equipment loan and lease products for construction equipment, new and pre-owned aircraft, auto and light trucks, and medium and heavy duty trucks; and finances construction equipment, aircrafts, medium and heavy duty trucks, step vans, vocational work trucks, motor coaches, shuttle buses, funeral cars, automobiles, and other equipment. Additionally, it provides corporate and personal property, casualty, and individual and group health and life insurance products and services. As of December 31, 2021, the company operated through 79 banking centers in 18 counties in Indiana and Michigan, as well as Sarasota County in Florida. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
SRCE โข NASDAQ
| 1st Source Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
158.3M | 132.6M | 124.9M | 120.5M | 118.6M | 81.5M | 92M | 82.4M | 68.1M | 57.8M | 57.5M | 58.1M | 55M | 49.6M | 48.2M | 41.2M | 25.5M | 33.4M | 30.5M | 39.3M | |
11.3M | 12.4M | 15.5M | 19.1M | 24M | 31.1M | 35.3M | 32.8M | 32M | 28.4M | 24.5M | 19.9M | 19.4M | 22.4M | 25.3M | 28.1M | 28.5M | 27.6M | 24.5M | 24.1M | |
-5.4M | 2.4M | -9.5M | -9.5M | 15.4M | -24.2M | -5.7M | -550K | 2.8M | 2.9M | 1.6M | 4.3M | -1.9M | -7.6M | 3.6M | -1.1M | 5.7M | -10.8M | -3.2M | -3.9M | |
6.2M | 5.7M | 4.9M | 3.6M | 4.2M | 3.3M | 2.8M | 3.6M | 3M | 2.9M | 3.8M | 3.2M | 2.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
14.4M | 16.9M | 12.1M | 22.3M | 1.5M | 50.8M | 10.9M | 25.4M | 14.9M | 4.1M | 12.9M | 705K | 9.5M | 12.1M | 27M | 12.5M | 53.5M | 10M | 15.9M | -3.5M | |
(0.0) | (11.3M) | (17.8M) | (23.3M) | (15.4M) | (13.5M) | (5.6M) | (8.3M) | (10.6M) | (19.9M) | (30.4M) | (29.2M) | (33.8M) | (33.8M) | (19.9M) | (17.4M) | (8.9M) | (19.2M) | (0.0) | (0.0) | |
38.4M | 23.9M | 40M | 19.5M | 3.1M | 12M | 29.4M | 16.1M | 19M | 2M | 234K | -13.9M | 2.3M | 16.7M | 20.3M | 30.4M | -61.3M | 4M | 16.7M | 28.1M | |
223.1M | 193.9M | 187.9M | 175.5M | 166.8M | 154.5M | 164.6M | 159.7M | 139.7M | 98.1M | 100.6M | 72.4M | 86.9M | 93.2M | 124.4M | 111.3M | 51.9M | 64.2M | 84.4M | 84.1M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-10.1M | -12.4M | -6M | -2.4M | -2.9M | -2.9M | -10.5M | -24.2M | -51.4M | -39M | -64M | -35.6M | -28.4M | -9.5M | -21.5M | -4.4M | -36.7M | -24.3M | -37.2M | -5.6M | |
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -56M | (0.0) | |
-560.1M | -324.7M | -47.5M | -327.5M | -1.1B | -597.3M | -351.2M | -255.2M | -472.9M | -313.6M | -148.9M | -147.2M | -200.8M | -359.4M | -388.4M | -572.2M | -1.1B | -480.1M | -518M | -456.7M | |
638.5M | 432M | 247.7M | 232.1M | 435.8M | 453M | 317.3M | 154.1M | 406.2M | 246.5M | 138.4M | 191.6M | 224.8M | 356.2M | 488.8M | 517.8M | 755.5M | 543.6M | 813.3M | 391.4M | |
-222.5M | -371.5M | -552.5M | -687.1M | 114.2M | -435.5M | -289.5M | -332.7M | -366.5M | -201.6M | -307M | -138.2M | -227M | -242.3M | -43.9M | -16.1M | 182.4M | -110.2M | -252.9M | -269.3M | |
-154.2M | -276.6M | -358.3M | -784.9M | -598.6M | -582.7M | -333.9M | -458M | -484.6M | -309.8M | -381.6M | -128.8M | -231.4M | -255M | (35M) | -74.8M | -172.6M | -71M | -50.8M | -340.2M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-13.7M | -178K | -12.5M | -6.8M | -33.1M | -6.4M | -15.1M | -9.3M | -41K | -8M | -10M | -16.3M | -2.3M | 234K | 712K | 731K | 111.4M | 341K | -12.3M | -6.8M | |
-12.9M | -75.8M | 93.4M | -10M | 35.9M | 11.8M | -56.1M | -17M | -84M | 73.1M | -13.8M | -72.8M | 130.3M | 43.5M | -20.4M | 10.9M | -156.4M | -57.6M | 127.8M | -34.1M | |
-38.4M | -35.4M | -33.1M | -32.1M | -31.3M | -29.8M | -29M | -25.7M | -20.4M | -19.4M | -18.1M | -17.6M | -17.1M | -16.5M | -15.9M | -20.6M | -19M | -14.3M | -13.3M | -12.3M | |
-13.9M | -178K | -12.5M | -6.8M | -33.1M | -6.4M | -15.1M | -9.3M | -41K | -8M | -10M | -16.3M | -2.3M | -3.7M | -2.2M | -113.1M | -1.3M | (0.0) | -12.8M | -7.7M | |
-8.8M | 189.3M | 129.4M | 255.9M | 742.5M | 612.2M | 253.8M | 371.2M | 419.1M | 194.7M | 336.5M | 149.4M | 29.5M | 104.2M | -106.4M | -29.7M | 137.9M | 44.9M | -100.8M | 302.7M | |
-73.9M | 77.9M | 177.2M | 207M | 713.9M | 587.8M | 153.6M | 319.3M | 314.7M | 240.4M | 294.5M | 42.6M | 140.5M | 131.4M | -142M | -149.7M | 73.8M | -26.6M | 1.5M | 249.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-5M | -4.8M | 6.9M | -402.4M | 282.1M | 159.7M | -15.7M | 21M | -30.3M | 28.6M | 13.5M | -13.9M | -3.9M | -30.4M | 17.5M | -113.2M | -46.9M | -33.4M | 35M | -6.7M | |
124.8M | 129.7M | 122.8M | 525.2M | 243M | 83.4M | 99.1M | 78M | 108.3M | 79.7M | 66.2M | 80.1M | 83.9M | 114.3M | 96.9M | 210.1M | 119.8M | 153.1M | 118.1M | 124.8M | |
119.9M | 124.8M | 129.7M | 122.8M | 525.2M | 243M | 83.4M | 99.1M | 78M | 108.3M | 79.7M | 66.2M | 80.1M | 83.9M | 114.3M | 96.9M | 72.9M | 119.8M | 153.1M | 118.1M | |
213M | 181.5M | 182M | 173.2M | 163.9M | 151.6M | 154.1M | 135.5M | 88.3M | 59M | 36.6M | 36.8M | 58.7M | 83.7M | 102.9M | 106.9M | 15.1M | 40M | 47.2M | 78.5M |
SRCE - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 01, 2026 | May 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 23, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 13, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 17, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 23, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | October 31, 2025 | October 31, 2025 | 2025 |
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