1st Source Corporation

1st Source Corporation

SRCEยทNASDAQ

$72.74

-0.26%
Financial ServicesBanks - Regional

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients. Its consumer banking services include checking and savings accounts; certificates of deposit; individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. The company also offers commercial, small business, agricultural, and real estate loans for general corporate purposes, including financing for industrial and commercial properties, equipment, inventories, accounts receivables, and renewable energy and acquisition financing; and commercial leasing, treasury management, and retirement planning services. In addition, it provides trust, investment, agency, and custodial services comprising administration of estates and personal trusts, as well as management of investment accounts for individuals, employee benefit plans, and charitable foundations. Further, the company offers equipment loan and lease products for construction equipment, new and pre-owned aircraft, auto and light trucks, and medium and heavy duty trucks; and finances construction equipment, aircrafts, medium and heavy duty trucks, step vans, vocational work trucks, motor coaches, shuttle buses, funeral cars, automobiles, and other equipment. Additionally, it provides corporate and personal property, casualty, and individual and group health and life insurance products and services. As of December 31, 2021, the company operated through 79 banking centers in 18 counties in Indiana and Michigan, as well as Sarasota County in Florida. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

At a Glance

Live Snapshot
Market Cap$1.75B
EPS6.4600
P/E Ratio11.26
Earnings Date07/23/2026
3Y+9.0%
5Y+24.0%
10Y+65.0%
3Y+4.0%
5Y+21.0%
10Y+61.0%
3Y+43.0%
5Y+42.0%
10Y+96.0%
srce

1st Source Corporation Funding & Solvency Profile

SRCE ยท NASDAQ
Cash & Cash Equivalents69.25M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets2 B
Property, Plant & Equipment65.28M
Goodwill & Intangible Assets83.89M
Long-Term Investments0.00
Other Non-Current Assets-6.96M
Total Non-Current Assets58 M
Total Assets
9.06B

Financial Health Analysis

Current Ratio

12.62x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

5.87x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

1 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

18% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

1st Source Corporation Balance Sheet

SRCE โ€ข NASDAQ

1st Source Corporation Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
69.2M
76.8M
77.5M
84.7M
54.4M
74.2M
67.2M
94.9M
73.6M
58.6M
65.2M
64.8M
77.6M
83.2M
61.4M
62.3M
72.9M
119.8M
153.1M
118.1M
1.5B
944.7M
1.6B
1.8B
1.9B
1.2B
1B
990.1M
904M
850.5M
791.7M
791.1M
832.7M
880.8M
883M
0.0
0.0
0.0
0.0
0.0
1.6B
1B
1.7B
1.9B
1.9B
1.3B
1.1B
1.1B
977.7M
909M
856.9M
856M
910.3M
964M
944.4M
62.3M
72.9M
119.8M
153.1M
118.1M
0.0
0.0
0.0
380M
269.5M
288.6M
228M
159.3M
155.4M
130.1M
129.9M
124.7M
121.6M
123.4M
139M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
380M
269.5M
288.6M
228M
159.3M
155.4M
130.1M
129.9M
124.7M
121.6M
123.4M
139M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
139M
140.6M
0.0
0.0
0.0
0.0
1.6B
1B
1.7B
2.2B
2.2B
1.6B
1.3B
1.2B
1.1B
1B
986.8M
980.6M
1B
1.1B
1.2B
202.9M
72.9M
119.8M
153.1M
118.1M
NON-CURRENT ASSETS
65.3M
64.9M
66.5M
76.5M
95.5M
114.4M
163.9M
186.6M
194.2M
175.5M
163.6M
124.5M
107.6M
97.2M
109.4M
33.9M
134.9M
123.6M
127M
113.6M
83.9M
83.9M
83.9M
83.9M
83.9M
83.9M
83.9M
83.9M
83.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2K
21K
40K
60K
82K
104K
133K
62K
84.1M
84.7M
85.4M
86.3M
87.5M
87.7M
0.0
0.0
0.0
0.0
0.0
83.9M
83.9M
83.9M
83.9M
83.9M
83.9M
84M
84M
83.7M
84.1M
84.7M
85.4M
86.3M
87.5M
87.7M
89M
90.2M
91.7M
93.6M
19.4M
0.0
7.3B
6.4B
5.9B
5.3B
5.4B
5B
4.8B
4.5B
4.1B
3.9B
3.6B
3.5B
3.3B
3.1B
4B
4B
4B
3.9B
3.4B
-7M
444.3M
480M
38.1M
470.8M
168.9M
16.2M
4.2M
4.4M
49.7M
14.6M
1.6M
2.7M
848K
-104.9M
112.8M
289.9M
167.4M
127.7M
153.6M
142.2M
7.9B
7B
6.1B
5.9B
5.8B
5.3B
5B
4.8B
4.4B
4.2B
3.8B
3.7B
3.5B
3.2B
4.2B
4.5B
4.3B
4.3B
3.7B
7.3B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
9.1B
8.9B
8.7B
8.3B
8.1B
7.3B
6.6B
6.3B
5.9B
5.5B
5.2B
4.8B
4.7B
4.6B
4.4B
4.4B
4.5B
4.5B
4.4B
3.8B
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
166.5M
117.7M
148.4M
140.5M
78.6M
72.6M
54.8M
55.3M
51.8M
52.6M
68.7M
77.9M
65.7M
59.8M
80.3M
0.0
0.0
238.6M
249.2M
312.4M
215.5M
200M
150.6M
145.9M
199.3M
214.6M
291.9M
233.2M
245.8M
314.1M
169.2M
125.2M
156M
150.1M
296.2M
337.8M
222.7M
-112.5M
7.2B
7B
6.9B
6.7B
5.9B
5.4B
5.1B
4.8B
4.3B
4.1B
3.8B
3.7B
3.6B
3.5B
3.6B
3.7B
3.5B
3.5B
3B
126.2M
7.5B
7.4B
7.3B
7B
6.2B
5.6B
5.4B
5B
4.7B
4.4B
4.1B
4B
3.9B
3.7B
3.8B
3.9B
3.9B
3.8B
3.3B
NON-CURRENT LIABILITIES
102.1M
75.8M
85M
87.4M
109.4M
120.3M
112.4M
113.3M
109.9M
133.1M
116.1M
115M
103M
117M
116.6M
114.5M
109.5M
119.5M
134.7M
102.8M
4.2B
195.4M
223.7M
17.9M
20.6M
20.4M
18M
16.5M
18.9M
0.0
0.0
0.0
14.1M
12.8M
10.2M
0.0
0.0
0.0
74.4M
64.6M
4.3B
271.2M
308.8M
105.3M
130M
140.6M
130.4M
129.9M
128.8M
133.1M
116.1M
115M
117.1M
129.8M
126.8M
114.5M
109.5M
119.5M
209.1M
167.4M
3.3B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
7.7B
7.8B
7.7B
7.4B
7.1B
6.4B
5.8B
5.5B
5.2B
4.8B
4.5B
4.2B
4.1B
4B
3.9B
4B
4B
4B
4B
3.4B
SHAREHOLDERS' EQUITY
-142M
-129.2M
-130.5M
-119.6M
-114.2M
-82.2M
-76.7M
-62.8M
-54.6M
-56.1M
-50.9M
-43.7M
-29.4M
-31.1M
-31.4M
-32.3M
-32.4M
-32M
-32.2M
-19.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
104.9M
0.0
0.0
0.0
436.5M
436.5M
436.5M
436.5M
436.5M
436.5M
436.5M
436.5M
436.5M
436.5M
436.5M
346.5M
346.5M
346.5M
346.5M
0.0
350.3M
343M
0.0
8.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
346.5M
350.3M
350.3M
0.0
342.8M
289.2M
1B
890.9M
789.8M
694.9M
603.8M
514.2M
463.3M
399M
340M
290.8M
251.8M
302.2M
261.6M
223.7M
190.3M
157.9M
142.4M
136.9M
117.4M
99.6M
-34.8M
-87.2M
-106.3M
-147.7M
-9.9M
18.4M
5.2M
-10.7M
-3.3M
1.3M
6.6M
9.4M
6.6M
19.5M
-328M
10.5M
-345.2M
5.8M
2.5M
-260K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-8.3M
1.3B
1.1B
989.6M
864.1M
916.3M
886.8M
828.3M
762.1M
718.5M
672.7M
644.1M
614.5M
585.4M
558.7M
523.9M
486.4M
570.3M
453.7M
430.5M
368.9M
1.3B
1.2B
1.1B
923.8M
969.5M
930.7M
848.6M
763.6M
718.5M
672.7M
644.1M
614.5M
585.4M
558.7M
523.9M
486.4M
570.3M
453.7M
430.5M
368.9M
43.1M
70.4M
78.7M
59.7M
53.2M
43.8M
20.4M
1.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
SUMMARY
9.1B
8.9B
8.7B
8.3B
8.1B
7.3B
6.6B
6.3B
5.9B
5.5B
5.2B
4.8B
4.7B
4.6B
4.4B
4.4B
4.5B
4.5B
4.4B
3.8B
1.5B
8.3B
8B
7.7B
7.1B
6.6B
6.1B
5.8B
5.4B
5B
4.7B
4.4B
4.3B
4.2B
3.9B
4B
4B
4B
3.9B
3.4B
340.7M
325M
397.4M
302.9M
309.4M
270.9M
258.3M
312.7M
324.5M
425M
349.4M
360.8M
417.2M
286.2M
241.9M
270.5M
259.6M
415.7M
472.5M
325.5M
271.5M
248.2M
319.9M
218.2M
255M
196.7M
191.1M
217.8M
250.8M
366.4M
284.2M
296M
339.6M
203M
180.5M
208.2M
186.7M
295.9M
319.4M
207.4M
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418
24,518,418

SEC Filings

SRCE - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 01, 2026
May 01, 2026
2026
8-K

8-K 2026

N/A

April 24, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 23, 2026
March 31, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 13, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

February 23, 2026
February 23, 2026
2026
10-K

10-K 2025 FY

FY

February 17, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 30, 2026
January 30, 2026
2026
8-K

8-K 2026

N/A

January 23, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

October 31, 2025
October 31, 2025
2025
Showing 1 to 10 of 408 filings