SRBK - NASDAQ
SR Bancorp, Inc. Common stock
$18.48
-1.0%SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.
At a Glance
Live SnapshotSR Bancorp, Inc. Common stock Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Acceptable margins but limited operational leverage. Operating expense control is important.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
SR Bancorp, Inc. Common stock Income Statement
SRBK • NASDAQ
| SR Bancorp, Inc. Common stock Income Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 |
|---|---|---|---|---|---|
REVENUE | |||||
50M | 38.4M | 17.4M | 14.8M | 14.4M | |
GROSS PROFIT | |||||
(16.9M) | (15.6M) | (2.4M) | (1.5M) | (2.4M) | |
33.2M | 22.8M | 15M | 13.2M | 12M | |
OPERATING INCOME | |||||
(27.1M) | (34.6M) | (13.2M) | (11M) | (10.6M) | |
(2.2M) | (16.8M) | (8.7M) | (7.2M) | (6.8M) | |
6.1M | -11.8M | 1.8M | 2.2M | 1.4M | |
PRE-TAX INCOME | |||||
(16.7M) | (11.5M) | (2.4M) | (1.5M) | (2.4M) | |
29.6M | 29.4M | 13.7M | 11.9M | 10.8M | |
(24.8M) | (17.8M) | (4.5M) | (3.8M) | (3.8M) | |
6.1M | -11.8M | 1.8M | 2.2M | 1.4M | |
NET INCOME | |||||
(991K) | -909K | (250K) | (363K) | (145K) | |
5.1M | -10.9M | 1.6M | 1.9M | 1.3M |
SEC Filings
SRBK - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 21, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 15, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 19, 2026 | March 19, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 28, 2026 | January 28, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 18, 2025 | December 18, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 20, 2025 | November 19, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 19, 2025 | November 19, 2025 | 2025 |
Related Guides
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Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.