SRBK - NASDAQ

SR Bancorp, Inc. Common stock

SRBK·NASDAQ

$18.48

-1.0%

Financial ServicesBanks - Regional

SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$137.39M

EPS0.6100

P/E Ratio30.30

Earnings Date07/28/2026

1.08B

Assets

3Y+67.0%

5Y+70.0%

10Y+70.0%

890.62M

Total Liabilities

3Y+68.0%

5Y+72.0%

10Y+72.0%

193.78M

Total Equity

-3%

3Y+64.0%

5Y+59.0%

10Y+59.0%

SR Bancorp, Inc. Common stock Funding & Solvency Profile

SRBK · NASDAQ

Current Assets

Cash & Cash Equivalents57.78M

Net Receivables3.07M

Inventory0.00

Other Current Assets0.00

Total Current Assets61 M

Non-Current Assets

Property, Plant & Equipment8.10M

Goodwill & Intangible Assets26.71M

Long-Term Investments938.81M

Other Non-Current Assets49.70M

Total Non-Current Assets997 M

Total Assets

1.08B

Financial Health Analysis

Current Ratio

0.07x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

4.60x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-785157000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

6% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

SR Bancorp, Inc. Common stock Balance Sheet

SRBK • NASDAQ

SR Bancorp, Inc. Common stock Balance Sheet	Jun 2025	Jun 2024	Jun 2023	Jun 2022	Jun 2021
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	57.8M	45.9M	42.4M	35.3M	56.8M
Short-Term Investments	237K	25K	36.1M	47.9M	47.1M
Cash & Short-Term Investments	58M	45.9M	78.5M	83.2M	103.9M
Net Receivables	3.1M	2.7M	1.2M	1.1M	1M
Accounts Receivables	3.1M	2.7M	1.2M	1.1M	1M
Total Current Assets	61.1M	48.6M	79.7M	84.3M	104.9M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	8.1M	7.7M	3.6M	3.4M	3.5M
Goodwill	26.7M	20.4M	0.0	0.0	0.0
Intangible Assets	0.0	7.7M	0.0	0.0	0.0
Goodwill & Intangible Assets	26.7M	28.1M	0.0	0.0	0.0
Long-Term Investments	938.8M	888M	533.4M	527.5M	500.1M
Other Non-Current Assets	49.7M	48.3M	34.7M	33.4M	30.9M
Total Non-Current Assets	1B	972.2M	571.7M	564.3M	534.4M
Total Assets	1.1B	1B	651.5M	648.6M	639.4M
LIABILITIES
CURRENT LIABILITIES
Total Payables	223K	149K	0.0	0.0	0.0
Accounts Payable	223K	149K	0.0	0.0	0.0
Other Current Liabilities	846M	807.1M	503.9M	522.1M	510M
Total Current Liabilities	846.2M	807.2M	503.9M	522.1M	510M
NON-CURRENT LIABILITIES
Long Term Debt	30M	0.0	20M	0.0	0.0
Other Non-Current Liabilities	11.2M	11.7M	5.5M	8.3M	7.4M
Total Non-Current Liabilities	44.4M	14.1M	25.5M	8.3M	7.4M
Capital Lease Obligations	3.2M	2.4M	19K	0.0	0.0
Total Liabilities	890.6M	821.4M	529.4M	530.4M	517.4M
SHAREHOLDERS' EQUITY
Common Stock	89K	95K	0.0	0.0	0.0
Additional Paid-In Capital	80.8M	91.4M	0.0	0.0	0.0
Retained Earnings	120.5M	116.2M	127.1M	125.5M	123.7M
Accumulated Other Comprehensive Income/Loss	-1M	-1.2M	-5M	-7.3M	-1.7M
Other Total Stockholders' Equity	-6.7M	-7M	0.0	0.0	0.0
Total Stockholders' Equity	193.8M	199.5M	122.1M	118.2M	121.9M
Total Equity	193.8M	199.5M	122.1M	118.2M	121.9M
SUMMARY
Total Liabilities & Equity	1.1B	1B	651.5M	648.6M	639.4M
Total Investments	939M	888M	569.5M	575.3M	547.2M
Total Debt	33.2M	2.4M	20M	0.0	0.0
Net Debt	-24.6M	-43.5M	-22.4M	-35.3M	-56.8M
Shares Outstanding	8,041,614	8,041,614	8,041,614	8,041,614	8,041,614

SEC Filings

SRBK - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 21, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 15, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 24, 2026	April 22, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 19, 2026	March 19, 2026	2026	View Filing
10-Q 10-Q 2025 Q4 Q4	February 13, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 28, 2026	January 28, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 18, 2025	December 18, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 20, 2025	November 19, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 19, 2025	November 19, 2025	2025	View Filing

Showing 1 to 10 of 50 filings

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