SRBK - NASDAQ

SR Bancorp, Inc. Common stock

SR Bancorp, Inc. Common stock

SRBKยทNASDAQ

$18.45

-1.2%
Financial ServicesBanks - Regional

SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$137.21M
EPS0.6100
P/E Ratio30.25
Earnings Date07/28/2026
SR Bancorp, Inc. Common stock

SR Bancorp, Inc. Common stock Fair Value Envelope

SRBK ยท NASDAQ

Our analysis suggests that SRBK has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $18.455, this represents a potential HIDDEN relative to our calculated worth for SR Bancorp, Inc. Common stock.

HIDDEN
Intrinsic Value
Current Price: $18.455

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$41.6B
+ Cash & Equivalents$57.8M
Firm Value$41.7B
- Debt$33.2M
Equity Value$41.7B
/ Shares Outstanding8,041,614B
DCF Value$5.2K
UNDERVALUED BY 27966%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$9.3M
$18.7M
$37.3M
$74.6M
$149.3M
$298.6M
$597.1M
$1.2B
$2.4B
$4.8B
Maintenance CapEx
-$173.2K
-$346.4K
-$692.8K
-$1.4M
-$2.8M
-$5.5M
-$11.1M
-$22.2M
-$44.3M
-$88.7M
Owner Earnings
$9.2M
$18.3M
$36.6M
$73.3M
$146.5M
$293.0M
$586.0M
$1.2B
$2.3B
$4.7B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$8.5M
$15.7M
$29.1M
$53.8M
$99.7M
$184.7M
$341.9M
$633.2M
$1.2B
$2.2B
Terminal Value represents 88.7% of Enterprise Value

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