SMBC - NASDAQ
Southern Missouri Bancorp, Inc.
$67.50
-3.0%Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
At a Glance
Live SnapshotSouthern Missouri Bancorp, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Southern Missouri Bancorp, Inc. Cash Flow Statement
SMBC • NASDAQ
| Southern Missouri Bancorp, Inc. Cash Flow Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
58.6M | 50.2M | 39.2M | 47.2M | 47.2M | 27.5M | 28.9M | 20.9M | 15.6M | 14.8M | 13.7M | 10.1M | 10.1M | 10.1M | 11.5M | 4.6M | 3.8M | 3.6M | 2.9M | 2.8M | |
10M | 10.1M | 7.6M | 5.9M | 5.4M | 5.6M | 5.1M | 4.6M | 3.9M | 3.5M | 3.2M | 2.2M | 1.6M | 1.4M | 1.1M | 999K | 880.8K | 883K | 959.7K | 934.3K | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 230.4K | -1.2M | 1.5M | -541K | -293K | -504K | -163K | -296.5K | |
1.7M | 1M | 839K | 697K | 550K | 430K | 374K | 230K | 510K | 385K | 344K | 228K | 199K | 25.7K | 64.7K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-775K | -3.4M | 11.4M | 13K | -6M | 3.2M | -2.2M | -328K | 1.5M | -744K | 1.1M | 1.8M | 1.2M | 2.3M | -4.9M | 1.2M | 1.7M | 697.3K | 670.5K | 647.3K | |
(7.5M) | (2.3M) | (4.3M) | (361K) | (9.2M) | (2.4M) | (2.9M) | (1.6M) | (3.1M) | (4.7M) | (4.4M) | (3.5M) | (2.7M) | (6.9M) | (1.9M) | (1.6M) | (1.9M) | (0.0) | (0.0) | (0.0) | |
12.1M | 12.4M | 3M | 13.5M | 4.6M | 3.6M | 6.4M | 5.2M | 4.1M | -359K | 1.6M | -959K | 2M | -5.2M | 4.9M | -1.6M | 701K | -811.1K | -354.8K | 578.2K | |
81.6M | 70.3M | 62M | 67.3M | 51.8M | 40.3M | 38.6M | 30.6M | 25.6M | 17.7M | 19.9M | 13.3M | 15.3M | 7.4M | 14.2M | 4.8M | 6.9M | 3.9M | 4M | 4.6M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-6.3M | -9M | -6M | -4.6M | -2.9M | -4.3M | -7.7M | -2.1M | -3M | -9.8M | -7.5M | -5.7M | -7.6M | -4.2M | -1.1M | -1.1M | -556K | -234.7K | -347.8K | -1.7M | |
(0.0) | (0.0) | (208.3M) | (48.8M) | (0.0) | -9.1M | -8.4M | -1.5M | -1.7M | (0.0) | (3.2M) | -5.6M | (0.0) | (0.0) | (38.2M) | (9.7M) | (0.0) | (0.0) | (0.0) | (0.0) | |
-96.2M | -87.7M | -143.4M | -108.6M | -114.1M | -60.6M | -34.2M | -50.3M | -33.4M | -29.7M | -3.5M | -20.8M | -42.8M | -52.2M | -25.6M | -23.1M | -30.4M | -30.6M | -5.3M | -9.6M | |
68.7M | 74.6M | 172.1M | 40.5M | 74M | 51.6M | 71M | 43.2M | 22.5M | 30.1M | 33.9M | 51.1M | 33.2M | 39.3M | 26.6M | 16.6M | 9.2M | 24.9M | 8.9M | 5.5M | |
-251.3M | -223.6M | -444.4M | -280M | -59M | -250M | -133.7M | -97.7M | -107.5M | -91M | -52.5M | -104.5M | -66.1M | -35.5M | -24.4M | -33.3M | -26.4M | -33.8M | -31.7M | -14.1M | |
-285.1M | -245.7M | -213.4M | -303.9M | -101.9M | -272.4M | -113M | -108.5M | -123.1M | -100.3M | -26.3M | -85.5M | -83.3M | -52.6M | (13.7M) | -31.2M | -48.1M | -39.7M | -28.4M | -19.8M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
0.0 | -3.9M | 0.0 | -5.8M | -8.3M | -5.8M | -1.2M | 0.0 | 24.1M | 0.0 | 0.0 | 524K | 100.5K | 19.9M | 82.7K | 0.0 | -1.5M | -798.7K | -371K | 22.8K | |
1.9M | -31.6M | 95.4M | -29.3M | -12.5M | 22M | -54.9M | 27.8M | -66.9M | 45.8M | -36.4M | 58.4M | 0.0 | -9M | -27.2M | -35.3M | 14.7M | 14.1M | 14.5M | -15M | |
-10.4M | -9.5M | -8.6M | -7.2M | -5.6M | -5.5M | -4.8M | -3.8M | -3M | -2.8M | -2.7M | -2.3M | -2.4M | -1.7M | -1.5M | -1.5M | -1.2M | -884.1K | -805.4K | -804K | |
(0.0) | -3.9M | (0.0) | -5.8M | -8.3M | -5.8M | -1.2M | (0.0) | (0.0) | -20M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -1.5M | -1.4M | (0.0) | (0.0) | |
343.9M | 227.3M | 31.7M | 242.1M | 146M | 240.2M | 143.2M | 49.4M | 151.5M | 65.5M | 47.3M | 18.2M | 49.8M | 25.1M | 1.4M | 88.5M | 21.8M | 22.2M | 12M | 33.4M | |
335.5M | 182.4M | 118.6M | 199.8M | 119.5M | 250.9M | 83.5M | 73.4M | 105.7M | 88.4M | 8.2M | 74.3M | 47.4M | 44.8M | -27.3M | 51.8M | 43.3M | 34.6M | 25.3M | 17.7M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
132M | 6.9M | -32.8M | -36.8M | 69.3M | 18.8M | 9.1M | -4.5M | 8.2M | 5.8M | 1.8M | 2.1M | -20.6M | -474.6K | 512.4K | 25.3M | 2M | -1.3M | 964.4K | 2.5M | |
60.9M | 54M | 86.8M | 123.6M | 54.2M | 35.4M | 26.3M | 30.8M | 22.6M | 16.8M | 14.9M | 12.8M | 33.4M | 33.9M | 33.4M | 8.1M | 6M | 7.3M | 6.4M | 3.9M | |
192.9M | 60.9M | 54M | 86.8M | 123.6M | 54.2M | 35.4M | 26.3M | 30.8M | 22.6M | 16.8M | 14.9M | 12.8M | 33.4M | 33.9M | 33.4M | 8.1M | 6M | 7.3M | 6.4M | |
75.3M | 61.2M | 56M | 62.7M | 48.9M | 36M | 30.9M | 28.5M | 22.6M | 7.9M | 12.4M | 7.7M | 7.7M | 3.1M | 13M | 3.6M | 6.3M | 3.6M | 3.7M | 3M |
SEC Filings
SMBC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 10, 2026 | February 09, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 25, 2025 | November 25, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 10, 2025 | November 10, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 20, 2025 | 2025 |
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