Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc.

SMBCยทNASDAQ

$67.50

-3.0%
Financial ServicesBanks - Regional

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

At a Glance

Live Snapshot
Market Cap$743.56M
EPS5.1900
P/E Ratio13.01
Earnings Date07/22/2026
0.39%
Dividend Yield
-8%
3Y-33.0%
5Y-4.0%
10Y+2.0%
15.54%
Dividend Payout Ratio
1%
3Y-84.0%
5Y+24.0%
10Y-15.0%
3Y+44.0%
5Y+105.0%
10Y+317.0%
Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc. Dividend History

SMBC ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

SMBC Dividend Payment History

SMBC ยท NASDAQ

Total Payments

50

Latest Dividend

$0.2500

Annual Amount

$1.2300

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 21, 2026
May 15, 2026May 29, 2026
$0.2500
$0.2500
Quarterly0.00%
Jan 20, 2026
Feb 13, 2026Feb 27, 2026
$0.2500
$0.2500
Quarterly0.00%
Oct 21, 2025
Nov 14, 2025Nov 28, 2025
$0.2500
$0.2500
Quarterly0.00%
Jul 22, 2025
Aug 15, 2025Aug 29, 2025
$0.2500
$0.2500
Quarterly+8.70%
Apr 15, 2025
May 15, 2025May 30, 2025
$0.2300
$0.2300
Quarterly0.00%
Jan 21, 2025
Feb 14, 2025Feb 28, 2025
$0.2300
$0.2300
Quarterly0.00%
Oct 22, 2024
Nov 15, 2024Nov 29, 2024
$0.2300
$0.2300
Quarterly0.00%
Jul 23, 2024
Aug 15, 2024Aug 30, 2024
$0.2300
$0.2300
Quarterly+9.52%
Apr 23, 2024
May 15, 2024May 31, 2024
$0.2100
$0.2100
Quarterly0.00%
Jan 23, 2024
Feb 15, 2024Feb 29, 2024
$0.2100
$0.2100
Quarterly0.00%
Oct 17, 2023
Nov 15, 2023Nov 30, 2023
$0.2100
$0.2100
Quarterly0.00%
Jul 18, 2023
Aug 15, 2023Aug 31, 2023
$0.2100
$0.2100
Quarterly0.00%
Apr 18, 2023
May 15, 2023May 31, 2023
$0.2100
$0.2100
Quarterly0.00%
Jan 24, 2023
Feb 15, 2023Feb 28, 2023
$0.2100
$0.2100
Quarterly0.00%
Oct 20, 2022
Nov 15, 2022Nov 30, 2022
$0.2100
$0.2100
Quarterly0.00%
Jul 19, 2022
Aug 15, 2022Aug 31, 2022
$0.2100
$0.2100
Quarterly+5.00%
Apr 19, 2022
May 13, 2022May 31, 2022
$0.2000
$0.2000
Quarterly0.00%
Jan 18, 2022
Feb 15, 2022Feb 28, 2022
$0.2000
$0.2000
Quarterly0.00%
Oct 19, 2021
Nov 15, 2021Nov 30, 2021
$0.2000
$0.2000
Quarterly0.00%
Jul 20, 2021
Aug 13, 2021Aug 31, 2021
$0.2000
$0.2000
Quarterly+25.00%
Apr 22, 2021
May 14, 2021May 28, 2021
$0.1600
$0.1600
Quarterly0.00%
Jan 19, 2021
Feb 12, 2021Feb 26, 2021
$0.1600
$0.1600
Quarterly+6.67%
Oct 20, 2020
Nov 13, 2020Nov 30, 2020
$0.1500
$0.1500
Quarterly0.00%
Jul 21, 2020
Aug 14, 2020Aug 31, 2020
$0.1500
$0.1500
Quarterly0.00%
Apr 30, 2020
May 15, 2020May 29, 2020
$0.1500
$0.1500
Quarterly0.00%
Jan 21, 2020
Feb 14, 2020Feb 28, 2020
$0.1500
$0.1500
Quarterly0.00%
Oct 15, 2019
Nov 15, 2019Nov 29, 2019
$0.1500
$0.1500
Quarterly0.00%
Jul 17, 2019
Aug 15, 2019Aug 30, 2019
$0.1500
$0.1500
Quarterly+15.38%
Apr 16, 2019
May 15, 2019May 31, 2019
$0.1300
$0.1300
Quarterly0.00%
Jan 15, 2019
Feb 15, 2019Feb 28, 2019
$0.1300
$0.1300
Quarterly0.00%
Oct 16, 2018
Nov 15, 2018Nov 30, 2018
$0.1300
$0.1300
Quarterly0.00%
Jul 17, 2018
Aug 15, 2018Aug 31, 2018
$0.1300
$0.1300
Quarterly+18.18%
Apr 17, 2018
May 15, 2018May 31, 2018
$0.1100
$0.1100
Quarterly0.00%
Jan 16, 2018
Feb 15, 2018Feb 28, 2018
$0.1100
$0.1100
Quarterly0.00%
Oct 17, 2017
Nov 15, 2017Nov 30, 2017
$0.1100
$0.1100
Quarterly0.00%
Jul 28, 2017
Aug 15, 2017Aug 31, 2017
$0.1100
$0.1100
Quarterly+10.00%
Apr 25, 2017
May 15, 2017May 31, 2017
$0.1000
$0.1000
Quarterly0.00%
Jan 24, 2017
Feb 15, 2017Feb 28, 2017
$0.1000
$0.1000
Quarterly0.00%
Oct 25, 2016
Nov 15, 2016Nov 30, 2016
$0.1000
$0.1000
Quarterly0.00%
Jul 26, 2016
Aug 15, 2016Aug 31, 2016
$0.1000
$0.1000
Quarterly+11.11%
Apr 28, 2016
May 13, 2016May 31, 2016
$0.0900
$0.0900
Quarterly0.00%
Jan 27, 2016
Feb 15, 2016Feb 29, 2016
$0.0900
$0.0900
Quarterly0.00%
Oct 30, 2015
Nov 13, 2015Nov 30, 2015
$0.0900
$0.0900
Quarterly0.00%
Jul 29, 2015
Aug 14, 2015Aug 31, 2015
$0.0900
$0.0900
Quarterly+5.88%
Apr 28, 2015
May 15, 2015May 29, 2015
$0.0850
$0.0850
Quarterly0.00%
Jan 27, 2015
Feb 13, 2015Feb 27, 2015
$0.0850
$0.0850
Quarterly0.00%
Oct 29, 2014
Nov 14, 2014Nov 28, 2014
$0.1700
$0.0850
Quarterly0.00%
Jul 29, 2014
Aug 15, 2014Aug 29, 2014
$0.1700
$0.0850
Quarterly+6.25%
Apr 24, 2014
May 15, 2014May 30, 2014
$0.1600
$0.0800
Quarterly0.00%
Jan 29, 2014
Feb 14, 2014Feb 28, 2014
$0.1600
$0.0800
Quarterly-
smbc

Southern Missouri Bancorp, Inc. Payout Ratio Analysis

SMBC ยท NASDAQ
Dividends Paid
-10.38M
2025
Net Income
58.31M
2025
Payout Ratio
17.80%
2025

Dividend Sustainability Analysis

Payout Ratio
17.80%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
13.8%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-8.9%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.