SMBC - NASDAQ
Southern Missouri Bancorp, Inc.
$68.98
-0.85%Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
At a Glance
Live SnapshotSouthern Missouri Bancorp, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
Southern Missouri Bancorp, Inc. Income Statement
SMBC • NASDAQ
| Southern Missouri Bancorp, Inc. Income Statement | Jun 2025 | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | Jun 2019 | Jun 2018 | Jun 2017 | Jun 2016 | Jun 2015 | Jun 2014 | Jun 2013 | Jun 2012 | Jun 2011 | Jun 2010 | Jun 2009 | Jun 2008 | Jun 2007 | Jun 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
305.2M | 273.2M | 202.6M | 138.1M | 129.5M | 121.8M | 110.6M | 89.5M | 71.4M | 65.1M | 62.9M | 45.5M | 40.2M | 42.5M | 38.1M | 30.6M | 27.8M | 27.7M | 25.8M | 22.5M | |
GROSS PROFIT | ||||||||||||||||||||
(129.3M) | (112.5M) | (66.7M) | (14.8M) | (15.8M) | (33.6M) | (26.9M) | (17.9M) | (12.7M) | (11.9M) | (12M) | (9.1M) | (9.2M) | (11.7M) | (13.7M) | (12.1M) | (12.4M) | (14.5M) | (14.2M) | (11.3M) | |
176.1M | 160.7M | 135.9M | 123.3M | 113.8M | 88.2M | 83.5M | 71.7M | 58.7M | 53.2M | 51M | 36.4M | 31M | 30.7M | 24.4M | 18.5M | 15.4M | 13.3M | 11.5M | 11.2M | |
OPERATING INCOME | ||||||||||||||||||||
(102.1M) | (97.6M) | (86.4M) | (63.4M) | (54M) | (53.8M) | (47.7M) | (42.9M) | (37.1M) | (31.7M) | (31.3M) | (22.5M) | (17M) | (16M) | (7M) | (12.3M) | (9.9M) | (7.9M) | (7.5M) | (7M) | |
(60.2M) | (57.8M) | (50.1M) | (37.9M) | (32.9M) | (38M) | (33.7M) | (29.7M) | (21.8M) | (20M) | (20M) | (13.8M) | (11.3M) | (10.4M) | (9.2M) | (7.5M) | (5.9M) | (4.6M) | (4.2M) | (3.9M) | |
74M | 63.1M | 49.5M | 59.9M | 59.7M | 34.4M | 36M | 28.7M | 21.6M | 21.5M | 19.7M | 13.8M | 14M | 14.7M | 17.4M | 6.1M | 5.5M | 5.4M | 4.1M | 4.2M | |
PRE-TAX INCOME | ||||||||||||||||||||
(122.7M) | (108.9M) | (49.7M) | (13.3M) | (16.8M) | (26.9M) | (24.7M) | (14.8M) | (10.4M) | (9.4M) | (8.8M) | (7.5M) | (7.5M) | (9.9M) | (11.3M) | (11.2M) | (11.2M) | (13.5M) | (13.6M) | (10.8M) | |
154.6M | 139.5M | 126.7M | 103.6M | 92.7M | 80.1M | 72.8M | 62.4M | 51.1M | 47M | 46.5M | 33M | 28.8M | 29M | 23.8M | 16.3M | 14.1M | 11.8M | 9.9M | 9.6M | |
(41.9M) | (39.8M) | (36.3M) | (25.5M) | (21.2M) | (15.8M) | (14.1M) | (13.3M) | (15.4M) | (11.7M) | (11.3M) | (8.7M) | (5.7M) | (5.6M) | -2.2M | (4.8M) | (4M) | (3.3M) | (3.2M) | (3.2M) | |
74M | 63.1M | 49.5M | 59.9M | 59.7M | 34.4M | 36M | 28.7M | 21.6M | 21.5M | 19.7M | 13.8M | 14M | 14.7M | 17.4M | 6.1M | 5.5M | 5.4M | 4.1M | 4.2M | |
NET INCOME | ||||||||||||||||||||
(15.4M) | (12.9M) | (10.2M) | (12.7M) | (12.5M) | (6.9M) | (7M) | (7.8M) | (6.1M) | (6.7M) | (6.1M) | (3.7M) | (4M) | (4.6M) | (6M) | (1.5M) | (1.7M) | (1.8M) | (1.1M) | (1.4M) | |
58.3M | 50.2M | 39.2M | 47.2M | 47.2M | 27.5M | 28.9M | 20.9M | 15.6M | 14.8M | 13.7M | 10.1M | 10.1M | 10.1M | 11.5M | 4.6M | 3.8M | 3.6M | 2.9M | 2.8M |
SEC Filings
SMBC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 05, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 10, 2026 | February 09, 2026 | 2026 | |
10-Q 10-Q 2025 Q4 Q4 | February 06, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 20, 2026 | 2026 | |
8-K 8-K 2025 N/A | November 25, 2025 | November 25, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 10, 2025 | November 10, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 20, 2025 | 2025 |
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