$68.19
-1.6%Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.
Strong gross margins indicate healthy pricing and efficient production or service delivery.
Acceptable margins but limited operational leverage. Operating expense control is important.
Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.
SAFT โข NASDAQ
| Safety Insurance Group, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
1.3B | 1.1B | 925.9M | 785.1M | 864.7M | 840.4M | 875.8M | 829.6M | 837M | 816.6M | 795.6M | 777.9M | 745.3M | 703.9M | 660.2M | 612.7M | 592M | 641M | 670.1M | 680.7M | |
GROSS PROFIT | ||||||||||||||||||||
(797.2M) | (716.6M) | (642.3M) | (492M) | (461.7M) | (404.6M) | (509.8M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
456.9M | 393.1M | 283.6M | 293.1M | 403M | 435.8M | 366M | 829.6M | 837M | 816.6M | 795.6M | 777.9M | 745.3M | 703.9M | 660.2M | 612.7M | 592M | 641M | 670.1M | 680.7M | |
OPERATING INCOME | ||||||||||||||||||||
(330.2M) | (303.2M) | (259.2M) | (233.5M) | (238.7M) | (261.1M) | (242.3M) | (732M) | (752M) | (726M) | (827M) | (695M) | (658M) | (622M) | (646M) | (534M) | (517M) | (543M) | (545M) | (516M) | |
126.7M | 89.9M | 24.4M | 59.6M | 164.3M | 174.8M | 123.7M | 104.3M | 86.8M | 93.3M | -28.6M | 83.3M | 87.7M | 81.4M | 14.4M | 79M | 74.4M | 98.1M | 124.9M | 164.6M | |
PRE-TAX INCOME | ||||||||||||||||||||
(1.5M) | (509K) | (818K) | (524K) | (522K) | (440K) | (90K) | (90K) | (90K) | (90K) | (90K) | (90K) | (89K) | (88K) | (88K) | (88K) | (135K) | (81K) | (83K) | (86K) | |
-1.5M | -509K | 72.7M | 61.6M | 57.3M | -440K | -90K | -90K | -90K | -90K | -90K | -90K | -89K | -88K | -88K | -88K | -135K | -81K | -83K | -86K | |
(330.2M) | (303.2M) | (259.2M) | (233.5M) | (238.7M) | (261.1M) | (242.3M) | (732M) | (752M) | (726M) | (827M) | (695M) | (658M) | (622M) | (646M) | (534M) | (517M) | (543M) | (545M) | (516M) | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -732.2M | -752.4M | -540K | 402K | -479K | 0.0 | -88K | -88K | -88K | -135K | -1.1M | -83K | -86K | |
126.7M | 89.9M | 24.4M | 59.6M | 164.3M | 174.8M | 123.7M | 104.3M | 86.7M | 93.3M | -28.6M | 83.3M | 87.7M | 81.4M | 14.3M | 79M | 74.4M | 98.1M | 124.8M | 164.5M | |
NET INCOME | ||||||||||||||||||||
(27.4M) | (19.1M) | (5.5M) | (13M) | (33.6M) | (36.6M) | (24.1M) | (21.1M) | (24.3M) | (28.7M) | -14.8M | (24M) | (26.3M) | (23.4M) | (571K) | (22.6M) | (20.2M) | (27.9M) | (37.4M) | (52.6M) | |
99.3M | 70.7M | 18.9M | 46.6M | 130.7M | 138.2M | 99.6M | 83.2M | 62.4M | 64.6M | -13.9M | 59.4M | 61.4M | 58.1M | 13.7M | 56.3M | 54.2M | 70.3M | 87.4M | 111.9M |
SAFT - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 14, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 31, 2026 | December 31, 2025 | 2025 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 25, 2026 | February 25, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 07, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 03, 2025 | November 03, 2025 | 2025 | |
10-Q 10-Q 2025 Q2 Q2 | August 08, 2025 | June 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 06, 2025 | August 06, 2025 | 2025 |
Continue your SAFT research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.