Safety Insurance Group, Inc.

Safety Insurance Group, Inc.

SAFTยทNASDAQ

$68.19

-1.6%
Financial ServicesInsurance - Property & Casualty

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

At a Glance

Live Snapshot
Market Cap$1.00B
EPS6.7200
P/E Ratio10.15
Earnings Date08/05/2026
3Y+60.0%
5Y+49.0%
10Y+54.0%
3Y+113.0%
5Y-28.0%
10Y+54.0%
3Y+339.0%
5Y+78.0%
10Y+97.0%
Safety Insurance Group, Inc.

Safety Insurance Group, Inc. Profit Bridge

SAFT ยท NASDAQ
Revenue1.25B
Cost of Goods Sold (797.18M)
Gross Profit456.89M
Operating Expenses (330.21M)
Operating Income126.68M
Interest Expense (1.53M)
Other Income/Expense0.00
Pretax Income126.68M
Income Tax (27.43M)
Net Income99.25M
Net Income
99.25M

Profitability Analysis

Gross Margin

36.4%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

10.1%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

7.9%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

21.7%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

Safety Insurance Group, Inc. Income Statement

SAFT โ€ข NASDAQ

Safety Insurance Group, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
1.3B
1.1B
925.9M
785.1M
864.7M
840.4M
875.8M
829.6M
837M
816.6M
795.6M
777.9M
745.3M
703.9M
660.2M
612.7M
592M
641M
670.1M
680.7M
GROSS PROFIT
(797.2M)
(716.6M)
(642.3M)
(492M)
(461.7M)
(404.6M)
(509.8M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
456.9M
393.1M
283.6M
293.1M
403M
435.8M
366M
829.6M
837M
816.6M
795.6M
777.9M
745.3M
703.9M
660.2M
612.7M
592M
641M
670.1M
680.7M
OPERATING INCOME
(330.2M)
(303.2M)
(259.2M)
(233.5M)
(238.7M)
(261.1M)
(242.3M)
(732M)
(752M)
(726M)
(827M)
(695M)
(658M)
(622M)
(646M)
(534M)
(517M)
(543M)
(545M)
(516M)
126.7M
89.9M
24.4M
59.6M
164.3M
174.8M
123.7M
104.3M
86.8M
93.3M
-28.6M
83.3M
87.7M
81.4M
14.4M
79M
74.4M
98.1M
124.9M
164.6M
PRE-TAX INCOME
(1.5M)
(509K)
(818K)
(524K)
(522K)
(440K)
(90K)
(90K)
(90K)
(90K)
(90K)
(90K)
(89K)
(88K)
(88K)
(88K)
(135K)
(81K)
(83K)
(86K)
-1.5M
-509K
72.7M
61.6M
57.3M
-440K
-90K
-90K
-90K
-90K
-90K
-90K
-89K
-88K
-88K
-88K
-135K
-81K
-83K
-86K
(330.2M)
(303.2M)
(259.2M)
(233.5M)
(238.7M)
(261.1M)
(242.3M)
(732M)
(752M)
(726M)
(827M)
(695M)
(658M)
(622M)
(646M)
(534M)
(517M)
(543M)
(545M)
(516M)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-732.2M
-752.4M
-540K
402K
-479K
0.0
-88K
-88K
-88K
-135K
-1.1M
-83K
-86K
126.7M
89.9M
24.4M
59.6M
164.3M
174.8M
123.7M
104.3M
86.7M
93.3M
-28.6M
83.3M
87.7M
81.4M
14.3M
79M
74.4M
98.1M
124.8M
164.5M
NET INCOME
(27.4M)
(19.1M)
(5.5M)
(13M)
(33.6M)
(36.6M)
(24.1M)
(21.1M)
(24.3M)
(28.7M)
-14.8M
(24M)
(26.3M)
(23.4M)
(571K)
(22.6M)
(20.2M)
(27.9M)
(37.4M)
(52.6M)
99.3M
70.7M
18.9M
46.6M
130.7M
138.2M
99.6M
83.2M
62.4M
64.6M
-13.9M
59.4M
61.4M
58.1M
13.7M
56.3M
54.2M
70.3M
87.4M
111.9M

SEC Filings

SAFT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 14, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 06, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 31, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 08, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

August 06, 2025
August 06, 2025
2025
Showing 1 to 10 of 268 filings