Safety Insurance Group, Inc.

Safety Insurance Group, Inc.

SAFTยทNASDAQ

$68.19

-1.6%
Financial ServicesInsurance - Property & Casualty

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

At a Glance

Live Snapshot
Market Cap$1.00B
EPS6.7200
P/E Ratio10.15
Earnings Date08/05/2026
saft

Safety Insurance Group, Inc. Street Expectations Map

SAFT ยท NASDAQ

No Target Data

No analyst price targets available for saft.

saft

Safety Insurance Group, Inc. Forward Estimates of Revenue

SAFT ยท NASDAQ
Latest Revenue
1.25B
FY 2025
Avg Estimate
1.29B
FY 2026
Estimate Range
1.29B - 1.29B
Analyst Spread

Forward Growth Analysis

Projected Growth+3.0%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Safety Insurance Group, Inc. Forward Estimates of Net Income

SAFT ยท NASDAQ
Latest Net Income
99.25M
FY 2025
Avg Estimate
99.33M
FY 2026
Estimate Range
99.33M - 99.33M
Analyst Spread

Forward Growth Analysis

Projected Growth+0.1%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

saft

Safety Insurance Group, Inc. Forward Estimates of EPS

SAFT ยท NASDAQ
Latest EPS
6.72
FY 2025
Avg Estimate
$6.75
FY 2026
Estimate Range
$6.75 - $6.75
Analyst Spread

Forward Growth Analysis

Projected Growth+0.4%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

saft

Safety Insurance Group, Inc. Forward Estimates of EBIT

SAFT ยท NASDAQ
Latest EBIT
128.21M
FY 2025
Avg Estimate
150.90M
FY 2026
Estimate Range
150.90M - 150.90M
Analyst Spread

Forward Growth Analysis

Projected Growth+17.7%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

saft

Safety Insurance Group, Inc. Forward Estimates of EBITDA

SAFT ยท NASDAQ
Latest EBITDA
128.21M
FY 2025
Avg Estimate
161.59M
FY 2026
Estimate Range
161.59M - 161.59M
Analyst Spread

Forward Growth Analysis

Projected Growth+26.0%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

saft

Safety Insurance Group, Inc. Forward Estimates of SG&A Expense

SAFT ยท NASDAQ
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

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Safety Insurance Group, Inc. Insider Positioning

SAFT ยท NASDAQ

During the last 12 months, insiders have purchased $292K and sold $3.13M worth of SAFT shares, resulting in $2.83M of net selling activity.

3 Months

Bought

0

0.00

Sold

15.3K

1.09M

Net Activity

-1.1M

-$1.09M

3-6 Months

Bought

0

0.00

Sold

26.3K

2.03M

Net Activity

-2.0M

-$2.03M

6-9 Months

Bought

55

3.94K

Sold

0

0.00

Net Activity

+4K

+$4K

9-12 Months

Bought

4.0K

287.76K

Sold

0

0.00

Net Activity

+288K

+$288K

Top Buyers

1
LDJ

Langwell Dennis J.

Director

4.0K sharesโ€ข2 transactions

$288K

2
HG

Hiltpold Glenn

Officer: Vp Of Actuarial Services

55 sharesโ€ข1 transactions

$4K

Top Sellers

1
SC

Srb Corp

10 Percent Owner

41.6K sharesโ€ข8 transactions

$3.13M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $2.83M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.09:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$1.09M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

Moderate Buying

2 insider buyers vs. 1 sellers. More insiders buying than selling indicates positive sentiment.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.