Safety Insurance Group, Inc.

Safety Insurance Group, Inc.

SAFTยทNASDAQ

$68.19

-1.6%
Financial ServicesInsurance - Property & Casualty

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. The company's private passenger automobile policies offer coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, insure individual vehicles, and commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; and commercial umbrella and business owner policies, as well as underwrites dwelling fire insurance for non-owner-occupied residences. Additionally, the company offers inland marine coverage for homeowners and business owner policies, and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

At a Glance

Live Snapshot
Market Cap$1.00B
EPS6.7200
P/E Ratio10.15
Earnings Date08/05/2026
3Y+25.0%
5Y+20.0%
10Y+41.0%
3Y+36.0%
5Y+35.0%
10Y+45.0%
3Y+10.0%
5Y+1.0%
10Y+33.0%
saft

Safety Insurance Group, Inc. Funding & Solvency Profile

SAFT ยท NASDAQ
Cash & Cash Equivalents73.90M
Net Receivables320.19M
Inventory0.00
Other Current Assets-739.70M
Total Current Assets394 M
Property, Plant & Equipment11.86M
Goodwill & Intangible Assets23.88M
Long-Term Investments991.69M
Other Non-Current Assets-995.81M
Total Non-Current Assets8 M
Total Assets
2.47B

Financial Health Analysis

Current Ratio

25.00x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

1.77x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

378 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

16% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Safety Insurance Group, Inc. Balance Sheet

SAFT โ€ข NASDAQ

Safety Insurance Group, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
73.9M
59M
38.2M
25.3M
63.6M
53.8M
44.4M
37.6M
41.7M
20.1M
47.5M
42.5M
55.9M
35.4M
37.9M
40.3M
74.5M
60.5M
46.3M
26.3M
700M
553.4M
31M
1.1B
1.2B
1.3B
1.2B
1.2B
1.2B
1.2B
1.1B
1.1B
1.1B
1.2B
0.0
0.0
0.0
0.0
0.0
0.0
773.9M
612.4M
1.1B
1.1B
1.3B
1.3B
1.3B
1.2B
1.2B
1.2B
1.1B
1.2B
1.2B
1.2B
37.9M
40.3M
74.5M
60.5M
46.3M
26.3M
320.2M
464.2M
383.2M
299.8M
290.6M
300.5M
193.4M
190.1M
190.6M
0.0
178.6M
175.5M
169.3M
165.8M
154.1M
145.7M
137.2M
138.8M
156.3M
158.2M
320.2M
463.6M
382.4M
298.9M
279.9M
298.9M
193.4M
189M
190.6M
300.9M
178.6M
175.5M
169.3M
164.9M
139.6M
145.7M
137.2M
138.8M
156.3M
158.2M
0.0
568K
747K
877K
10.8M
1.6M
0.0
1M
0.0
7.1M
0.0
0.0
0.0
835K
14.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-900.8M
14.2M
-298.6M
0.0
-296.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
82.9M
0.0
0.0
39.7M
41.4M
32.3M
28.5M
23.8M
22.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
16.2M
14M
0.0
0.0
0.0
0.0
0.0
-739.7M
-1.1B
-566.9M
203.1M
274.8M
-1.6B
432.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
394.1M
0.0
38.2M
1.6B
1.6B
0.0
1.6B
227.6M
232.4M
187.7M
226.1M
218M
225.2M
201.1M
192M
186M
211.7M
199.2M
202.7M
184.5M
NON-CURRENT ASSETS
11.9M
20.3M
31.5M
23.3M
27.1M
53.1M
34M
15.6M
9.9M
8.9M
8.4M
8.3M
10.7M
9.1M
0.0
0.0
0.0
0.0
0.0
0.0
17.1M
17.1M
17.1M
17.1M
1.4B
0.0
1.4B
-82.1M
-75.1M
-74.1M
-73.4M
-68.9M
-67.4M
-68.9M
0.0
0.0
0.0
0.0
0.0
0.0
6.8M
7.7M
7.6M
7.9M
73M
0.0
74.3M
73.4M
72.2M
71M
68.9M
67.3M
63.4M
60.7M
0.0
0.0
0.0
0.0
0.0
0.0
23.9M
24.8M
24.6M
24.9M
1.5B
0.0
1.4B
-8.7M
-2.9M
-3.1M
-4.4M
-1.6M
-4M
-8.2M
0.0
0.0
0.0
0.0
0.0
0.0
991.7M
1.4B
1.6B
1.3B
1.5B
1.5B
1.4B
1.3B
1.3B
1.3B
1.2B
1.2B
1.2B
1.2B
1.1B
1.1B
1B
928.2M
1B
940.6M
4.1M
0.0
41.3M
21.1M
15.2M
0.0
5.7M
8.7M
2.9M
3.1M
4.4M
1.6M
4M
8.2M
3M
3.6M
8.3M
19M
13.4M
16.9M
-995.8M
-1.4B
400.4M
-1.3B
-1.5B
-1.5B
-1.4B
-1B
-1B
-998.3M
-931.9M
-1.1B
-1B
-1B
-932.3M
-1.1B
-1B
-928.2M
-1B
-940.6M
35.7M
0.0
2.1B
69.4M
1.5B
0.0
1.4B
295.2M
267.9M
270M
268.4M
201.5M
197.7M
184.9M
171.8M
3.6M
8.3M
19M
13.4M
16.9M
2B
2.3B
1.6B
282.2M
-965.4M
2.1B
-1B
1.3B
1.3B
1.3B
1.2B
1.3B
1.2B
1.2B
1.1B
1.2B
1.2B
1.2B
1.2B
1.2B
2.5B
2.3B
2.1B
2B
2.1B
2.1B
2B
1.9B
1.8B
1.8B
1.7B
1.7B
1.6B
1.6B
1.5B
1.4B
1.4B
1.4B
1.4B
1.4B
LIABILITIES
CURRENT LIABILITIES
100.4M
104.3M
80.2M
88.4M
85.8M
94.9M
94.3M
95.4M
78.7M
87M
73.9M
78.4M
86.9M
75.1M
57.4M
59.8M
68.5M
59.4M
60.8M
48.7M
95.6M
96.4M
80.2M
85.3M
85.8M
87.7M
87.9M
84.1M
74.5M
80.3M
65.3M
73.5M
73.6M
72.5M
57.4M
5.6M
64.5M
8.3M
60.7M
48.7M
4.7M
8M
0.0
3.1M
0.0
7.1M
6.4M
11.2M
4.2M
6.7M
8.6M
4.9M
13.3M
2.6M
0.0
54.2M
3.9M
51.1M
120K
0.0
11.9M
30M
4.6M
4.5M
4.7M
30M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17.9M
16.3M
0.0
1M
0.0
1.7M
0.0
0.0
0.0
6.1M
0.0
1.1M
0.0
265K
0.0
0.0
0.0
0.0
3.9M
0.0
120K
0.0
615.1M
0.0
0.0
0.0
0.0
0.0
-34M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-711.6M
-134.3M
415M
-67.9M
25.3M
-124.9M
20.4M
-95.4M
-78.7M
-87M
-73.9M
-78.4M
-86.9M
-75.1M
-57.4M
-59.8M
-68.5M
-59.4M
-78.7M
-64.9M
15.8M
0.0
499.7M
25.1M
115.8M
0.0
80.7M
80.6M
63.6M
69.9M
58.2M
67.5M
70.5M
73.7M
55.1M
57.9M
68.2M
70.1M
63.4M
65.5M
NON-CURRENT LIABILITIES
61.9M
0.0
30M
35M
30M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-23.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
29.2M
23.7M
15.2M
17.6M
5.7M
20.4M
2.9M
40.2M
38.7M
1.6M
0.0
8.2M
3M
0.0
0.0
0.0
0.0
0.0
1.3B
-15.7M
586.8M
1.1B
0.0
-48.6M
0.0
0.0
1.1B
0.0
0.0
965.6M
0.0
-8.2M
-3M
0.0
0.0
0.0
0.0
-39K
1.4B
0.0
661.1M
1.2B
72.4M
0.0
39.7M
6.1M
2.9M
1.1M
4.4M
1.6M
4M
8.2M
3M
0.0
803.5M
0.0
876.9M
39K
0.0
1.4B
128.9M
587.2M
1B
1.2B
1.1B
1.1B
1B
1B
996.8M
898.3M
855.8M
798.1M
758.1M
728.1M
-64.3M
764.3M
-63.3M
793.8M
11.9M
15.7M
15.2M
0.0
27.1M
31M
34M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
39K
1.6B
1.4B
1.3B
1.2B
1.2B
1.2B
1.2B
1.1B
1.1B
1.1B
1.1B
967.4M
930.3M
880M
816.3M
786M
807.4M
834.4M
877M
859.4M
SHAREHOLDERS' EQUITY
-170.5M
-150.3M
-150.3M
-145M
-135.4M
-123.8M
-83.8M
-83.8M
-83.8M
-83.8M
-83.8M
-83.8M
-60.4M
-55.6M
-55.6M
-55.5M
-49.7M
-7.5M
-1.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
157K
0.0
285K
0.0
0.0
379K
28K
134K
0.0
0.0
0.0
181K
180K
179K
179K
178K
178K
177K
176K
175K
174K
174K
173K
172K
170K
169K
168K
166K
165K
162K
161K
235.7M
230.9M
226.4M
222M
216.1M
209.8M
202.3M
196.3M
189.7M
184.5M
179.9M
175.6M
170.4M
163M
157.2M
151.3M
144.8M
140.3M
134.2M
129.8M
844.1M
798.8M
781.2M
815.3M
821.7M
745M
661.6M
616.7M
570.7M
554M
531.8M
587.6M
567.8M
543.4M
518.9M
535.5M
506.3M
477M
432.7M
366.4M
-17.1M
-51M
-53.2M
-80.5M
24.6M
53.5M
28.2M
-10.7M
24.3M
15.8M
16.5M
28.7M
17.2M
43.4M
35.6M
22M
18.9M
-6.5M
4.5M
21K
892.3M
828.5M
804.3M
812M
927.2M
884.7M
808.4M
718.6M
701M
670.7M
644.5M
708.3M
695.2M
694.4M
656.3M
653.5M
620.4M
603.4M
570M
496.3M
892.3M
828.5M
804.3M
812M
927.2M
884.7M
808.4M
718.6M
701M
670.7M
644.5M
708.3M
695.2M
694.4M
656.3M
653.5M
620.4M
603.4M
570M
496.3M
SUMMARY
2.5B
2.3B
2.1B
2B
2.1B
2.1B
2B
1.9B
1.8B
1.8B
1.7B
1.7B
1.6B
1.6B
1.5B
1.4B
1.4B
1.4B
1.4B
1.4B
1.7B
1.5B
1.6B
2.3B
2.7B
1.5B
2.6B
1.3B
1.3B
1.3B
1.2B
1.3B
1.2B
1.2B
1.1B
1.1B
1B
928.2M
1B
940.6M
61.9M
45.7M
49.8M
58.3M
57.1M
61M
34M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
17.9M
16.3M
-12M
-13.2M
11.6M
33M
-6.5M
7.2M
-10.4M
-37.6M
-41.7M
-20.1M
-47.5M
-42.5M
-55.9M
-35.4M
-37.9M
-40.3M
-74.5M
-60.5M
-28.4M
-10M
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200
14,894,200

SEC Filings

SAFT - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 14, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 06, 2026
May 06, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 31, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 25, 2026
February 25, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 07, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 03, 2025
November 03, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 08, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

August 06, 2025
August 06, 2025
2025
Showing 1 to 10 of 268 filings