Red River Bancshares, Inc.

Red River Bancshares, Inc.

RRBIยทNASDAQ

$89.74

-1.6%
Financial ServicesBanks - Regional

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in Louisiana. The company provides various deposit products, including checking, saving, money market accounts, and time deposits. It also offers commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company provides treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier's checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. It operates a network of 27 banking centers throughout Louisiana and two combined loan and deposit production offices in Lafayette and New Orleans, Louisiana. The company was incorporated in 1998 and is headquartered in Alexandria, Louisiana.

At a Glance

Live Snapshot
Market Cap$590.91M
EPS6.4000
P/E Ratio14.02
Earnings Date07/29/2026
3Y+51.0%
5Y+71.0%
10Y+149.0%
3Y+16.0%
5Y+52.0%
10Y+183.0%
3Y-1.0%
5Y+255.0%
10Y+135.0%
Red River Bancshares, Inc.

Red River Bancshares, Inc. Profit Bridge

RRBI ยท NASDAQ
Revenue169.85M
Cost of Goods Sold (46.63M)
Gross Profit123.22M
Operating Expenses (70.09M)
Operating Income53.13M
Interest Expense (44.33M)
Other Income/Expense0.00
Pretax Income53.13M
Income Tax (10.36M)
Net Income42.76M
Net Income
42.76M

Profitability Analysis

Gross Margin

72.5%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

31.3%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

25.2%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

19.5%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

Red River Bancshares, Inc. Income Statement

RRBI โ€ข NASDAQ

Red River Bancshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
REVENUE
169.9M
156.8M
138.7M
112.5M
100.8M
99.5M
88.5M
80.6M
70.1M
68.2M
GROSS PROFIT
(46.6M)
(49.1M)
(32.9M)
(9.5M)
(7.5M)
(14.7M)
(11.9M)
(9.6M)
(8.1M)
(0.0)
123.2M
107.6M
105.8M
103M
93.3M
84.8M
76.7M
70.9M
61.9M
68.2M
OPERATING INCOME
(70.1M)
(65.3M)
(62.9M)
(58M)
(53.2M)
(50.4M)
(46.2M)
(42.6M)
(39.4M)
(28.7M)
(48.8M)
(40M)
(38.5M)
(35.7M)
(33.4M)
(32.1M)
(28.8M)
(26.9M)
(24.5M)
(28.7M)
53.1M
42.4M
42.9M
45M
40.1M
34.5M
30.5M
28.4M
22.5M
31.3M
PRE-TAX INCOME
(44.3M)
(47.9M)
(32.1M)
(7.7M)
(5.6M)
(8.4M)
(10.1M)
(7.6M)
(6.6M)
(0.0)
105.6M
89.2M
86.3M
86.6M
71.7M
69M
63.6M
59.2M
51.8M
0.0
(21.2M)
(25.3M)
(24.3M)
(22.3M)
(19.9M)
(18.3M)
(17.4M)
(15.7M)
(14.9M)
-8.3M
53.1M
42.4M
42.9M
45M
40.1M
34.5M
30.5M
28.4M
22.5M
20.7M
NET INCOME
(10.4M)
(8.1M)
(8.1M)
(8.1M)
(7.1M)
(6.3M)
(5.6M)
(5.3M)
(8.5M)
(5.6M)
42.8M
34.2M
34.9M
36.9M
33M
28.1M
24.8M
23.1M
14M
15.1M

SEC Filings

RRBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

May 14, 2026
May 14, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 13, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 26, 2026
February 26, 2026
2026
8-K

8-K 2026

N/A

February 26, 2026
February 26, 2026
2026
Showing 1 to 10 of 151 filings