Red River Bancshares, Inc.

Red River Bancshares, Inc.

RRBIยทNASDAQ

$89.74

-1.6%
Financial ServicesBanks - Regional

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in Louisiana. The company provides various deposit products, including checking, saving, money market accounts, and time deposits. It also offers commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company provides treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier's checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. It operates a network of 27 banking centers throughout Louisiana and two combined loan and deposit production offices in Lafayette and New Orleans, Louisiana. The company was incorporated in 1998 and is headquartered in Alexandria, Louisiana.

At a Glance

Live Snapshot
Market Cap$590.91M
EPS6.4000
P/E Ratio14.02
Earnings Date07/29/2026
rrbi

Red River Bancshares, Inc. Street Expectations Map

RRBI ยท NASDAQ

Wall Street analysts project that RRBI stock may experience modest gains over the coming 12 months. The consensus 1-year price target stands at 94.00, with estimates ranging from a low of 94.00 to a high of 94.00.

Lowest Target
94.00
4.75%
Consensus Target
94.00
4.75%
Highest Target
94.00
4.75%

The consensus 1-year price target stands at 94.00, with estimates ranging from a low of 94.00 to a high of 94.00.

Analyst Consensus Analysis

Upside Potential

+4.8%

Fair value territory. Stock trading near consensus target suggests limited near-term catalysts. Focus on fundamental developments.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Moderate

Neutral sentiment. Fair value pricing with moderate agreement suggests wait-and-see approach or catalyst-driven opportunity.

Market Sentiment Insight

Efficient pricing: Stock trading at fair value with strong consensus suggests market has priced in expectations. Look for fundamental inflection points or new catalysts to drive meaningful moves.

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Red River Bancshares, Inc. Forward Estimates of Revenue

RRBI ยท NASDAQ
Latest Revenue
169.85M
FY 2025
Avg Estimate
131.81M
FY 2026
Estimate Range
131.61M - 132.02M
Analyst Spread

Forward Growth Analysis

Projected Growth-22.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Red River Bancshares, Inc. Forward Estimates of Net Income

RRBI ยท NASDAQ
Latest Net Income
42.76M
FY 2025
Avg Estimate
45.31M
FY 2026
Estimate Range
45.22M - 45.40M
Analyst Spread

Forward Growth Analysis

Projected Growth+6.0%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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Red River Bancshares, Inc. Forward Estimates of EPS

RRBI ยท NASDAQ
Latest EPS
6.40
FY 2025
Avg Estimate
$6.55
FY 2026
Estimate Range
$6.54 - $6.56
Analyst Spread

Forward Growth Analysis

Projected Growth+2.3%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Red River Bancshares, Inc. Forward Estimates of EBIT

RRBI ยท NASDAQ
Latest EBIT
53.13M
FY 2025
Avg Estimate
45.44M
FY 2026
Estimate Range
45.37M - 45.51M
Analyst Spread

Forward Growth Analysis

Projected Growth-14.5%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Red River Bancshares, Inc. Forward Estimates of EBITDA

RRBI ยท NASDAQ
Latest EBITDA
53.13M
FY 2025
Avg Estimate
48.42M
FY 2026
Estimate Range
48.35M - 48.50M
Analyst Spread

Forward Growth Analysis

Projected Growth-8.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Red River Bancshares, Inc. Forward Estimates of SG&A Expense

RRBI ยท NASDAQ
Latest SG&A Expense
48.85M
FY 2025
Avg Estimate
39.65M
FY 2026
Estimate Range
39.59M - 39.71M
Analyst Spread

Forward Growth Analysis

Projected Growth-18.8%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Red River Bancshares, Inc. Insider Positioning

RRBI ยท NASDAQ

During the last 12 months, insiders have purchased $214K worth of RRBI shares, with no selling activity reported.

3 Months

Bought

1.1K

92.50K

Sold

0

0.00

Net Activity

+93K

+$93K

3-6 Months

Bought

694

62.73K

Sold

0

0.00

Net Activity

+63K

+$63K

6-9 Months

Bought

886

58.29K

Sold

0

0.00

Net Activity

+58K

+$58K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
PTR

Price Teddy Ray

Director

2.7K sharesโ€ข4 transactions

$214K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $214K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$93K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

1 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Unanimous insider buying: Zero selling combined with active buying is rare and typically very bullish. Insiders appear to see significant upside with limited downside risk.