Red River Bancshares, Inc.

Red River Bancshares, Inc.

RRBIยทNASDAQ

$91.24

-1.6%
Financial ServicesBanks - Regional

Red River Bancshares, Inc. operates as a bank holding company for Red River Bank that provides banking products and services to commercial and retail customers in Louisiana. The company provides various deposit products, including checking, saving, money market accounts, and time deposits. It also offers commercial real estate loans; one-to-four family mortgage loans and home equity lines of credit; construction and development loans; commercial and industrial loans; small business administration paycheck protection program loans; tax-exempt loans; consumer loans to individuals for personal, family, and household purposes, including secured and unsecured installment and term loans; home mortgage loans; and lines of credit and standby letters of credit. In addition, the company provides treasury management, private banking, and brokerage; investment advisory, financial planning, and a suite of retirement plans; debit and credit cards, direct deposits, cashier's checks, and wire transfer services; online banking services, including access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; and banking services in person, through ATMs, drive-through facilities, night deposits, telephone, mail, mobile banking, and remote deposits. It operates a network of 27 banking centers throughout Louisiana and two combined loan and deposit production offices in Lafayette and New Orleans, Louisiana. The company was incorporated in 1998 and is headquartered in Alexandria, Louisiana.

At a Glance

Live Snapshot
Market Cap$600.79M
EPS6.4000
P/E Ratio11.15
Earnings Date07/29/2026
3Y-13.0%
5Y+213.0%
10Y+108.0%
3Y-98.0%
5Y-97.0%
10Y-93.0%
3Y-96.0%
5Y-101.0%
10Y-103.0%
RRBI

Red River Bancshares, Inc. Cash Conversion Engine

RRBI ยท NASDAQ
Net Income42.76M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital-3.98M
Others1.32M
Capital Expenditures-2.58M
Free Cash Flow42.81M

Cash Flow Quality Analysis

FCF Conversion Rate

100.1%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

5.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+28.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$3.98M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Red River Bancshares, Inc. Cash Flow Statement

RRBI โ€ข NASDAQ

Red River Bancshares, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016
OPERATING ACTIVITIES
42.8M
34.2M
34.9M
36.9M
33M
28.1M
24.8M
23.1M
14M
15.1M
0.0
3.2M
2.7M
2.6M
2.6M
2.4M
2.4M
2M
2M
2.2M
0.0
764K
-330K
313K
-773K
130K
-556K
-452K
2M
0.0
0.0
432K
361K
359K
319K
338K
314K
289K
180K
163K
1.3M
1.9M
-798K
4.6M
2.9M
8.4M
2.1M
2.7M
3.3M
2.5M
(11M)
(6.9M)
(9M)
(7.4M)
(8M)
(6.2M)
(6.3M)
(5.5M)
(6.7M)
(0.0)
-4M
-2.3M
3.3M
1.1M
24.3M
-26.7M
-2.6M
-1.6M
-1.3M
-196K
40.1M
38.3M
40.1M
45.9M
62.3M
12.8M
26.4M
26M
20.1M
19.3M
INVESTING ACTIVITIES
(0.0)
-4.9M
-4.9M
-8.4M
-3.4M
-7M
-3.8M
-5.4M
-3.5M
-576K
(0.0)
-129.7M
-99.1M
-324.4M
-393.7M
-421.5M
-145.6M
-20.8M
-168.2M
-138.6M
0.0
158.2M
172.2M
126.3M
213.3M
263.9M
126M
59.2M
127.2M
121.5M
-8.7M
-82.7M
-77M
-232.1M
-100.3M
-151.6M
-111.4M
-80.7M
-101.4M
-114.3M
-8.7M
-59.2M
-8.7M
-438.7M
-284.7M
-316.3M
-134.8M
-47.6M
-145.9M
-132M
FINANCING ACTIVITIES
-11.1M
-16.3M
-5M
-218K
-7.9M
-122K
26.8M
-4.6M
12.1M
-929K
0.0
0.0
0.0
0.0
0.0
0.0
-11.3M
-182K
-233K
-281K
-3.6M
-2.5M
-2.3M
-2M
-2M
-1.8M
-1.3M
-1M
(0.0)
(0.0)
-11.1M
-16.3M
-5M
-218K
-7.9M
-122K
(0.0)
-4.6M
-27K
-929K
10.3M
3.2M
3M
-111.4M
570M
619.2M
75.6M
119.6M
53.1M
142.1M
-4.3M
-15.6M
-4.3M
-113.6M
560.1M
617.4M
89.8M
114M
65M
140.9M
CASH FLOW SUMMARY
27M
-36.5M
27M
-506.5M
337.7M
313.9M
-18.6M
92.2M
-60.8M
28.3M
278.4M
305.4M
278.4M
784.9M
447.2M
133.3M
151.9M
59.7M
120.5M
92.2M
305.4M
269M
305.4M
278.4M
784.9M
447.2M
133.3M
151.9M
59.7M
120.5M
42.8M
33.4M
35.2M
37.4M
58.8M
5.8M
22.7M
20.6M
16.6M
18.8M

SEC Filings

RRBI - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

May 28, 2026
May 28, 2026
2026
8-K

8-K 2026

N/A

May 14, 2026
May 14, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 07, 2026
May 07, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2025

N/A

March 13, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

March 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 26, 2026
February 26, 2026
2026
8-K

8-K 2026

N/A

February 26, 2026
February 26, 2026
2026
Showing 1 to 10 of 151 filings