Porch Group, Inc.

Porch Group, Inc.

PRCHยทNASDAQ

$9.94

-8.8%
TechnologySoftware - Application

Porch Group, Inc. operates a software platform in the United States and Canada. The company operates through two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to home services companies and gives early access to homebuyers and homeowners. It offers services to home services companies, such as home inspectors, consumers, such as homebuyers and homeowners, service providers, such as moving, insurance, warranty, and security companies, and TV/Internet providers. This segment operates through Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12 brands. The Insurance segment offers property related insurance policies through our own risk-bearing carrier and independent agency as well as risk-bearing home warranty company. This segment operates though American Home Protect, Elite Insurance Group, and Homeowners of America brands. In addition, the company provides property and casualty, home, auto, flood, and umbrella insurance products; and contractor services. The company was incorporated in 2011 and is headquartered in Seattle, Washington.

At a Glance

Live Snapshot
Market Cap$1.09B
EPS-0.0324
P/E Ratio-306.79
Earnings Date08/04/2026
3Y-474.0%
5Y-236.0%
10Y-318.0%
3Y-10.0%
5Y+574.0%
10Y+853.0%
3Y-1907.0%
5Y-109.0%
10Y-162.0%
PRCH

Porch Group, Inc. Cash Conversion Engine

PRCH ยท NASDAQ
Net Income-3.36M
Depreciation & Amortization20.62M
Stock-Based Compensation28.95M
Change in Working Capital-18.23M
Others38.44M
Capital Expenditures-14.36M
Free Cash Flow52.06M

Cash Flow Quality Analysis

FCF Conversion Rate

-1548.9%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

21.6%

Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.

FCF Growth Trend

+261.6%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$18.23M

Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.

Cash Flow Quality Insight

Working capital strain: Significant cash tied up in operations. Monitor receivables collection, inventory turns, and payment terms to optimize cash conversion cycle.

Porch Group, Inc. Cash Flow Statement

PRCH โ€ข NASDAQ

Porch Group, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018
OPERATING ACTIVITIES
-3.4M
-32.8M
-133.9M
-156.6M
-106.6M
-54M
-103.3M
-49.9M
20.6M
25.5M
24.4M
27.9M
16.7M
6.6M
7.4M
5.5M
0.0
0.0
0.0
-287K
1.9M
0.0
29K
0.0
29M
27.2M
20.7M
27M
0.0
11.3M
36M
5.2M
38.4M
-23.6M
33.9M
47M
69.3M
3.9M
17.4M
613K
(562K)
(621K)
(0.0)
(674K)
(0.0)
(0.0)
(0.0)
(0.0)
-18.2M
-28M
88.9M
37.2M
-16M
-16.5M
13.2M
8.2M
66.4M
-31.7M
33.9M
-17.7M
-34.8M
-48.7M
-29.3M
-30.5M
INVESTING ACTIVITIES
-14.4M
-523K
-851K
-2.4M
-4.7M
-279K
-4.6M
-761K
(1.2M)
(0.0)
-2M
-38.6M
-256.4M
-7.8M
-634K
-2.7M
-58.8M
-110.9M
-91M
-52.5M
-24M
(0.0)
(0.0)
(0.0)
89.6M
67.8M
46.8M
21.9M
21.7M
0.0
0.0
0.0
-89.6M
-1.4M
-9.2M
-8.1M
0.0
-2.6M
-172.5M
-4.1M
-71.9M
-45.1M
-56.3M
-79.7M
-263.4M
-10.7M
-5.2M
-7.5M
FINANCING ACTIVITIES
0.0
0.0
-5.6M
-1.8M
131M
-42K
0.0
0.0
-17.2M
-23.4M
106.5M
9.9M
366.6M
-15.5M
31.1M
0.0
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-30M
(0.0)
(0.0)
(0.0)
(0.0)
-5.6M
-1.8M
(0.0)
-42K
(0.0)
-250K
-5M
-339K
-10M
-6.8M
-82.1M
300.4M
114K
35.7M
-22.2M
-23.7M
91M
1.2M
415.5M
259.6M
34.5M
35.7M
CASH FLOW SUMMARY
-115.9M
0.0
0.0
0.0
-500K
0.0
0.0
0.0
-143.6M
-100.5M
68.6M
-96.2M
116.8M
200.3M
-57K
-2.3M
196.8M
297.2M
228.6M
324.8M
207.5M
7.2M
7.2M
9.6M
53.2M
196.8M
297.2M
228.6M
324.3M
207.5M
7.2M
7.2M
52.1M
-32.2M
23.8M
-28.2M
-39.5M
-51.5M
-33.9M
-31.3M

SEC Filings

PRCH - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 17, 2026
December 31, 2025
2025
10-K

10-K 2025 FY

FY

February 20, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 11, 2026
February 11, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 06, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

November 05, 2025
November 05, 2025
2025
10-Q

10-Q 2025 Q2

Q2

August 05, 2025
June 30, 2025
2025
8-K

8-K 2025

N/A

August 05, 2025
August 05, 2025
2025
8-K/A

8-K/A 2025 (Amended)

N/A

June 27, 2025
April 04, 2025
2025
Showing 1 to 10 of 124 filings