PRCH - NASDAQ

Porch Group, Inc.

PRCH·NASDAQ

$9.94

-8.8%

TechnologySoftware - Application

Porch Group, Inc. operates a software platform in the United States and Canada. The company operates through two segments, Vertical Software and Insurance. The Vertical Software segment provides software and services to home services companies and gives early access to homebuyers and homeowners. It offers services to home services companies, such as home inspectors, consumers, such as homebuyers and homeowners, service providers, such as moving, insurance, warranty, and security companies, and TV/Internet providers. This segment operates through Floify, HireAHelper, ISN, iRoofing, Palm-Tech, Porch.com, Rynoh, and V12 brands. The Insurance segment offers property related insurance policies through our own risk-bearing carrier and independent agency as well as risk-bearing home warranty company. This segment operates though American Home Protect, Elite Insurance Group, and Homeowners of America brands. In addition, the company provides property and casualty, home, auto, flood, and umbrella insurance products; and contractor services. The company was incorporated in 2011 and is headquartered in Seattle, Washington.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$1.09B

EPS-0.0324

P/E Ratio-306.79

Earnings Date08/04/2026

797.42M

Assets

-2%

3Y-24.0%

5Y+197.0%

10Y+1309.0%

775.04M

Total Liabilities

-10%

3Y-20.0%

5Y+381.0%

10Y+786.0%

22.39M

Total Equity

-152%

3Y-72.0%

5Y-79.0%

10Y-173.0%

Porch Group, Inc. Funding & Solvency Profile

PRCH · NASDAQ

Current Assets

Cash & Cash Equivalents53.18M

Net Receivables11.31M

Inventory0.00

Other Current Assets721.00K

Total Current Assets88 M

Non-Current Assets

Property, Plant & Equipment27.61M

Goodwill & Intangible Assets222.40M

Long-Term Investments55.41M

Other Non-Current Assets403.80M

Total Non-Current Assets487 M

Total Assets

797.42M

Financial Health Analysis

Current Ratio

1.30x

Acceptable liquidity, but monitor closely. Current assets just barely cover current liabilities.

Debt-to-Equity Ratio

34.62x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

20 M

Positive working capital, but relatively tight. The company should monitor cash flow carefully.

Asset Composition

11% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Porch Group, Inc. Balance Sheet

PRCH • NASDAQ

Porch Group, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	53.2M	167.6M	258.4M	215.1M	315.7M	196M	4.2M	4.2M
Short-Term Investments	12.6M	24.1M	35.6M	36.5M	9.3M	0.0	0.0	0.0
Cash & Short-Term Investments	65.8M	191.7M	294M	251.6M	325M	196M	4.2M	4.2M
Net Receivables	11.3M	111.4M	107.9M	324.5M	257.2M	4.3M	4.7M	2.5M
Accounts Receivables	11.3M	19.1M	24.3M	25.4M	28.8M	4.3M	4.7M	0.0
Other Receivables	0.0	92.3M	83.6M	299.1M	228.4M	0.0	0.0	0.0
Prepaids	10.4M	0.0	0.0	0.0	14.3M	4.1M	1.3M	0.0
Other Current Assets	721K	62M	79.2M	33.6M	8.6M	11.4M	0.0	3.5M
Total Current Assets	88.2M	365.1M	481.1M	609.6M	605.1M	215.8M	10.2M	10.2M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	27.6M	22.5M	20.1M	12.2M	11.2M	4.6M	6.7M	6.7M
Goodwill	191.9M	191.9M	191.9M	244.7M	225.8M	28.3M	18.3M	21.3M
Intangible Assets	30.5M	68.7M	87.2M	108.3M	129.7M	16M	9.8M	14.7M
Goodwill & Intangible Assets	222.4M	260.7M	279.1M	353M	355.5M	44.3M	28.1M	36M
Long-Term Investments	55.4M	158.7M	103.6M	55.1M	58.3M	0.0	0.0	0.0
Other Non-Current Assets	403.8M	7M	15.5M	18.1M	8.7M	3.7M	3.5M	3.7M
Total Non-Current Assets	709.2M	448.8M	418.3M	438.4M	433.7M	52.6M	38.3M	46.4M
Other Assets	0.0	0.0	0.0	1M	0.0	0.0	0.0	0.0
Total Assets	797.4M	814M	899.4M	1B	1B	268.4M	48.5M	56.6M
LIABILITIES
CURRENT LIABILITIES
Total Payables	4M	29.5M	24.6M	57.5M	7M	9.2M	4.8M	2.3M
Accounts Payable	4M	4.5M	8.8M	6.3M	7M	9.2M	4.8M	2.3M
Other Payables	0.0	25M	15.8M	51.2M	0.0	0.0	0.0	-2.3M
Accrued Expenses	62.7M	41.2M	59.4M	39.7M	37.7M	9.9M	17.1M	0.0
Short Term Debt	7.8M	150K	244K	16.5M	150K	4.7M	20.5M	48.8M
Deferred Revenue	0.0	261.3M	248.7M	290.8M	216.4M	5.2M	3.3M	0.0
Other Current Liabilities	-6.7M	81.9M	129.3M	111.2M	102M	2.7M	11.8M	24.5M
Total Current Liabilities	67.8M	414.2M	462.2M	515.6M	363.1M	31.7M	57.5M	75.7M
NON-CURRENT LIABILITIES
Long Term Debt	385.1M	403.8M	435.5M	425.3M	414.6M	43.2M	40.7M	9.7M
Deferred Revenue (Non-Current)	219.6M	0.0	0.0	0.0	0.0	529K	3.1M	0.0
Other Non-Current Liabilities	102.6M	39.2M	37.4M	26.2M	41.3M	85.6M	7.2M	2.1M
Total Non-Current Liabilities	707.3M	443M	472.9M	454.1M	458.6M	129.3M	51M	11.8M
Capital Lease Obligations	0.0	0.0	0.0	2.5M	2.7M	0.0	0.0	0.0
Total Liabilities	775M	857.2M	935.1M	969.7M	821.7M	161.1M	108.4M	87.4M
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	119M
Common Stock	11K	10K	10K	10K	10K	8K	3K	205K
Additional Paid-In Capital	623M	717.1M	690.2M	670.5M	641.4M	424.8M	203.5M	0.0
Retained Earnings	-648.3M	-754.9M	-722.1M	-585M	-424.1M	-317.5M	-263.5M	-160.7M
Accumulated Other Comprehensive Income/Loss	642K	-5.4M	-3.9M	-6.2M	-259K	0.0	0.0	0.0
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	10.6M
Total Stockholders' Equity	-24.6M	-43.2M	-35.7M	79.4M	217M	107.3M	-60M	-30.8M
Total Equity	22.4M	-43.2M	-35.7M	79.4M	217M	107.3M	-60M	-30.8M
Minority Interest	47M	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	797.4M	814M	899.4M	1B	1B	268.4M	48.5M	56.6M
Total Investments	68M	182.8M	139.2M	91.6M	67.6M	0.0	0.0	0.0
Total Debt	392.8M	403.9M	435.7M	444.3M	417.4M	48M	61.1M	58.5M
Net Debt	339.7M	236.3M	177.3M	229.2M	101.7M	-148.1M	56.9M	54.2M
Shares Outstanding	105,346,381	105,346,381	105,346,381	105,346,381	105,346,381	105,346,381	105,346,381	105,346,381

SEC Filings

PRCH - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	April 28, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 17, 2026	December 31, 2025	2025	View Filing
10-K 10-K 2025 FY FY	February 20, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	November 05, 2025	November 05, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	August 05, 2025	June 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	August 05, 2025	August 05, 2025	2025	View Filing
8-K/A 8-K/A 2025 (Amended) N/A	June 27, 2025	April 04, 2025	2025	View Filing

Showing 1 to 10 of 124 filings

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