$57.46
-3.0%Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.
Moderate conversion rate. Some gap between earnings and cash flow may warrant investigation into working capital or non-cash items.
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Solid cash generation: Positive free cash flow with reasonable earnings quality provides financial flexibility for growth investments, debt reduction, or shareholder returns.
PFIS โข NASDAQ
| Peoples Financial Services Corp. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
59.2M | 8.5M | 27.4M | 38.1M | 43.5M | 29.4M | 25.7M | 24.9M | 18.5M | 19.6M | 17.7M | 17.6M | 5.7M | 10.6M | 10.5M | 6.5M | 5M | 3M | 4.9M | 4.1M | |
0.0 | 7.2M | 3.5M | 4M | 3.6M | 4.3M | 4.2M | 3.2M | 3M | 2.8M | 2.8M | 3M | 1.3M | 1.1M | 746K | 977K | 954K | 871K | 1.5M | 1.3M | |
0.0 | -3.6M | 1.3M | 611K | 450K | -1.8M | 394K | -681K | 1.7M | -1.4M | -841K | 1.4M | -1M | 353K | 217K | -188K | 1.5M | -1.7M | -83K | 14K | |
0.0 | 786K | 888K | 534K | 546K | 570K | 554K | 272K | 177K | 71K | 69K | 70K | 25K | 40K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-1.4M | 9.5M | 1.3M | 3.5M | -9.8M | 5.3M | 6.9M | 5.3M | 5.8M | 8.6M | 10.7M | 4.7M | 1.8M | -328K | 1.7M | 2M | 1.2M | 6.1M | 425K | 2.9M | |
(7.6M) | (1.9M) | (3.5M) | (10M) | (6.7M) | (6.3M) | (4.6M) | (2.7M) | (5.9M) | (5.9M) | (4.2M) | (5M) | (2.7M) | (2.3M) | (2.3M) | (354K) | (815K) | (0.0) | (0.0) | (0.0) | |
-3.5M | 11.6M | -1.1M | -4.4M | 2.4M | -534K | -758K | -401K | -467K | -1.6M | -1.3M | -2.6M | 5.3M | -230K | 729K | 1.9M | -4.6M | -20K | 355K | -2.7M | |
54.3M | 33.9M | 33.3M | 42.4M | 40.8M | 37.2M | 37.1M | 32.6M | 28.6M | 28.1M | 29.2M | 24.2M | 13.1M | 11.5M | 13.9M | 11.2M | 4.2M | 8.2M | 7.1M | 5.7M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -2.6M | -5.9M | -7.8M | -4.9M | -2.3M | -5.6M | -4.1M | -6.2M | -6.8M | -4.4M | -1.1M | -614K | -2.9M | -739K | -1.4M | -658K | -2.3M | -325K | -956K | |
(0.0) | (28.1M) | (0.0) | (0.0) | (12.2M) | (0.0) | (0.0) | (0.0) | (2.3M) | (0.0) | (0.0) | (0.0) | (22.4M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -4.8M | (0.0) | -138.7M | -358.6M | -107.2M | -124.5M | -32.7M | -73.5M | -64.1M | -93.5M | -103.7M | -25.5M | -46.3M | -28.3M | -73.3M | -90.5M | -71.6M | -81.2M | -74M | |
0.0 | 307.4M | 98.9M | 90.4M | 60.4M | 150.2M | 67.9M | 32M | 57M | 82.1M | 142.8M | 65.1M | 34.2M | 61.1M | 58.5M | 84.6M | 70.4M | 63.8M | 76.7M | 73.5M | |
-24.4M | 59M | -118.7M | -411.7M | -149.2M | -241.9M | -122.5M | -130M | -164.2M | -197.6M | -134.4M | -34.8M | -48.6M | 8.9M | -18.3M | -55.4M | -20.6M | -25.4M | -19.9M | -18.7M | |
-24.4M | (387.1M) | -25.8M | -467.8M | -440.1M | -201.2M | -184.7M | -134.8M | -184.6M | -186.4M | -89.4M | -74.4M | -18.2M | (20.7M) | (11.2M) | -45.5M | -41.3M | -36.2M | -24.7M | -20.1M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
0.0 | 0.0 | -5.9M | -1.3M | -2.4M | -6.9M | -634K | 0.0 | 0.0 | -604K | -5.2M | -109K | 0.0 | 0.0 | -676K | 117K | 85K | -272K | 69K | -682K | |
102.1M | -154.7M | -72.9M | 112.8M | -62.1M | -87.1M | 60.5M | -49M | 32.6M | 42.2M | 46M | -6.1M | -14.9M | -14.8M | -28.7M | 6.9M | 1.1M | -3.3M | 12.3M | -3.5M | |
-24.6M | -18.1M | -11.7M | -11.3M | -10.8M | -10.5M | -10.1M | -9.7M | -9.3M | -9.2M | -9.3M | -9.4M | -5.5M | -5.5M | -5.5M | -2.5M | -2.4M | -2.4M | -2.4M | -2.4M | |
(0.0) | (0.0) | -5.9M | -1.3M | -2.4M | -6.9M | -634K | (0.0) | (0.0) | -604K | -5.2M | -109K | (0.0) | (0.0) | -835K | (0.0) | (0.0) | -506K | (0.0) | -783K | |
25.8M | -299.8M | 232.4M | 83.2M | 526.3M | 465.6M | 96.5M | 156M | 130.3M | 132.9M | 30.3M | 45.9M | 28.9M | 1.4M | 30M | 28.7M | 38.8M | 43.8M | 3.8M | 26.7M | |
103.3M | -472.6M | 142M | 183.4M | 451.1M | 361.1M | 146.2M | 97.3M | 153.5M | 165.3M | 61.7M | 30.4M | 8.6M | -18.9M | -4.9M | 33.2M | 37.5M | 37.9M | 13.8M | 20.1M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
133.1M | -51.5M | 149.5M | -242.1M | 51.7M | 197M | -1.5M | -4.9M | -2.5M | 7M | 1.5M | -19.9M | 3.5M | 13.4M | 20.3M | -1.1M | 382K | 9.9M | -3.8M | 5.7M | |
135.9M | 187.4M | 37.9M | 279.9M | 228.2M | 31.2M | 32.6M | 37.5M | 39.9M | 32.9M | 31.4M | 51.3M | 47.8M | 34.5M | 14.2M | 18.9M | 18.5M | 8.6M | 12.4M | 6.7M | |
269M | 135.9M | 187.4M | 37.9M | 279.9M | 228.2M | 31.2M | 32.6M | 37.5M | 39.9M | 32.9M | 31.4M | 51.3M | 47.8M | 34.5M | 17.8M | 18.9M | 18.5M | 8.6M | 12.4M | |
43.3M | 31.3M | 27.3M | 34.5M | 35.9M | 34.9M | 31.5M | 28.6M | 22.3M | 21.3M | 24.8M | 23.1M | 12.4M | 8.6M | 13.2M | 9.8M | 3.5M | 5.9M | 6.8M | 4.7M |
PFIS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 27, 2026 | May 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 15, 2026 | May 15, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 30, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 10, 2026 | May 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 02, 2026 | March 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 16, 2026 | March 16, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 |
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