Peoples Financial Services Corp.

Peoples Financial Services Corp.

PFISยทNASDAQ

$57.46

-3.0%
Financial ServicesBanks - Regional

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$575.23M
EPS5.9200
P/E Ratio9.71
Earnings Date07/30/2026
3Y+48.0%
5Y+83.0%
10Y+164.0%
3Y+47.0%
5Y+85.0%
10Y+173.0%
3Y+65.0%
5Y+64.0%
10Y+103.0%
pfis

Peoples Financial Services Corp. Funding & Solvency Profile

PFIS ยท NASDAQ
Cash & Cash Equivalents58.42M
Net Receivables17.63M
Inventory0.00
Other Current Assets9.32M
Total Current Assets287 M
Property, Plant & Equipment78.50M
Goodwill & Intangible Assets103.69M
Long-Term Investments4.63B
Other Non-Current Assets159.32M
Total Non-Current Assets5 B
Total Assets
5.27B

Financial Health Analysis

Current Ratio

8.76x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

9.14x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

254 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

5% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Peoples Financial Services Corp. Balance Sheet

PFIS โ€ข NASDAQ

Peoples Financial Services Corp. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
58.4M
55.6M
42.7M
37.9M
37.5M
45.2M
31.2M
32.6M
37.5M
39.9M
32.9M
31.4M
41.9M
47.8M
10.6M
6.8M
8.2M
8M
8.6M
10.2M
201.2M
267.6M
398.9M
477.7M
517.3M
295.9M
330.5M
269.7M
272.5M
259.4M
284.9M
339.6M
299.7M
161.4M
0.0
0.0
0.0
0.0
0.0
0.0
259.7M
323.2M
441.6M
515.6M
554.8M
341.1M
361.6M
302.3M
310M
299.4M
317.9M
371M
341.6M
209.2M
10.6M
6.8M
8.2M
8M
8.6M
10.2M
17.6M
15.6M
12.7M
11.7M
8.5M
8.3M
7M
7.1M
6.9M
6.2M
5.8M
5.6M
5.9M
2.9M
3.4M
3M
2.6M
2.5M
2.2M
1.9M
17.6M
15.6M
12.7M
11.7M
8.5M
8.3M
7M
7.1M
6.9M
6.2M
5.8M
5.6M
5.9M
2.9M
3.4M
3M
2.6M
2.5M
2.2M
1.9M
0.0
14.1M
9.6M
5.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
929K
1.6M
0.0
0.0
0.0
0.0
9.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
286.6M
352.9M
463.9M
532.7M
563.4M
349.4M
368.6M
309.4M
317M
305.6M
323.6M
376.6M
347.4M
212.1M
14.9M
11.4M
10.7M
10.5M
10.8M
12M
NON-CURRENT ASSETS
78.5M
73.3M
61.3M
55.7M
51.5M
47M
47.9M
38.9M
37.6M
33.3M
28.2M
25.4M
25.9M
15.1M
7.9M
8.2M
7.5M
7.5M
5.9M
6.2M
76M
76M
63.4M
63.4M
63.4M
63.4M
63.4M
63.4M
63.4M
63.4M
63.4M
63.4M
63.7M
26.4M
0.0
0.0
0.0
0.0
0.0
0.0
27.7M
35.5M
870K
1M
1.4M
1.8M
2.3M
3M
3.9M
4.9M
5.9M
6.2M
7.7M
1.3M
686K
1.1M
560K
818K
1.1M
1.3M
103.7M
111.5M
64.2M
64.4M
64.7M
65.2M
65.7M
66.4M
67.3M
68.3M
68.8M
68.9M
70.6M
27.7M
686K
1.1M
560K
818K
1.1M
1.3M
4.6B
4.3B
2.9B
2.8B
2.4B
2.2B
1.9B
1.8B
1.7B
1.5B
1.4B
1.2B
1.2B
632.5M
583.3M
511.1M
463.5M
421.2M
401.9M
379.7M
26.6M
35.7M
13.8M
18.7M
5.4M
3.8M
3.4M
5.1M
3.9M
5.6M
0.0
0.0
0.0
0.0
0.0
2.1M
0.0
0.0
0.0
0.0
159.3M
183.6M
201.6M
60.9M
296.2M
237.9M
45.6M
42.5M
44.2M
42.6M
44.5M
43.7M
50.1M
30.6M
14.6M
24.6M
34.2M
32.3M
14.7M
17.1M
5B
4.7B
3.3B
3B
2.8B
2.5B
2.1B
2B
1.9B
1.7B
1.5B
1.4B
1.3B
705.9M
606.5M
547.1M
505.7M
461.9M
423.6M
404.3M
5.3B
5.1B
3.7B
3.6B
3.4B
2.9B
2.5B
2.3B
2.2B
2B
1.8B
1.7B
1.7B
918M
621.4M
558.6M
516.5M
472.4M
434.4M
416.3M
LIABILITIES
CURRENT LIABILITIES
0.0
5.5M
5.8M
903K
408K
736K
1.3M
1.2M
497K
462K
560K
574K
723K
716K
284K
311K
446K
1.6M
925K
703K
0.0
5.5M
5.8M
903K
408K
736K
1.3M
1.2M
497K
462K
560K
574K
723K
716K
284K
311K
446K
1.6M
925K
703K
6.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
32.7M
15.9M
17.6M
114.9M
0.0
50M
152.2M
86.5M
123.7M
82.7M
38.3M
19.6M
44.1M
8M
43.8M
38.7M
20.4M
18.4M
22.8M
12.6M
-6.8M
4.4B
3.3B
3B
3B
2.4B
2B
1.9B
1.7B
1.6B
1.5B
1.4B
1.4B
721.9M
494.3M
438.7M
410M
371.3M
327.4M
323.6M
32.7M
4.4B
3.3B
3.2B
3B
2.5B
2.1B
2B
1.8B
1.7B
1.5B
1.4B
1.4B
730.7M
538.4M
477.8M
430.9M
391.3M
351.2M
336.9M
NON-CURRENT LIABILITIES
225.7M
139.7M
58M
33.6M
35.7M
47.8M
32.7M
37.9M
49.7M
58.1M
60.4M
33.1M
36.7M
45.4M
18.9M
27.3M
38.8M
39.7M
38.5M
36.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.5B
54.1M
41.5M
42.2M
29.8M
31.3M
18.7M
9.8M
0.0
12.8M
15.2M
16.1M
-11.6M
9.5M
4.5M
3M
1.8M
1.6M
1.9M
1.6M
4.7B
193.8M
99.5M
75.7M
65.6M
79.1M
51.4M
47.7M
60.9M
70.9M
75.6M
49.2M
25.1M
54.9M
23.4M
30.3M
40.6M
41.3M
40.4M
38.1M
0.0
0.0
0.0
0.0
0.0
0.0
5.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.8B
4.6B
3.4B
3.2B
3B
2.6B
2.2B
2B
1.9B
1.7B
1.6B
1.5B
1.4B
785.6M
561.8M
508.1M
471.5M
432.7M
391.6M
375M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-6.2M
0.0
-5.2M
-4.5M
-4.6M
-4.7M
-4.4M
-4.4M
20M
20M
14.1M
14.3M
14.3M
14.4M
14.8M
14.8M
14.8M
14.8M
14.8M
15.1M
15.6M
8.9M
6.7M
6.7M
6.7M
6.7M
6.7M
6.7M
251M
250.7M
122.1M
126.9M
127.5M
129.3M
135.3M
135.3M
135M
134.9M
135.4M
140.2M
146.1M
40M
3.1M
3.1M
3.1M
3.1M
3.1M
3M
273.5M
239M
248.6M
230.5M
203.8M
171M
152.2M
136.6M
121.4M
111.1M
100.7M
92.3M
83.4M
83.8M
51.3M
46M
42M
39.4M
38.8M
36.3M
-24.7M
-40.7M
-44.4M
-56.3M
-5.5M
2.1M
-3.2M
-8.1M
-6.2M
-4.2M
-2.1M
-829K
-698K
-290K
3.6M
-834K
-2.3M
-4.8M
-1.4M
-395K
519.8M
469M
340.4M
315.4M
340.1M
316.9M
300.8M
279.1M
265M
256.6M
248.8M
246.8M
238.5M
132.4M
59.6M
50.5M
45M
39.7M
42.8M
41.2M
519.8M
469M
340.4M
315.4M
340.1M
316.9M
300.8M
279.1M
265M
256.6M
248.8M
246.8M
238.5M
132.4M
59.6M
50.5M
45M
39.7M
42.8M
41.2M
SUMMARY
5.3B
5.1B
3.7B
3.6B
3.4B
2.9B
2.5B
2.3B
2.2B
2B
1.8B
1.7B
1.7B
918M
621.4M
558.6M
516.5M
472.4M
434.4M
416.3M
4.8B
4.6B
3.3B
3.3B
2.9B
2.5B
2.3B
2.1B
2B
1.8B
1.6B
1.6B
1.5B
793.9M
583.3M
511.1M
463.5M
421.2M
401.9M
379.7M
258.4M
155.6M
75.6M
148.5M
35.7M
97.8M
184.9M
124.4M
173.4M
140.8M
98.7M
52.7M
80.8M
53.4M
62.7M
66.1M
59.2M
58.1M
61.4M
49.1M
200M
100M
32.9M
110.6M
-1.8M
52.6M
153.7M
91.8M
135.9M
100.9M
65.8M
21.3M
39M
5.6M
52.2M
59.2M
51M
50.2M
52.8M
38.9M
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700
9,994,700

SEC Filings

PFIS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 22, 2026
2026
8-K

8-K 2026

N/A

May 15, 2026
May 15, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 10, 2026
May 22, 2026
2026
8-K

8-K 2026

N/A

April 02, 2026
March 27, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

March 16, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 30, 2026
January 30, 2026
2026
8-K

8-K 2026

N/A

January 30, 2026
January 30, 2026
2026
Showing 1 to 10 of 418 filings