Peoples Financial Services Corp.

Peoples Financial Services Corp.

PFISยทNASDAQ

$57.46

-3.0%
Financial ServicesBanks - Regional

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.

At a Glance

Live Snapshot
Market Cap$575.23M
EPS5.9200
P/E Ratio9.71
Earnings Date07/30/2026
1.17%
Dividend Yield
-7%
3Y+24.0%
5Y+34.0%
10Y+48.0%
42.39%
Dividend Payout Ratio
-18%
3Y+9.0%
5Y+51.0%
10Y-10.0%
3Y+115.0%
5Y+137.0%
10Y+168.0%
Peoples Financial Services Corp.

Peoples Financial Services Corp. Dividend History

PFIS ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

PFIS Dividend Payment History

PFIS ยท NASDAQ

Total Payments

50

Latest Dividend

$0.6250

Annual Amount

$3.1025

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 24, 2026
May 29, 2026Jun 15, 2026
$0.6250
$0.6250
Quarterly0.00%
Jan 30, 2026
Feb 27, 2026Mar 13, 2026
$0.6250
$0.6250
Quarterly+1.13%
Oct 31, 2025
Nov 28, 2025Dec 15, 2025
$0.6180
$0.6180
Quarterly0.00%
Jul 25, 2025
Aug 29, 2025Sep 15, 2025
$0.6180
$0.6180
Quarterly0.00%
Apr 25, 2025
May 30, 2025Jun 13, 2025
$0.6180
$0.6180
Quarterly0.00%
Jan 31, 2025
Feb 28, 2025Mar 14, 2025
$0.6180
$0.6180
Quarterly0.00%
Oct 25, 2024
Nov 29, 2024Dec 13, 2024
$0.6180
$0.6180
Quarterly0.00%
Jul 26, 2024
Aug 30, 2024Sep 13, 2024
$0.6180
$0.6180
Quarterly+50.73%
Apr 26, 2024
May 31, 2024Jun 14, 2024
$0.4100
$0.4100
Quarterly0.00%
Jan 26, 2024
Feb 29, 2024Mar 15, 2024
$0.4100
$0.4100
Quarterly0.00%
Oct 27, 2023
Nov 30, 2023Dec 15, 2023
$0.4100
$0.4100
Quarterly0.00%
Jul 28, 2023
Aug 31, 2023Sep 15, 2023
$0.4100
$0.4100
Quarterly0.00%
Apr 28, 2023
May 31, 2023Jun 15, 2023
$0.4100
$0.4100
Quarterly0.00%
Jan 27, 2023
Feb 28, 2023Mar 15, 2023
$0.4100
$0.4100
Quarterly+2.50%
Oct 28, 2022
Nov 30, 2022Dec 15, 2022
$0.4000
$0.4000
Quarterly0.00%
Jul 29, 2022
Aug 31, 2022Sep 15, 2022
$0.4000
$0.4000
Quarterly+2.56%
Apr 29, 2022
May 31, 2022Jun 15, 2022
$0.3900
$0.3900
Quarterly0.00%
Jan 28, 2022
Feb 28, 2022Mar 15, 2022
$0.3900
$0.3900
Quarterly+2.63%
Oct 29, 2021
Nov 30, 2021Dec 15, 2021
$0.3800
$0.3800
Quarterly0.00%
Jul 30, 2021
Aug 31, 2021Sep 15, 2021
$0.3800
$0.3800
Quarterly+2.70%
Apr 30, 2021
May 31, 2021Jun 15, 2021
$0.3700
$0.3700
Quarterly0.00%
Jan 29, 2021
Feb 26, 2021Mar 15, 2021
$0.3700
$0.3700
Quarterly+2.78%
Oct 30, 2020
Nov 30, 2020Dec 15, 2020
$0.3600
$0.3600
Quarterly0.00%
Jul 31, 2020
Aug 31, 2020Sep 15, 2020
$0.3600
$0.3600
Quarterly0.00%
Apr 24, 2020
May 29, 2020Jun 15, 2020
$0.3600
$0.3600
Quarterly0.00%
Feb 7, 2020
Feb 28, 2020Mar 13, 2020
$0.3600
$0.3600
Quarterly+2.86%
Oct 25, 2019
Nov 29, 2019Dec 13, 2019
$0.3500
$0.3500
Quarterly+2.94%
Jul 26, 2019
Aug 30, 2019Sep 13, 2019
$0.3400
$0.3400
Quarterly0.00%
Apr 26, 2019
May 31, 2019Jun 14, 2019
$0.3400
$0.3400
Quarterly0.00%
Feb 1, 2019
Feb 28, 2019Mar 15, 2019
$0.3400
$0.3400
Quarterly+3.03%
Oct 26, 2018
Nov 30, 2018Dec 14, 2018
$0.3300
$0.3300
Quarterly0.00%
Jul 27, 2018
Aug 31, 2018Sep 14, 2018
$0.3300
$0.3300
Quarterly0.00%
Apr 27, 2018
May 31, 2018Jun 15, 2018
$0.3300
$0.3300
Quarterly+3.13%
Jan 26, 2018
Feb 28, 2018Mar 15, 2018
$0.3200
$0.3200
Quarterly0.00%
Oct 27, 2017
Nov 30, 2017Dec 15, 2017
$0.3200
$0.3200
Quarterly0.00%
Jul 28, 2017
Aug 31, 2017Sep 15, 2017
$0.3200
$0.3200
Quarterly+3.23%
Apr 28, 2017
May 31, 2017Jun 15, 2017
$0.3100
$0.3100
Quarterly0.00%
Jan 27, 2017
Feb 28, 2017Mar 15, 2017
$0.3100
$0.3100
Quarterly0.00%
Oct 28, 2016
Nov 30, 2016Dec 15, 2016
$0.3100
$0.3100
Quarterly0.00%
Jul 29, 2016
Aug 31, 2016Sep 15, 2016
$0.3100
$0.3100
Quarterly0.00%
May 2, 2016
May 31, 2016Jun 15, 2016
$0.3100
$0.3100
Quarterly0.00%
Jan 29, 2016
Feb 29, 2016Mar 15, 2016
$0.3100
$0.3100
Quarterly0.00%
Oct 30, 2015
Nov 30, 2015Dec 15, 2015
$0.3100
$0.3100
Quarterly0.00%
Jul 31, 2015
Aug 31, 2015Sep 15, 2015
$0.3100
$0.3100
Quarterly0.00%
Apr 24, 2015
May 29, 2015Jun 15, 2015
$0.3100
$0.3100
Quarterly0.00%
Jan 30, 2015
Feb 27, 2015Mar 13, 2015
$0.3100
$0.3100
Quarterly0.00%
Nov 6, 2014
Nov 28, 2014Dec 15, 2014
$0.3100
$0.3100
Quarterly0.00%
Jul 28, 2014
Aug 29, 2014Sep 15, 2014
$0.3100
$0.3100
Quarterly0.00%
Apr 25, 2014
May 30, 2014Jun 13, 2014
$0.3100
$0.3100
Quarterly0.00%
Jan 31, 2014
Feb 28, 2014Mar 14, 2014
$0.3100
$0.3100
Quarterly-
pfis

Peoples Financial Services Corp. Payout Ratio Analysis

PFIS ยท NASDAQ
Dividends Paid
-24.64M
2025
Net Income
59.19M
2025
Payout Ratio
41.63%
2025

Dividend Sustainability Analysis

Payout Ratio
41.63%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
56.9%

Solid FCF coverage. Dividend appears sustainable with reasonable cushion for maintaining capital expenditures and handling temporary setbacks.

Dividend Growth
-36.2%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.