OVLY - NASDAQ
Oak Valley Bancorp
$32.64
-3.5%Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
At a Glance
Live Snapshotovly
Interest Expense
Last Annual Value
13.31M
3-Year CAGR
128%
5-Year CAGR
63%
10-Year CAGR
36%
Oak Valley Bancorp Competitors Analysis of Interest Expense
| Company | Interest Expense | CAGR 3Y | CAGR 5Y | CAGR 10Y | |
|---|---|---|---|---|---|
Oak Valley Bancorp NASDAQ:OVLY | 13.31M | 39.9% | 68.8% | 33.1% | |
 C&F Financial Corporation NASDAQ:CFFI | 45.29M | 19.7% | 40.2% | 17.6% | |
 Western New England Bancorp, Inc. NASDAQ:WNEB | 48.52M | 13.5% | 48.7% | 15.7% | |
 Chain Bridge Bancorp, Inc. NYSE:CBNA | 4.34M | 2.4% | N/A | N/A | |
 First Community Corporation NASDAQ:FCCO | 35.03M | 13.7% | 73.3% | 27.7% | |
 OP Bancorp NASDAQ:OPBK | 71.98M | 10.8% | 87.2% | 35.8% | |
 Virginia National Bankshares Corporation NASDAQ:VABK | 25.74M | 7.0% | 50.9% | 39.3% | |
 Fidelity D & D Bancorp, Inc. NASDAQ:FDBC | 47.17M | 14.1% | 66.9% | 34.9% | |
 Hawthorn Bancshares, Inc. NASDAQ:HWBK | 31.78M | -1.1% | 40.0% | 18.8% | |
 FVCBankcorp, Inc. NASDAQ:FVCB | 54.63M | 1.5% | 39.1% | 26.1% | |
 First Savings Financial Group, Inc. NASDAQ:FSFG | 62.22M | 14.3% | 50.4% | 31.0% |
Oak Valley Bancorp Fair Value Envelope
Related Guides
Continue your OVLY research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.