OVLY - NASDAQ
Oak Valley Bancorp
$32.64
-3.5%Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
At a Glance
Live SnapshotOak Valley Bancorp Management Team
Mr. Christopher M. Courtney
Chief Executive Officer & Director
Compensation
$871,172
Mr. Michael J. Rodrigues
Executive Vice President & Chief Credit Officer
Compensation
$546,913
Ms. Theresa V. Roland
Executive Vice President & Chief Human Resource Officer
Ms. Kimberly D. Booke
Executive Vice President & Chief Risk Officer
Mr. Gary W. Stephens
Executive Vice President of Commercial Banking Group
Compensation
$445,435
Mr. Russell E. Stahl
Executive Vice President of Information Technology & Chief Information Officer
Ms. Julie N. DeHart
Executive Vice President of Retail Banking Group
Mr. Jeffrey A. Gall
Executive Vice President, Chief Financial Officer & Corporate Secretary
Compensation
$396,329
Mr. Richard A. McCarty
President, Chief Operating Officer & Director
Compensation
$703,539
Mr. Bill Nunes Jr.
Senior Vice President of Marketing
Oak Valley Bancorp Insider Positioning
During the last 12 months, insiders have purchased $143K and sold $88K worth of OVLY shares, resulting in $55K of net buying activity.
3 Months
842
27.76K
375
12.66K
+15K
+$15K
3-6 Months
660
21.94K
750
22.70K
-767
-$767
6-9 Months
1.1K
30.47K
750
21.56K
+9K
+$9K
9-12 Months
2.3K
62.54K
1.1K
31.00K
+32K
+$32K
Top Buyers
Leonard Daniel J
Director
$39K
Lafferty Allison
Director
$31K
Strong Gary
Director
$28K
Holder H Randolph Jr
Director
$20K
Withrow Terrance P
Director
$18K
Top Sellers
Barton Don
Director
$88K
Insider Activity Analysis
Net Insider Sentiment
Moderately bullish with $55K net buying. Insiders show cautious optimism through measured share purchases.
Buy/Sell Ratio
Positive buy/sell ratio. Buying exceeds or matches selling, indicating net positive insider sentiment.
Recent Trend (3 Months)
Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.
Insider Participation
5 insider buyers vs. 1 sellers. Broad-based buying across management team suggests widespread confidence.
Insider Activity Insight
Broad-based insider buying: When multiple insiders independently decide to purchase shares, it often reflects genuine confidence rather than coordinated optics. This pattern deserves attention, especially if buying followed a price decline.
SEC Filings
OVLY - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 29, 2026 | June 16, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 29, 2025 | June 17, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 26, 2024 | June 18, 2024 | 2024 | |
DEF 14A DEF 14A 2023 N/A | April 28, 2023 | June 20, 2023 | 2023 | |
DEF 14A DEF 14A 2022 N/A | May 09, 2022 | June 21, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | May 03, 2021 | June 15, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 29, 2020 | June 16, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | April 30, 2019 | June 18, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | May 07, 2018 | June 19, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | May 08, 2017 | June 20, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.