OVLY - NASDAQ
Oak Valley Bancorp
$32.64
-3.5%Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.
At a Glance
Live SnapshotOak Valley Bancorp Dividend History
OVLY Dividend Payment History
Total Payments
31
Latest Dividend
$0.3750
Annual Amount
$0.9750
Frequency
Semi-Annual
| Declaration | Ex-Date | Payment Date | Dividend | Adjusted | Frequency | Growth |
|---|---|---|---|---|---|---|
Jan 20, 2026 | Feb 2, 2026 | Feb 13, 2026 | $0.3750 | $0.3750 | Semi-Annual | +25.00% |
Jul 15, 2025 | Jul 28, 2025 | Aug 8, 2025 | $0.3000 | $0.3000 | Semi-Annual | 0.00% |
Jan 24, 2025 | Feb 3, 2025 | Feb 14, 2025 | $0.3000 | $0.3000 | Semi-Annual | +33.33% |
Jul 16, 2024 | Jul 29, 2024 | Aug 9, 2024 | $0.2250 | $0.2250 | Semi-Annual | 0.00% |
Jan 16, 2024 | Jan 29, 2024 | Feb 9, 2024 | $0.2250 | $0.2250 | Semi-Annual | +40.63% |
Jul 21, 2023 | Jul 31, 2023 | Aug 11, 2023 | $0.1600 | $0.1600 | Semi-Annual | 0.00% |
Jan 20, 2023 | Jan 30, 2023 | Feb 10, 2023 | $0.1600 | $0.1600 | Semi-Annual | +6.67% |
Jul 19, 2022 | Aug 1, 2022 | Aug 12, 2022 | $0.1500 | $0.1500 | Semi-Annual | 0.00% |
Jan 21, 2022 | Jan 31, 2022 | Feb 11, 2022 | $0.1500 | $0.1500 | Semi-Annual | +3.45% |
Jul 23, 2021 | Aug 2, 2021 | Aug 13, 2021 | $0.1450 | $0.1450 | Semi-Annual | 0.00% |
Jan 19, 2021 | Feb 1, 2021 | Feb 12, 2021 | $0.1450 | $0.1450 | Semi-Annual | +3.57% |
Jul 21, 2020 | Aug 3, 2020 | Aug 14, 2020 | $0.1400 | $0.1400 | Semi-Annual | 0.00% |
Jan 21, 2020 | Feb 3, 2020 | Feb 14, 2020 | $0.1400 | $0.1400 | Semi-Annual | +3.70% |
Jul 16, 2019 | Jul 29, 2019 | Aug 9, 2019 | $0.1350 | $0.1350 | Semi-Annual | 0.00% |
Jan 15, 2019 | Jan 28, 2019 | Feb 8, 2019 | $0.1350 | $0.1350 | Semi-Annual | +3.85% |
Jul 17, 2018 | Jul 30, 2018 | Aug 10, 2018 | $0.1300 | $0.1300 | Semi-Annual | 0.00% |
Jan 16, 2018 | Jan 29, 2018 | Feb 9, 2018 | $0.1300 | $0.1300 | Semi-Annual | +4.00% |
Jul 20, 2017 | Jul 31, 2017 | Aug 10, 2017 | $0.1250 | $0.1250 | Semi-Annual | 0.00% |
Jan 19, 2017 | Jan 30, 2017 | Feb 9, 2017 | $0.1250 | $0.1250 | Semi-Annual | +4.17% |
Jul 21, 2016 | Aug 1, 2016 | Aug 11, 2016 | $0.1200 | $0.1200 | Semi-Annual | 0.00% |
Jan 21, 2016 | Feb 1, 2016 | Feb 11, 2016 | $0.1200 | $0.1200 | Semi-Annual | +9.09% |
Jul 9, 2015 | Jul 20, 2015 | Jul 30, 2015 | $0.1100 | $0.1100 | Quarterly | +10.00% |
Jan 9, 2015 | Jan 20, 2015 | Jan 30, 2015 | $0.1000 | $0.1000 | Quarterly | +53.85% |
Jul 3, 2014 | Jul 14, 2014 | Jul 28, 2014 | $0.0650 | $0.0650 | Quarterly | -35.00% |
Dec 20, 2013 | Jan 6, 2014 | Jan 21, 2014 | $0.1000 | $0.1000 | Quarterly | +300.00% |
Feb 3, 2009 | Feb 18, 2009 | Mar 4, 2009 | $0.0250 | $0.0250 | Quarterly | 0.00% |
Nov 6, 2008 | Nov 19, 2008 | Dec 3, 2008 | $0.0250 | $0.0250 | Quarterly | -50.00% |
Aug 18, 2008 | Aug 29, 2008 | Sep 12, 2008 | $0.0500 | $0.0500 | Quarterly | -73.68% |
Jul 21, 2006 | Aug 4, 2006 | Aug 18, 2006 | $0.1900 | $0.1900 | Annual | +13.77% |
Jul 19, 2005 | Aug 3, 2005 | Aug 17, 2005 | $0.2500 | $0.1670 | Annual | -42.41% |
Jul 23, 2004 | Aug 2, 2004 | Aug 16, 2004 | $0.6520 | $0.2900 | Quarterly | - |
Oak Valley Bancorp Payout Ratio Analysis
Dividend Sustainability Analysis
Payout Ratio
Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.
FCF Payout Ratio
Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.
Dividend Growth
Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.
Sustainability
Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.
Key Insight
Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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