NKSH - NASDAQ
National Bankshares, Inc.
$34.00
-2.2%National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.
At a Glance
Live SnapshotNational Bankshares, Inc. Management Team
Mr. F. Brad Denardo
Chief Executive Officer & Chairman
Compensation
$798,712
Mr. Paul M. Mylum
Executive Vice President & Chief Lending Officer of The National Bank of Blacksburg
Compensation
$274,823
Mr. David K. Skeens
Executive Vice President & Chief Risk Officer
Compensation
$238,371
Ms. Lora M. Jones CPA
Executive Vice President, Chief Financial Officer & Treasurer
Compensation
$222,152
Ms. Lara E. Ramsey
President, Company Secretary & Director
Compensation
$244,833
Mr. Bobby D. Sanders II
SVice President & Chief Credit Officer
Mr. Joseph W. Beury
Senior Vice President & Trust Officer
Mr. Patrick Lamm
Senior Vice President of Credit Administration
Ms. Shelby M. Evans
Vice President of Compliance
National Bankshares, Inc. Insider Positioning
During the last 12 months, insiders have purchased $40K worth of NKSH shares, with no selling activity reported.
3 Months
215
7.98K
0
0.00
+8K
+$8K
3-6 Months
0
0.00
0
0.00
+0
+$0
6-9 Months
0
0.00
0
0.00
+0
+$0
9-12 Months
1.2K
31.76K
0
0.00
+32K
+$32K
Top Buyers
Ball Lawrence J
Director
$26K
Sweet Alan Jeffrey
Director
$14K
Top Sellers
No selling activity
Insider Activity Analysis
Net Insider Sentiment
Strong bullish signal with $40K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.
Buy/Sell Ratio
Perfect buy/sell ratio. Only buying activity with zero selling—the most bullish possible insider signal.
Recent Trend (3 Months)
Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.
Insider Participation
2 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.
Insider Activity Insight
Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.
SEC Filings
NKSH - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | March 31, 2026 | March 31, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | March 31, 2025 | March 31, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | March 28, 2024 | May 14, 2024 | 2024 | |
DEF 14A DEF 14A 2022 N/A | March 30, 2022 | May 10, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | March 30, 2021 | May 11, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | March 30, 2020 | May 12, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | March 29, 2019 | May 14, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | March 30, 2018 | May 08, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | March 30, 2017 | May 09, 2017 | 2017 | |
DEF 14A DEF 14A 2016 N/A | March 30, 2016 | May 10, 2016 | 2016 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.