National Bankshares, Inc.

National Bankshares, Inc.

NKSHยทNASDAQ

$34.00

-2.2%
Financial ServicesBanks - Regional

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.

At a Glance

Live Snapshot
Market Cap$216.53M
EPS2.4900
P/E Ratio13.65
Earnings Date07/22/2026
nksh

National Bankshares, Inc. Street Expectations Map

NKSH ยท NASDAQ

No Target Data

No analyst price targets available for nksh.

nksh

National Bankshares, Inc. Forward Estimates of Revenue

NKSH ยท NASDAQ
Latest Revenue
85.31M
FY 2025
Avg Estimate
58.73M
FY 2026
Estimate Range
58.73M - 58.73M
Analyst Spread

Forward Growth Analysis

Projected Growth-31.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

nksh

National Bankshares, Inc. Forward Estimates of Net Income

NKSH ยท NASDAQ
Latest Net Income
15.83M
FY 2025
Avg Estimate
17.38M
FY 2026
Estimate Range
17.38M - 17.38M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

nksh

National Bankshares, Inc. Forward Estimates of EPS

NKSH ยท NASDAQ
Latest EPS
2.49
FY 2025
Avg Estimate
$2.82
FY 2026
Estimate Range
$2.82 - $2.82
Analyst Spread

Forward Growth Analysis

Projected Growth+13.3%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

nksh

National Bankshares, Inc. Forward Estimates of EBIT

NKSH ยท NASDAQ
Latest EBIT
19.17M
FY 2025
Avg Estimate
20.29M
FY 2026
Estimate Range
20.29M - 20.29M
Analyst Spread

Forward Growth Analysis

Projected Growth+5.9%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

nksh

National Bankshares, Inc. Forward Estimates of EBITDA

NKSH ยท NASDAQ
Latest EBITDA
19.17M
FY 2025
Avg Estimate
21.00M
FY 2026
Estimate Range
21.00M - 21.00M
Analyst Spread

Forward Growth Analysis

Projected Growth+9.6%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

nksh

National Bankshares, Inc. Forward Estimates of SG&A Expense

NKSH ยท NASDAQ
Latest SG&A Expense
23.93M
FY 2025
Avg Estimate
16.18M
FY 2026
Estimate Range
16.18M - 16.18M
Analyst Spread

Forward Growth Analysis

Projected Growth-32.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage1 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread0%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

nksh

National Bankshares, Inc. Insider Positioning

NKSH ยท NASDAQ

During the last 12 months, insiders have purchased $40K worth of NKSH shares, with no selling activity reported.

3 Months

Bought

215

7.98K

Sold

0

0.00

Net Activity

+8K

+$8K

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

9-12 Months

Bought

1.2K

31.76K

Sold

0

0.00

Net Activity

+32K

+$32K

Top Buyers

1
BLJ

Ball Lawrence J

Director

1.0K sharesโ€ข1 transactions

$26K

2
SAJ

Sweet Alan Jeffrey

Director

440 sharesโ€ข2 transactions

$14K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $40K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Recent Trend (3 Months)

$8K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

High Buying

2 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.