National Bankshares, Inc.

National Bankshares, Inc.

NKSHยทNASDAQ

$34.00

-2.2%
Financial ServicesBanks - Regional

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments. The company accepts interest-bearing and non-interest bearing demand deposit accounts, money market deposit accounts, savings accounts, certificates of deposit, health savings accounts, and individual retirement accounts. Its loan products include commercial and agricultural, commercial real estate, residential real estate, home equity, and various consumer loan products, as well as loans for the construction of commercial and residential properties. The company also provides business and consumer debit and credit cards; letters of credit, night depository services, safe deposit boxes, utility payment services, and automatic funds transfer; wealth management, trust, and estate services; non-deposit investment and insurance products; and telephone, mobile, and Internet banking services. It operates 23 branch offices, a loan production office, and 22 automated teller machines in Southwest Virginia. National Bankshares, Inc. was founded in 1891 and is headquartered in Blacksburg, Virginia.

At a Glance

Live Snapshot
Market Cap$216.53M
EPS2.4900
P/E Ratio13.65
Earnings Date07/22/2026
0.00%
Dividend Yield
-100%
3Y-100.0%
5Y-
10Y-100.0%
0.00%
Dividend Payout Ratio
-100%
3Y-100.0%
5Y-
10Y-100.0%
3Y+7.0%
5Y+7.0%
10Y-
National Bankshares, Inc.

National Bankshares, Inc. Dividend History

NKSH ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

NKSH Dividend Payment History

NKSH ยท NASDAQ

Total Payments

50

Latest Dividend

$0.7500

Annual Amount

$2.2600

Frequency

Semi-Annual

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
May 13, 2026
May 26, 2026Jun 1, 2026
$0.7500
$0.7500
Semi-Annual-3.85%
Nov 13, 2025
Nov 24, 2025Dec 1, 2025
$0.7800
$0.7800
Semi-Annual+6.85%
May 14, 2025
May 27, 2025Jun 2, 2025
$0.7300
$0.7300
Semi-Annual-6.41%
Nov 13, 2024
Nov 25, 2024Dec 2, 2024
$0.7800
$0.7800
Quarterly+6.85%
N/A
May 28, 2024Jun 3, 2024
$0.7300
$0.7300
Quarterly-6.41%
Nov 8, 2023
Nov 20, 2023Dec 1, 2023
$0.7800
$0.7800
Quarterly+6.85%
May 10, 2023
May 22, 2023Jun 1, 2023
$0.7300
$0.7300
Quarterly-27.00%
Jan 11, 2023
Jan 23, 2023Feb 3, 2023
$1.0000
$1.0000
Quarterly+28.21%
Nov 9, 2022
Nov 21, 2022Dec 1, 2022
$0.7800
$0.7800
Semi-Annual+8.33%
May 11, 2022
May 23, 2022Jun 1, 2022
$0.7200
$0.7200
Semi-Annual-2.70%
Nov 10, 2021
Nov 22, 2021Dec 1, 2021
$0.7400
$0.7400
Semi-Annual+5.71%
May 12, 2021
May 24, 2021Jun 1, 2021
$0.7000
$0.7000
Semi-Annual-2.78%
Nov 12, 2020
Nov 23, 2020Dec 1, 2020
$0.7200
$0.7200
Semi-Annual+7.46%
May 13, 2020
May 25, 2020Jun 1, 2020
$0.6700
$0.6700
Semi-Annual-6.94%
Nov 13, 2019
Nov 25, 2019Dec 2, 2019
$0.7200
$0.7200
Semi-Annual+7.46%
May 15, 2019
May 28, 2019Jun 3, 2019
$0.6700
$0.6700
Semi-Annual+6.35%
Nov 14, 2018
Nov 26, 2018Dec 3, 2018
$0.6300
$0.6300
Semi-Annual+8.62%
May 9, 2018
May 21, 2018Jun 1, 2018
$0.5800
$0.5800
Semi-Annual-4.92%
Nov 8, 2017
Nov 20, 2017Dec 1, 2017
$0.6100
$0.6100
Semi-Annual+8.93%
May 11, 2017
May 22, 2017Jun 1, 2017
$0.5600
$0.5600
Semi-Annual-8.20%
Nov 10, 2016
Nov 21, 2016Dec 1, 2016
$0.6100
$0.6100
Semi-Annual+10.91%
May 12, 2016
May 23, 2016Jun 1, 2016
$0.5500
$0.5500
Semi-Annual-9.84%
Nov 6, 2015
Nov 17, 2015Dec 1, 2015
$0.6100
$0.6100
Semi-Annual+15.09%
May 15, 2015
May 26, 2015Jun 2, 2015
$0.5300
$0.5300
Semi-Annual-8.62%
Nov 13, 2014
Nov 24, 2014Dec 5, 2014
$0.5800
$0.5800
Semi-Annual+5.45%
May 14, 2014
May 27, 2014Jun 4, 2014
$0.5500
$0.5500
Semi-Annual-5.17%
Nov 20, 2013
Nov 29, 2013Dec 6, 2013
$0.5800
$0.5800
Semi-Annual+7.41%
May 14, 2013
May 24, 2013Jun 3, 2013
$0.5400
$0.5400
Semi-Annual-5.26%
Nov 14, 2012
Nov 23, 2012Dec 3, 2012
$0.5700
$0.5700
Semi-Annual+7.55%
May 9, 2012
May 21, 2012Jun 1, 2012
$0.5300
$0.5300
Semi-Annual+1.92%
Nov 10, 2011
Nov 21, 2011Dec 1, 2011
$0.5200
$0.5200
Semi-Annual+8.33%
May 12, 2011
May 23, 2011Jun 1, 2011
$0.4800
$0.4800
Semi-Annual+2.13%
Nov 11, 2010
Nov 19, 2010Dec 1, 2010
$0.4700
$0.4700
Semi-Annual+6.82%
May 13, 2010
May 24, 2010Jun 1, 2010
$0.4400
$0.4400
Semi-Annual+2.33%
Nov 13, 2009
Nov 23, 2009Dec 1, 2009
$0.4300
$0.4300
Semi-Annual+4.88%
May 14, 2009
May 22, 2009Jun 1, 2009
$0.4100
$0.4100
Semi-Annual0.00%
Nov 12, 2008
Nov 21, 2008Dec 1, 2008
$0.4100
$0.4100
Semi-Annual+5.13%
May 14, 2008
May 23, 2008Jun 2, 2008
$0.3900
$0.3900
Semi-Annual0.00%
Nov 14, 2007
Nov 23, 2007Dec 3, 2007
$0.3900
$0.3900
Semi-Annual+5.41%
May 9, 2007
May 21, 2007Jun 1, 2007
$0.3700
$0.3700
Semi-Annual0.00%
Nov 8, 2006
Nov 20, 2006Dec 1, 2006
$0.3700
$0.3700
Semi-Annual+2.78%
May 10, 2006
May 19, 2006Jun 1, 2006
$0.3600
$0.3600
Semi-Annual0.00%
Nov 9, 2005
Nov 18, 2005Dec 1, 2005
$0.7200
$0.3600
Semi-Annual+2.86%
May 12, 2005
May 23, 2005Jun 1, 2005
$0.7000
$0.3500
Semi-Annual+7.69%
Nov 11, 2004
Nov 22, 2004Dec 1, 2004
$0.6500
$0.3250
Semi-Annual+3.17%
May 12, 2004
May 24, 2004Jun 1, 2004
$0.6300
$0.3150
Semi-Annual+6.78%
Nov 13, 2003
Nov 24, 2003Dec 1, 2003
$0.5900
$0.2950
Semi-Annual+9.26%
May 15, 2003
May 26, 2003Jun 2, 2003
$0.5400
$0.2700
Semi-Annual+5.88%
Nov 14, 2002
Nov 20, 2002Dec 2, 2002
$0.5100
$0.2550
Semi-Annual+10.87%
May 9, 2002
May 20, 2002Jun 3, 2002
$0.4600
$0.2300
Semi-Annual-
nksh

National Bankshares, Inc. Payout Ratio Analysis

NKSH ยท NASDAQ
Dividends Paid
-9.61M
2025
Net Income
15.83M
2025
Payout Ratio
60.73%
2025

Dividend Sustainability Analysis

Payout Ratio
60.73%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
63.4%

Solid FCF coverage. Dividend appears sustainable with reasonable cushion for maintaining capital expenditures and handling temporary setbacks.

Dividend Growth
-3.7%

Dividend cut is concerning. Investigate whether due to one-time factors or fundamental business deterioration. Reassess dividend sustainability.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.