NBTB - NASDAQ
NBT Bancorp Inc.
$44.79
-1.6%NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
At a Glance
Live SnapshotNBT Bancorp Inc. Management Team
Ms. Annette L. Burns
Executive Vice President & Chief Financial Officer
Compensation
$649,761
Ms. Ruth H. Mahoney
Executive Vice President & President of Wealth Management
Compensation
$761,579
Ms. Amy C. Wiles
Executive Vice President and Chief Credit & Risk Officer
Compensation
$780,261
Ms. Shauna M. Hyle
Executive Vice President of Retail Community Banking
Mr. Martin Randolph Sparks
Executive Vice President, General Counsel, Chief Ethics Officer & Corporate Secretary
Compensation
$566,482
Mr. Scott A. Kingsley CPA
President, Chief Executive Officer & Director
Compensation
$1,652,078
Mr. Joseph R. Stagliano
Senior Executive Vice President
Compensation
$991,593
Ms. Cynthia A. Smaniotto
Senior Vice President & Chief Human Resources Officer
Ms. Florence R. Doller
Senior Vice President & Director of Corporate Communications
Mr. Kenneth J. Entenmann C.F.A.
Senior Vice President, Chief Investment Officer & Chief Economist
NBT Bancorp Inc. Insider Positioning
During the last 12 months, insiders have purchased $2.06M and sold $302K worth of NBTB shares, resulting in $1.75M of net buying activity.
3 Months
0
0.00
2.4K
99.12K
-99K
-$99K
3-6 Months
45.5K
1.95M
4.4K
202.77K
+1.8M
+$1.75M
6-9 Months
2.5K
102.25K
0
0.00
+102K
+$102K
9-12 Months
0
0.00
0
0.00
+0
+$0
Top Buyers
Delaney Timothy E
Director
$2.06M
Top Sellers
Wiles Amy
Officer: Evp, Chief Risk And Credit
$203K
Sparks Martin Randolph
Officer: Evp,General Counsel,Secretary
$99K
Insider Activity Analysis
Net Insider Sentiment
Strong bullish signal with $1.75M net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.
Buy/Sell Ratio
Exceptional buy/sell ratio. Buying dramatically outweighs selling—one of the strongest possible insider signals.
Recent Trend (3 Months)
Heavy recent selling activity. Recent insider sales notably exceed purchases—may warrant investigation into company developments.
Insider Participation
2 insider sellers vs. 1 buyers. More insiders selling than buying suggests cautious or negative sentiment.
SEC Filings
NBTB - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 06, 2026 | May 19, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 07, 2025 | May 20, 2025 | 2025 | |
DEF 14A DEF 14A 2024 N/A | April 05, 2024 | May 21, 2024 | 2024 | |
DEF 14A DEF 14A N/A | April 06, 2023 | April 06, 2023 | ||
DEF 14A DEF 14A 2022 N/A | April 07, 2022 | May 17, 2022 | 2022 | |
DEF 14A DEF 14A 2021 N/A | April 15, 2021 | May 25, 2021 | 2021 | |
DEF 14A DEF 14A 2020 N/A | April 09, 2020 | May 19, 2020 | 2020 | |
DEF 14A DEF 14A 2019 N/A | April 08, 2019 | May 21, 2019 | 2019 | |
DEF 14A DEF 14A 2018 N/A | April 06, 2018 | May 22, 2018 | 2018 | |
DEF 14A DEF 14A 2017 N/A | April 14, 2017 | May 23, 2017 | 2017 |
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.