NBTB - NASDAQ
NBT Bancorp Inc.
$44.79
-1.6%NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
At a Glance
Live SnapshotNBT Bancorp Inc. Dividend History
NBTB Dividend Payment History
Total Payments
50
Latest Dividend
$0.3700
Annual Amount
$1.8200
Frequency
Quarterly
| Declaration | Ex-Date | Payment Date | Dividend | Adjusted | Frequency | Growth |
|---|---|---|---|---|---|---|
May 19, 2026 | Jun 1, 2026 | Jun 15, 2026 | $0.3700 | $0.3700 | Quarterly | 0.00% |
Jan 26, 2026 | Mar 2, 2026 | Mar 16, 2026 | $0.3700 | $0.3700 | Quarterly | 0.00% |
Oct 27, 2025 | Dec 1, 2025 | Dec 15, 2025 | $0.3700 | $0.3700 | Quarterly | 0.00% |
Jul 28, 2025 | Sep 1, 2025 | Sep 15, 2025 | $0.3700 | $0.3700 | Quarterly | +8.82% |
May 20, 2025 | Jun 2, 2025 | Jun 16, 2025 | $0.3400 | $0.3400 | Quarterly | 0.00% |
Jan 27, 2025 | Mar 3, 2025 | Mar 17, 2025 | $0.3400 | $0.3400 | Quarterly | 0.00% |
Oct 28, 2024 | Dec 2, 2024 | Dec 16, 2024 | $0.3400 | $0.3400 | Quarterly | 0.00% |
Jul 22, 2024 | Aug 30, 2024 | Sep 13, 2024 | $0.3400 | $0.3400 | Quarterly | +6.25% |
May 21, 2024 | Jun 3, 2024 | Jun 17, 2024 | $0.3200 | $0.3200 | Quarterly | 0.00% |
Jan 22, 2024 | Mar 1, 2024 | Mar 15, 2024 | $0.3200 | $0.3200 | Quarterly | 0.00% |
Oct 24, 2023 | Dec 1, 2023 | Dec 15, 2023 | $0.3200 | $0.3200 | Quarterly | 0.00% |
Aug 14, 2023 | Sep 1, 2023 | Sep 15, 2023 | $0.3200 | $0.3200 | Quarterly | +6.67% |
May 16, 2023 | Jun 1, 2023 | Jun 15, 2023 | $0.3000 | $0.3000 | Quarterly | 0.00% |
Jan 23, 2023 | Mar 1, 2023 | Mar 15, 2023 | $0.3000 | $0.3000 | Quarterly | 0.00% |
Oct 25, 2022 | Dec 1, 2022 | Dec 15, 2022 | $0.3000 | $0.3000 | Quarterly | 0.00% |
Jul 25, 2022 | Sep 1, 2022 | Sep 15, 2022 | $0.3000 | $0.3000 | Quarterly | +7.14% |
May 17, 2022 | Jun 1, 2022 | Jun 15, 2022 | $0.2800 | $0.2800 | Quarterly | 0.00% |
Jan 26, 2022 | Mar 1, 2022 | Mar 15, 2022 | $0.2800 | $0.2800 | Quarterly | 0.00% |
Oct 26, 2021 | Dec 1, 2021 | Dec 15, 2021 | $0.2800 | $0.2800 | Quarterly | 0.00% |
Jul 26, 2021 | Sep 1, 2021 | Sep 15, 2021 | $0.2800 | $0.2800 | Quarterly | +3.70% |
Apr 26, 2021 | Jun 1, 2021 | Jun 15, 2021 | $0.2700 | $0.2700 | Quarterly | 0.00% |
Jan 27, 2021 | Mar 1, 2021 | Mar 15, 2021 | $0.2700 | $0.2700 | Quarterly | 0.00% |
Oct 26, 2020 | Dec 1, 2020 | Dec 15, 2020 | $0.2700 | $0.2700 | Quarterly | 0.00% |
Jul 27, 2020 | Sep 1, 2020 | Sep 15, 2020 | $0.2700 | $0.2700 | Quarterly | 0.00% |
Mar 23, 2020 | Jun 1, 2020 | Jun 15, 2020 | $0.2700 | $0.2700 | Quarterly | 0.00% |
Jan 27, 2020 | Feb 28, 2020 | Mar 13, 2020 | $0.2700 | $0.2700 | Quarterly | 0.00% |
Oct 28, 2019 | Nov 29, 2019 | Dec 13, 2019 | $0.2700 | $0.2700 | Quarterly | +3.85% |
Jul 29, 2019 | Aug 30, 2019 | Sep 13, 2019 | $0.2600 | $0.2600 | Quarterly | 0.00% |
Mar 25, 2019 | May 31, 2019 | Jun 14, 2019 | $0.2600 | $0.2600 | Quarterly | 0.00% |
Jan 28, 2019 | Mar 1, 2019 | Mar 15, 2019 | $0.2600 | $0.2600 | Quarterly | 0.00% |
Oct 22, 2018 | Nov 30, 2018 | Dec 14, 2018 | $0.2600 | $0.2600 | Quarterly | +4.00% |
Jul 23, 2018 | Aug 31, 2018 | Sep 14, 2018 | $0.2500 | $0.2500 | Quarterly | 0.00% |
Mar 26, 2018 | Jun 1, 2018 | Jun 15, 2018 | $0.2500 | $0.2500 | Quarterly | +8.70% |
Jan 22, 2018 | Mar 1, 2018 | Mar 15, 2018 | $0.2300 | $0.2300 | Quarterly | 0.00% |
Oct 23, 2017 | Dec 1, 2017 | Dec 15, 2017 | $0.2300 | $0.2300 | Quarterly | 0.00% |
Jul 25, 2017 | Sep 1, 2017 | Sep 15, 2017 | $0.2300 | $0.2300 | Quarterly | 0.00% |
May 24, 2017 | Jun 1, 2017 | Jun 15, 2017 | $0.2300 | $0.2300 | Quarterly | 0.00% |
Jan 24, 2017 | Mar 1, 2017 | Mar 15, 2017 | $0.2300 | $0.2300 | Quarterly | 0.00% |
Oct 25, 2016 | Dec 1, 2016 | Dec 15, 2016 | $0.2300 | $0.2300 | Quarterly | 0.00% |
Jul 26, 2016 | Sep 1, 2016 | Sep 15, 2016 | $0.2300 | $0.2300 | Quarterly | +4.55% |
May 6, 2016 | Jun 1, 2016 | Jun 15, 2016 | $0.2200 | $0.2200 | Quarterly | 0.00% |
Jan 26, 2016 | Mar 1, 2016 | Mar 15, 2016 | $0.2200 | $0.2200 | Quarterly | 0.00% |
Oct 28, 2015 | Dec 1, 2015 | Dec 15, 2015 | $0.2200 | $0.2200 | Quarterly | 0.00% |
Jul 28, 2015 | Sep 1, 2015 | Sep 15, 2015 | $0.2200 | $0.2200 | Quarterly | 0.00% |
Apr 28, 2015 | May 29, 2015 | Jun 15, 2015 | $0.2200 | $0.2200 | Quarterly | +4.76% |
Jan 27, 2015 | Feb 27, 2015 | Mar 13, 2015 | $0.2100 | $0.2100 | Quarterly | 0.00% |
Oct 28, 2014 | Dec 1, 2014 | Dec 15, 2014 | $0.2100 | $0.2100 | Quarterly | 0.00% |
Jul 29, 2014 | Sep 1, 2014 | Sep 15, 2014 | $0.2100 | $0.2100 | Quarterly | 0.00% |
May 8, 2014 | May 30, 2014 | Jun 13, 2014 | $0.2100 | $0.2100 | Quarterly | 0.00% |
Jan 28, 2014 | Mar 1, 2014 | Mar 14, 2014 | $0.2100 | $0.2100 | Quarterly | - |
NBT Bancorp Inc. Payout Ratio Analysis
Dividend Sustainability Analysis
Payout Ratio
Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.
FCF Payout Ratio
Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.
Dividend Growth
Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.
Sustainability
Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.
Key Insight
Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.
Related Guides
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Research Paths
Snapshot
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Value Model
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Statements
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Earnings Call
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Dividends
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Analyst Expectations
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