NB Bancorp, Inc. Common Stock

NB Bancorp, Inc. Common Stock

NBBKยทNASDAQ

$19.36

-3.3%
Financial ServicesBanks - Regional

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.

At a Glance

Live Snapshot
Market Cap$803.49M
EPS1.3400
P/E Ratio14.45
Earnings Date07/22/2026
3Y+146.0%
5Y+221.0%
10Y+221.0%
3Y+67.0%
5Y+133.0%
10Y+133.0%
3Y+53.0%
5Y+39.0%
10Y+39.0%
NB Bancorp, Inc. Common Stock

NB Bancorp, Inc. Common Stock Profit Bridge

NBBK ยท NASDAQ
Revenue317.21M
Cost of Goods Sold (142.94M)
Gross Profit174.27M
Operating Expenses (103.14M)
Operating Income71.13M
Interest Expense (138.29M)
Other Income/Expense0.00
Pretax Income71.13M
Income Tax (20.83M)
Net Income50.30M
Net Income
50.30M

Profitability Analysis

Gross Margin

54.9%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

22.4%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

15.9%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

29.3%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

NB Bancorp, Inc. Common Stock Income Statement

NBBK โ€ข NASDAQ

NB Bancorp, Inc. Common Stock Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
REVENUE
317.2M
304M
237.5M
128.9M
98.8M
GROSS PROFIT
(142.9M)
(143.4M)
(104.3M)
(22.2M)
(14.7M)
174.3M
160.6M
133.2M
106.6M
84.1M
OPERATING INCOME
(103.1M)
(102M)
(121.3M)
(70.2M)
(56.5M)
(102.5M)
(87.4M)
(108.7M)
(61.2M)
(48.3M)
71.1M
58.6M
11.8M
36.4M
27.6M
PRE-TAX INCOME
(138.3M)
(131.3M)
(90.4M)
(15.5M)
(12.6M)
197.5M
161.2M
131.7M
105.5M
78M
(599K)
(14.6M)
(12.7M)
(9M)
(8.2M)
71.1M
58.6M
11.8M
36.4M
27.6M
NET INCOME
(20.8M)
(16.5M)
(2M)
(6.3M)
(6.1M)
50.3M
42.1M
9.8M
30.1M
21.6M

SEC Filings

NBBK - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 21, 2026
May 21, 2026
2026
8-K

8-K 2026

N/A

May 13, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 27, 2026
April 29, 2026
2026
10-K

10-K 2025 FY

FY

March 03, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 04, 2026
February 04, 2026
2026
8-K

8-K 2026

N/A

January 22, 2026
January 22, 2026
2026
8-K

8-K 2025

N/A

November 17, 2025
November 15, 2025
2025
Showing 1 to 10 of 65 filings