NBBK - NASDAQ
NB Bancorp, Inc. Common Stock
$19.36
-3.3%NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in Massachusetts, eastern Connecticut, southern New Hampshire, and Rhode Island. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily, one- to four-family residential real estate, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, municipal bonds, and corporate bonds. The company was founded in 1892 and is based in Needham, Massachusetts.
At a Glance
Live SnapshotNB Bancorp, Inc. Common Stock Fair Value Envelope
Owner Earnings Valuation Tool
Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation
Historical Financial Data
Base year metrics used for projections
Projection Settings
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DCF Valuation Summary
Calculation flow from present value to intrinsic value per share
Owner Earnings Projections
Operating Cash Flow - Maintenance CapEx = Owner Earnings
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 6 | Year 7 | Year 8 | Year 9 | Year 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $84.6M | $117.6M | $163.6M | $227.5M | $316.5M | $440.2M | $612.3M | $851.6M | $1.2B | $1.6B |
| Maintenance CapEx | -$950.5K | -$1.3M | -$1.8M | -$2.6M | -$3.6M | -$4.9M | -$6.9M | -$9.6M | -$13.3M | -$18.5M |
| Owner Earnings | $83.6M | $116.3M | $161.7M | $225.0M | $312.9M | $435.2M | $605.4M | $842.0M | $1.2B | $1.6B |
| Discount Factor | 0.926 | 0.857 | 0.794 | 0.735 | 0.681 | 0.630 | 0.583 | 0.540 | 0.500 | 0.463 |
| Present Value | $77.4M | $99.7M | $128.4M | $165.4M | $213.0M | $274.3M | $353.2M | $454.9M | $585.9M | $754.5M |
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