$26.48
-1.6%MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.
Weak cash conversion. Significant portion of earnings not converting to cashโreview working capital trends and capital intensity.
Capital-intensive operations require significant reinvestment. Monitor whether CapEx is maintenance or growth-oriented.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
MVBF โข NASDAQ
| MVB Financial Corp. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
26.9M | 20.2M | 31M | 14.4M | 38.7M | 37.4M | 27M | 12M | 7.6M | 12.9M | 6.8M | 2.1M | 4M | 4.2M | 2.7M | 2.2M | 1.4M | 828K | 1.3M | 973K | |
0.0 | 3.9M | 5M | 5.3M | 4.2M | 3.3M | 3.3M | 2.9M | 2.7M | 3.4M | 2.9M | 1.2M | 936K | 533K | 1.4M | 960K | 562K | 457K | 387K | 310K | |
0.0 | 2.2M | 97K | -3.6M | 6.1M | -3.4M | -4M | 139K | 1.3M | 707K | -395K | -1.1M | 494K | -144K | 147K | -144K | -39K | -24K | -117K | -61K | |
0.0 | 3.3M | 3.4M | 3.2M | 3.2M | 2.4M | 1.8M | 1.3M | 813K | 568K | 413K | 321K | 196K | 138K | 117K | 46K | 15K | 15K | 13K | 0.0 | |
-23.9M | -8.2M | 24M | 2.9M | -18.7M | 81.1M | -46.7M | -7.9M | 20.7M | 7.7M | -32.6M | 21.9M | -4.5M | -15.1M | -4.3M | 1.7M | 601K | 397K | 1.7M | -1.3M | |
(0.0) | (924K) | (13.1M) | (2.3M) | (12M) | (12M) | (4M) | (191K) | (6M) | (6.9M) | (2.4M) | (1.7M) | (863K) | (1.2M) | (1.1M) | (811K) | (607K) | (644K) | (500K) | (0.0) | |
981K | -21.8M | -5.3M | -14.9M | 1.2M | -8.5M | 10.6M | -1.8M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -527K | -714K | 164K | -2.7M | -1.6M | -641K | 0.0 | |
4M | -285K | 58.2M | 7.4M | 34.8M | 112.2M | -8.1M | 6.7M | 33.1M | 25.3M | -22.9M | 24.4M | 1.2M | -10.9M | -741K | 5M | -189K | 62K | 2.6M | -96K | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | -1.6M | -1.9M | -3M | -4.9M | -6.6M | -2M | -2.7M | -4.5M | -1.7M | -2.2M | -9.8M | -6.5M | -3.9M | -669K | -269K | -142K | -257K | -2.1M | -1.2M | |
(0.0) | (0.0) | -8K | (0.0) | -96.3M | -78.7M | -2.7M | (0.0) | (0.0) | (7M) | (48.3M) | (0.0) | (725K) | -15.6M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
(0.0) | -114.1M | -92.6M | -132.5M | -220.1M | -279.7M | -72.4M | -33.1M | -139.1M | -114.6M | -40.3M | -29.8M | -78.6M | -83.3M | -257.1M | -71M | -37.4M | -21.2M | -7.6M | -43.8M | |
0.0 | 41.8M | 131.7M | 83M | 195.8M | 123.1M | 70.8M | 28.5M | 72.2M | 73.4M | 39.3M | 71.5M | 26.5M | 80.4M | 213.5M | 45.6M | 20M | 22.8M | 8.6M | 9.9M | |
-208.6M | 218.3M | 51.1M | -518.6M | -446.5M | -52.2M | -113.7M | -202.7M | -64.7M | -20.1M | -218.7M | -183.3M | -186.2M | -76.8M | -65M | -36.5M | -76.9M | -29.2M | -39.9M | 0.0 | |
-208.6M | (144.5M) | (88.2M) | -571.1M | -572M | -294.1M | -120.1M | -210M | -136.1M | -56M | -173.4M | -151.4M | -244M | -99.2M | -109.3M | -62.2M | -94.6M | -27.9M | -41.1M | -35M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-7.9M | 1M | -209K | 1.4M | 500K | -15.7M | 0.0 | 0.0 | 4.9M | 20.5M | 0.0 | 5.6M | 23.1M | 13.7M | 6.4M | 1.2M | -223K | -131K | -150K | 2.1M | |
580K | -6.8M | -105.4M | 112.1M | 29.4M | -141M | -4.4M | 62.7M | 61.2M | -92.3M | 81.9M | 26M | 13M | 22.8M | -18.8M | 9.4M | -12.7M | 8.4M | 13.9M | 20.6M | |
-8.7M | -8.8M | -8.6M | -8.4M | -6.1M | -4.7M | -2.8M | -1.7M | -1.5M | -1.8M | -1.2M | -968K | -622K | -443K | -262K | -160K | -160K | -159K | (0.0) | (0.0) | |
-10.2M | -443K | -846K | -670K | (0.0) | -15.7M | -500K | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -78K | -484K | -223K | -131K | -150K | -8K | |
146.8M | -209.9M | 325.8M | 191.5M | 564.1M | 579.2M | 141.6M | 144.2M | 49.8M | 92.5M | 114.7M | 78.8M | 221.9M | 89.3M | 120.3M | 48.1M | 105.5M | 19.5M | 23.2M | 15.7M | |
130.8M | -224.5M | 211.6M | 296.6M | 580.7M | 417.8M | 133.9M | 205.2M | 105.9M | 18.9M | 195.4M | 117.2M | 257.4M | 125.5M | 116.1M | 58.6M | 92.4M | 27.6M | 37M | 38.4M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-73.8M | -80.3M | 357.9M | -267.2M | 43.5M | 235.9M | 5.8M | 1.9M | 3M | -11.8M | -944K | -9.8M | 14.5M | 15.3M | 6.1M | 1.4M | -2.4M | -216K | -1.5M | 3.3M | |
317.9M | 398.2M | 40.3M | 307.4M | 263.9M | 28M | 22.2M | 20.3M | 17.3M | 29.1M | 30.1M | 39.8M | 25.3M | 10M | 3.7M | 2.3M | 4.7M | 4.9M | 6.4M | 3.1M | |
244.1M | 317.9M | 398.2M | 40.3M | 307.4M | 263.9M | 28M | 22.2M | 20.3M | 17.3M | 29.1M | 30.1M | 39.8M | 25.3M | 9.8M | 3.7M | 2.3M | 4.7M | 4.9M | 6.4M | |
2.1M | -1.9M | 56.3M | 4.3M | 30M | 105.6M | -10.1M | 4M | 28.6M | 23.6M | -25.1M | 14.6M | -5.3M | -14.8M | -1.4M | 4.7M | -331K | -195K | 469K | -1.3M |
MVBF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 20, 2026 | May 19, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 06, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 08, 2026 | April 01, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 08, 2026 | April 08, 2026 | 2026 | |
DEF 14A DEF 14A 2025 N/A | April 07, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | April 01, 2026 | April 01, 2026 | 2026 | |
10-K/A 10-K/A 2025 FY (Amended) FY | March 31, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 25, 2026 | March 25, 2026 | 2026 |
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