MVB Financial Corp.

MVB Financial Corp.

MVBFยทNASDAQ

$26.48

-1.6%
Financial ServicesBanks - Regional

MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.

At a Glance

Live Snapshot
Market Cap$340.27M
EPS2.1100
P/E Ratio12.55
Earnings Date07/27/2026
3Y+8.0%
5Y+42.0%
10Y+133.0%
3Y+6.0%
5Y+42.0%
10Y+134.0%
3Y+28.0%
5Y+39.0%
10Y+129.0%
mvbf

MVB Financial Corp. Funding & Solvency Profile

MVBF ยท NASDAQ
Cash & Cash Equivalents244.12M
Net Receivables0.00
Inventory0.00
Other Current Assets0.00
Total Current Assets250 M
Property, Plant & Equipment10.38M
Goodwill & Intangible Assets0.00
Long-Term Investments2.86B
Other Non-Current Assets185.10M
Total Non-Current Assets3 B
Total Assets
3.31B

Financial Health Analysis

Current Ratio

0.09x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.91x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2595524000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

8% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

MVB Financial Corp. Balance Sheet

MVBF โ€ข NASDAQ

MVB Financial Corp. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
244.1M
317.9M
398.2M
40.3M
310.2M
275.7M
40.6M
37M
35.1M
31.9M
42.3M
42M
49.3M
34.8M
20M
31.5M
55.7M
11.8M
5.4M
6.5M
5.7M
411.6M
345.3M
379.8M
421.5M
410.6M
235.8M
221.6M
231.5M
162.4M
70.3M
68.2M
106.4M
79.5M
99.4M
0.0
0.0
0.0
0.0
0.0
249.9M
729.6M
743.5M
420.1M
731.6M
686.3M
276.4M
258.6M
266.6M
194.2M
112.5M
110.2M
155.7M
114.3M
119.3M
31.5M
55.7M
11.8M
5.4M
6.5M
0.0
0.0
0.0
89.3M
63.2M
69.9M
49.7M
33.7M
26.4M
23.4M
24.4M
19.2M
16.5M
9.9M
5.9M
6.8M
13.1M
9.8M
8.6M
6.9M
0.0
0.0
0.0
89.3M
63.2M
69.9M
49.7M
33.7M
26.4M
23.4M
24.4M
19.2M
16.5M
9.9M
5.9M
6.8M
13.1M
9.8M
8.6M
6.9M
249.9M
729.6M
743.5M
509.4M
794.8M
756.2M
326M
292.3M
293M
217.6M
136.9M
129.4M
172.2M
124M
125.2M
38.3M
68.7M
21.6M
14M
13.4M
NON-CURRENT ASSETS
10.4M
39.4M
20.9M
23.7M
25.1M
26.2M
22M
26.5M
26.7M
25.1M
26.3M
25.5M
16.9M
11.4M
7.8M
7.6M
7.8M
8.1M
8.2M
6.5M
0.0
0.0
2.8M
2.8M
4M
2.4M
19.6M
18.5M
18.5M
18.5M
18.5M
17.8M
17.8M
17.6M
897K
0.0
0.0
0.0
0.0
0.0
0.0
1.4M
352K
1.6M
2.3M
2.4M
3.5M
550K
646K
744K
845K
1K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4M
3.2M
4.5M
6.3M
4.8M
23.1M
19M
19.1M
19.2M
19.3M
17.8M
17.8M
17.6M
897K
0.0
0.0
0.0
0.0
0.0
2.9B
2.2B
2.4B
2.5B
1.9B
1.5B
1.5B
1.4B
1.2B
1.1B
1.2B
916.1M
764.1M
563.3M
391.5M
362.7M
276.3M
229.1M
207.9M
170.1M
0.0
24M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
185.1M
130.8M
133.3M
40.1M
42.3M
41.3M
35.4M
34.3M
32.7M
23M
22.3M
21.7M
16.1M
10.5M
8.1M
5.7M
0.0
0.0
0.0
1.3M
3.1B
2.4B
2.6B
2.6B
2B
1.6B
1.6B
1.5B
1.2B
1.2B
1.2B
981.1M
814.9M
602.8M
408.2M
376M
284M
237.1M
216.1M
177.9M
3.3B
3.1B
3.3B
3.1B
2.8B
2.3B
1.9B
1.8B
1.5B
1.4B
1.4B
1.1B
987.1M
726.8M
533.5M
414.3M
352.8M
258.7M
230.1M
191.3M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
41.6M
55.1M
55.9M
41.7M
17.7M
16.4M
16.6M
13.3M
10.3M
6.9M
6.7M
3.5M
2.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
41.6M
55.1M
55.9M
41.7M
17.7M
16.4M
16.6M
13.3M
10.3M
6.9M
6.7M
3.5M
2.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.7M
2.1M
1.8M
1.6M
1M
3.3M
2.8M
4.8M
10M
11.4M
10.3M
10.2M
14.9M
22.4M
25.2M
27.4M
32.7M
81.6M
70.2M
77.8M
47.6M
35.6M
21.9M
39.6M
20.2M
2.8B
2.7B
2.9B
2.6B
2.4B
2B
1.3B
1.3B
1.2B
1.1B
1B
823.2M
695.8M
486.5M
390.5M
300.4M
264.5M
173.1M
157.4M
134.6M
2.8B
2.7B
2.9B
2.6B
2.4B
2B
1.3B
1.3B
1.2B
1.1B
1.1B
866.2M
784.3M
563.5M
471.9M
353.5M
302.3M
196.8M
198.7M
155.8M
NON-CURRENT LIABILITIES
74M
73.8M
80.3M
185.4M
73M
43.4M
227M
232.4M
185.7M
124.4M
216.7M
134.8M
108.8M
95.7M
13.9M
32.7M
4.1M
36.1M
27.7M
13.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
55.5M
52.8M
37.9M
0.0
0.0
0.0
188.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-2.7M
19.2M
0.0
-19.8M
0.0
129.6M
126.5M
118.2M
185.4M
73M
43.4M
415.3M
232.4M
185.7M
124.4M
216.7M
134.8M
108.8M
95.7M
13.9M
30M
23.3M
36.1M
7.9M
13.8M
0.0
0.0
0.0
0.0
0.0
0.0
12.8M
215K
10.2M
20.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
3B
2.8B
3B
2.8B
2.5B
2.1B
1.7B
1.6B
1.4B
1.3B
1.3B
1B
893M
659.2M
485.7M
383.5M
325.6M
232.9M
206.6M
169.6M
SHAREHOLDERS' EQUITY
-27M
-16.7M
-16.7M
-16.7M
-16.7M
-16.7M
-1.1M
-1.1M
-1.1M
-1.1M
-1.1M
-1.1M
-1.1M
-1.1M
-1.1M
-1M
-522K
-299K
-168K
-18K
0.0
0.0
0.0
0.0
0.0
7.3M
7.3M
7.8M
7.8M
16.3M
16.3M
16.3M
8.5M
8.5M
8.5M
0.0
0.0
0.0
0.0
0.0
14M
13.8M
13.6M
13.5M
12.9M
12.4M
12M
11.7M
10.5M
10M
8.1M
8M
7.7M
2.9M
2.2M
1.8M
1.6M
1.6M
1.5M
1.5M
170.4M
164.7M
160.5M
157.2M
143.5M
129.1M
122.5M
116.9M
98.7M
93.4M
74.2M
74.3M
68.5M
48.8M
32.6M
23.9M
20.5M
20.2M
18.5M
17.7M
190.4M
172.2M
160.9M
144.9M
138.2M
105.2M
72.5M
48.3M
37.2M
31.2M
20.1M
14.5M
13.3M
9.9M
6.2M
4.6M
5.9M
4.7M
4.1M
2.9M
-13.9M
-28.2M
-28.8M
-37.7M
-3.6M
2.2M
-1.3M
-6.8M
-3M
-4.3M
-2.9M
-2.6M
-3M
-1.5M
-742K
-263K
-343K
-315K
-405K
-373K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.7M
0.0
0.0
0.0
0.0
334M
305.7M
289.4M
261.4M
275.3M
239.5M
211.9M
176.8M
150.2M
145.6M
114.7M
109.4M
94M
67.5M
47.7M
30.8M
27.1M
25.8M
23.5M
21.7M
334M
305.8M
289.3M
261.7M
276.3M
239.5M
211.9M
176.8M
150.2M
145.6M
114.7M
109.4M
94M
67.5M
47.7M
30.8M
27.1M
25.8M
23.5M
21.7M
0.0
112K
-42K
307K
975K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
SUMMARY
3.3B
3.1B
3.3B
3.1B
2.8B
2.3B
1.9B
1.8B
1.5B
1.4B
1.4B
1.1B
987.1M
726.8M
533.5M
414.3M
352.8M
258.7M
230.1M
191.3M
2.9B
2.6B
2.8B
2.9B
2.3B
1.9B
1.8B
1.6B
1.4B
1.3B
1.2B
984.4M
870.5M
642.6M
490.9M
362.7M
276.3M
229.1M
207.9M
170.1M
77.4M
76.5M
85.1M
195.4M
84.4M
53.7M
237.2M
247.3M
208.1M
149.6M
244.2M
167.5M
190.3M
166M
91.7M
80.4M
39.8M
58M
67.3M
34M
-166.8M
-241.4M
-313.1M
155.1M
-225.7M
-222M
196.6M
210.3M
173M
117.7M
201.9M
125.5M
141.1M
131.2M
71.8M
48.8M
-15.9M
46.2M
61.9M
27.5M
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325
12,731,325

SEC Filings

MVBF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 20, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 08, 2026
April 01, 2026
2026
8-K

8-K 2026

N/A

April 08, 2026
April 08, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 07, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

April 01, 2026
April 01, 2026
2026
10-K/A

10-K/A 2025 FY (Amended)

FY

March 31, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 25, 2026
March 25, 2026
2026
Showing 1 to 10 of 456 filings