MVB Financial Corp.

MVB Financial Corp.

MVBFยทNASDAQ

$26.48

-1.6%
Financial ServicesBanks - Regional

MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.

At a Glance

Live Snapshot
Market Cap$340.27M
EPS2.1100
P/E Ratio12.55
Earnings Date07/27/2026
mvbf

MVB Financial Corp. Street Expectations Map

MVBF ยท NASDAQ

Wall Street analysts project that MVBF stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 30.00, with estimates ranging from a low of 30.00 to a high of 30.00.

Lowest Target
30.00
13.29%
Consensus Target
30.00
13.29%
Highest Target
30.00
13.29%

The consensus 1-year price target stands at 30.00, with estimates ranging from a low of 30.00 to a high of 30.00.

Analyst Consensus Analysis

Upside Potential

+13.3%

Moderate upside. Analysts expect positive returns but with limited margin of safety. Consider entry timing.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

High

Positive outlook with reasonable agreement. Analysts generally optimistic about prospects with manageable uncertainty.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

mvbf

MVB Financial Corp. Forward Estimates of Revenue

MVBF ยท NASDAQ
Latest Revenue
270.44M
FY 2025
Avg Estimate
155.18M
FY 2026
Estimate Range
152.66M - 156.53M
Analyst Spread

Forward Growth Analysis

Projected Growth-42.6%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

mvbf

MVB Financial Corp. Forward Estimates of Net Income

MVBF ยท NASDAQ
Latest Net Income
26.94M
FY 2025
Avg Estimate
26.10M
FY 2026
Estimate Range
25.29M - 26.90M
Analyst Spread

Forward Growth Analysis

Projected Growth-3.1%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

mvbf

MVB Financial Corp. Forward Estimates of EPS

MVBF ยท NASDAQ
Latest EPS
2.11
FY 2025
Avg Estimate
$1.99
FY 2026
Estimate Range
$1.92 - $2.05
Analyst Spread

Forward Growth Analysis

Projected Growth-5.9%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread6%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

mvbf

MVB Financial Corp. Forward Estimates of EBIT

MVBF ยท NASDAQ
Latest EBIT
36.85M
FY 2025
Avg Estimate
35.22M
FY 2026
Estimate Range
34.65M - 35.53M
Analyst Spread

Forward Growth Analysis

Projected Growth-4.4%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

mvbf

MVB Financial Corp. Forward Estimates of EBITDA

MVBF ยท NASDAQ
Latest EBITDA
36.85M
FY 2025
Avg Estimate
39.54M
FY 2026
Estimate Range
38.89M - 39.88M
Analyst Spread

Forward Growth Analysis

Projected Growth+7.3%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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MVB Financial Corp. Forward Estimates of SG&A Expense

MVBF ยท NASDAQ
Latest SG&A Expense
70.98M
FY 2025
Avg Estimate
63.73M
FY 2026
Estimate Range
62.69M - 64.28M
Analyst Spread

Forward Growth Analysis

Projected Growth-10.2%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread2%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

mvbf

MVB Financial Corp. Insider Positioning

MVBF ยท NASDAQ

During the last 12 months, insiders have purchased $118K worth of MVBF shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

4.5K

117.85K

Sold

0

0.00

Net Activity

+118K

+$118K

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

1
SMR

Sumbs Michael Robert

Officer: Chief Financial Officer

4.0K sharesโ€ข2 transactions

$104K

2
CRJJ

Cordella Richard James Jr

Director

500 sharesโ€ข1 transactions

$14K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $118K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Insider Participation

High Buying

2 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.