MidWestOne Financial Group, Inc.

MidWestOne Financial Group, Inc.

MOFGยทNASDAQ

$49.31

+0.0000%
Financial ServicesBanks - Regional

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.

At a Glance

Live Snapshot
Market Cap$1.02B
EPS-3.5400
P/E Ratio-13.93
Earnings Date04/22/2026
3Y-6.0%
5Y-4.0%
10Y+69.0%
3Y-187.0%
5Y-238.0%
10Y-340.0%
3Y-43.0%
5Y+34.0%
10Y+93.0%
MidWestOne Financial Group, Inc.

MidWestOne Financial Group, Inc. Profit Bridge

MOFG ยท NASDAQ
Revenue206.03M
Cost of Goods Sold (145.52M)
Gross Profit60.51M
Operating Expenses (144.50M)
Operating Income-83.99M
Interest Expense (136.74M)
Other Income/Expense0.00
Pretax Income-83.99M
Income Tax (-23.70M)
Net Income-60.29M
Net Income
-60.29M

Profitability Analysis

Gross Margin

29.4%

Moderate margins typical of competitive industries. Monitor for pricing pressure or rising costs.

Operating Margin

-40.8%

Operating losses indicate the core business is unprofitable. Requires restructuring or revenue growth.

Net Profit Margin

-29.3%

Net losses indicate the company is burning cash. Sustainability depends on path to profitability.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

MidWestOne Financial Group, Inc. Income Statement

MOFG โ€ข NASDAQ

MidWestOne Financial Group, Inc. Income StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
REVENUE
206M
268M
244.3M
219.2M
223.4M
213.7M
151.3M
141.7M
135.8M
121.9M
79.7M
80.8M
84.9M
83.5M
86.6M
88.3M
81.9M
47.1M
42.9M
44.5M
GROSS PROFIT
(145.5M)
(111.3M)
(34.9M)
(13.1M)
(60.2M)
(45.9M)
(30.1M)
(32.5M)
(20.7M)
(15.8M)
(10.8M)
(13.5M)
(18.3M)
(23.1M)
(29.1M)
(36M)
(34.8M)
(19.5M)
(17.3M)
(15.9M)
60.5M
156.7M
209.4M
206.1M
163.2M
167.7M
121.2M
109.2M
115.1M
106.1M
69M
67.3M
66.5M
60.4M
57.5M
52.3M
47.2M
27.6M
25.6M
28.6M
OPERATING INCOME
(144.5M)
(131.9M)
(132.8M)
(116.6M)
(149.9M)
(117.5M)
(83.2M)
(80.1M)
(87.8M)
(73.2M)
(43.4M)
(42.1M)
(44.8M)
(42.4M)
(44M)
(48M)
(72.2M)
(18.6M)
(17.7M)
(19.4M)
(89.1M)
(83.3M)
(84M)
(75.5M)
(72.1M)
(70.1M)
(54M)
(51.6M)
(51.2M)
(43.3M)
(25.9M)
(25.7M)
(31.9M)
(24.8M)
(26M)
(28.2M)
(23.4M)
(10.9M)
(10.1M)
(10.8M)
-84M
24.8M
76.6M
89.5M
13.3M
50.2M
38M
29.1M
27.3M
32.9M
25.6M
25.3M
21.7M
17.9M
13.5M
4.3M
-25M
9M
7.9M
9.2M
PRE-TAX INCOME
(136.7M)
(105.4M)
(30.4M)
(20.5M)
(31.8M)
(38.8M)
(22.8M)
(15.1M)
(12.7M)
(10.6M)
(9.6M)
(12.1M)
(16M)
(19.8M)
(23.1M)
(28.2M)
(30.4M)
(19M)
(16.8M)
(15.4M)
157.5M
144.2M
166.4M
156.3M
153M
143.7M
105.3M
103.8M
99.6M
90.1M
54.9M
54M
53.4M
48.8M
47.9M
45.1M
39.8M
19.3M
18.5M
24.7M
(55.4M)
(48.6M)
(48.8M)
(41.1M)
(77.8M)
(47.4M)
(29.3M)
(28.5M)
(36.6M)
(29.9M)
(17.5M)
(16.4M)
(12.9M)
(17.6M)
(18M)
(19.7M)
(48.8M)
(7.7M)
(7.6M)
(8.6M)
-84M
24.8M
76.6M
89.5M
13.3M
50.2M
38M
29.1M
27.3M
32.9M
25.6M
25.3M
21.7M
17.9M
13.5M
4.3M
-25M
9M
7.9M
9.2M
NET INCOME
-23.7M
(4M)
(15.8M)
(20M)
(6.7M)
(6.6M)
(7.6M)
(10.4M)
(6.9M)
(7.8M)
(7M)
(6.6M)
(5.2M)
(4.6M)
(3.4M)
-79K
-450K
(2.3M)
(2.1M)
(3.1M)
-60.3M
20.9M
60.8M
69.5M
6.6M
43.6M
30.4M
18.7M
20.4M
25.1M
18.5M
18.6M
16.5M
13.3M
10.1M
4.4M
-24.6M
6.6M
5.8M
6.1M

SEC Filings

MOFG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

February 20, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 26, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

December 22, 2025
December 22, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 29, 2025
October 28, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
8-K/A

8-K/A 2025 (Amended)

N/A

October 23, 2025
October 10, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
8-K

8-K 2025

N/A

October 10, 2025
October 10, 2025
2025
Showing 1 to 10 of 366 filings