MidWestOne Financial Group, Inc.

MidWestOne Financial Group, Inc.

MOFGยทNASDAQ

$49.31

+0.0000%
Financial ServicesBanks - Regional

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.

At a Glance

Live Snapshot
Market Cap$1.02B
EPS-3.5400
P/E Ratio-13.93
Earnings Date04/22/2026
3Y+4.0%
5Y+34.0%
10Y+109.0%
3Y+3.0%
5Y+37.0%
10Y+112.0%
3Y+6.0%
5Y+10.0%
10Y+89.0%
mofg

MidWestOne Financial Group, Inc. Funding & Solvency Profile

MOFG ยท NASDAQ
Cash & Cash Equivalents204.90M
Net Receivables34.75M
Inventory0.00
Other Current Assets0.00
Total Current Assets2 B
Property, Plant & Equipment92.43M
Goodwill & Intangible Assets107.04M
Long-Term Investments4.29B
Other Non-Current Assets125.09M
Total Non-Current Assets5 B
Total Assets
6.24B

Financial Health Analysis

Current Ratio

0.29x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.14x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-3913091000

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

25% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

MidWestOne Financial Group, Inc. Balance Sheet

MOFG โ€ข NASDAQ

MidWestOne Financial Group, Inc. Balance SheetDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
ASSETS
CURRENT ASSETS
204.9M
81.7M
86.4M
203.8M
82.5M
73.3M
45.5M
50.3M
43.2M
46.9M
23.4M
24.9M
46.4M
32.6M
19.8M
27.6M
32.9M
16.4M
20.7M
13.5M
1.3B
795.1M
1.2B
2.3B
1.7B
786M
414.1M
447.7M
477.5M
427.2M
474.9M
498.6M
557.5M
534.1M
0.0
0.0
0.0
0.0
0.0
0.0
1.5B
876.9M
1.2B
2.5B
1.7B
859.3M
459.6M
498M
520.7M
474.2M
498.4M
523.5M
604M
566.7M
19.8M
27.6M
32.9M
16.4M
20.7M
13.5M
34.7M
31.3M
29.5M
20.3M
21.7M
20.8M
17.1M
20.9M
15.2M
16.9M
12.7M
12.4M
12.9M
12.6M
10.6M
11.5M
11.7M
4.6M
6.6M
5.3M
26.5M
29.8M
27.1M
20.1M
21.7M
18.5M
14.7M
17.7M
15.2M
15.8M
12.7M
12.4M
12.9M
12.6M
10.6M
11.5M
11.7M
4.6M
6.6M
5.3M
8.3M
1.6M
2.4M
178K
0.0
2.3M
2.4M
3.1M
0.0
1.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2M
3M
1.8M
2.3M
1.4M
1M
5.2M
6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
11K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.6B
908.2M
1.3B
2.5B
1.8B
880.1M
478.6M
519.5M
537.7M
493.4M
512.4M
536.9M
622.1M
585.3M
30.4M
39.1M
44.7M
21M
27.3M
18.9M
NON-CURRENT ASSETS
92.4M
88.1M
89.6M
86.3M
90M
95.2M
75.8M
76M
75M
76.2M
37.8M
27.7M
25.6M
26.3M
26.5M
29M
28.7M
11.8M
12.3M
10.8M
69.8M
62.5M
62.5M
62.5M
62.5M
91.9M
64.7M
64.7M
64.7M
64.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.3M
37.4M
43.7M
26.4M
30.4M
39.2M
12.7M
14.4M
17.1M
21.4M
10.6M
11.1M
11M
11.5M
11.1M
12.2M
13.4M
4.6M
6.6M
5.3M
107M
99.9M
106.2M
88.9M
92.9M
131.2M
77.3M
79M
81.8M
85.9M
10.6M
11.1M
11M
11.5M
11.1M
12.2M
13.4M
4.5M
14.5M
14.8M
4.3B
5.2B
4.9B
3.2B
3.5B
3.4B
2.6B
2.5B
2.3B
2.3B
1.2B
1.1B
1.1B
1B
1.3B
1.2B
1.4B
631M
680M
619.5M
58.1M
31.2M
39.1M
13.9M
3.8M
3.5M
8.3M
6.5M
6.5M
947K
3.1M
8.2M
776K
3.7M
6.4M
5.2M
5.6M
0.0
0.0
0.0
125.1M
123.4M
128.5M
108.4M
110.9M
113.5M
85.5M
73.8M
62.6M
69.4M
48.6M
40.6M
43.8M
44M
202.9M
218.2M
34M
33.6M
10.8M
12.4M
4.7B
5.5B
5.3B
3.5B
3.8B
3.8B
2.8B
2.7B
2.5B
2.5B
1.3B
1.2B
1.2B
1.1B
1.6B
1.5B
1.5B
681M
717.6M
657.5M
6.2B
6.4B
6.6B
6B
5.6B
4.7B
3.3B
3.2B
3.1B
3B
1.8B
1.8B
1.8B
1.7B
1.6B
1.5B
1.5B
702M
744.9M
676.3M
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
0.0
0.0
0.0
1.8M
1.4M
1.5M
1.5M
863K
765K
1.5M
1.5M
1.9M
2.2M
2.8M
1.7M
2.8M
1.7M
0.0
0.0
0.0
0.0
0.0
0.0
1.8M
1.4M
1.5M
1.5M
863K
765K
1.5M
1.5M
1.9M
2.2M
2.8M
1.7M
2.8M
1.7M
3.2M
15.3M
391.9M
181.4M
230.8M
139.3M
131.4M
97.2M
117.9M
69M
78.2M
66.7M
68.8M
57.2M
50.2M
45M
57.3M
46M
99.1M
90.7M
0.0
0.0
0.0
0.0
343K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.5B
5.4B
5.5B
5.1B
4.5B
3.7B
2.6B
2.6B
2.5B
2.5B
1.4B
1.4B
1.4B
1.3B
1.2B
1.2B
1.1B
526.6M
560.6M
505.2M
5.5B
5.4B
5.9B
5.3B
4.8B
3.9B
2.7B
2.7B
2.6B
2.5B
1.5B
1.4B
1.5B
1.4B
1.3B
1.2B
1.2B
574.3M
663M
597.6M
NON-CURRENT LIABILITIES
113M
122.7M
138.4M
153.9M
207.6M
230.4M
167.4M
151.3M
156.2M
133.1M
108.5M
122.4M
135.6M
155.5M
142.7M
145.8M
174.4M
47M
14.4M
16.4M
82.1M
368.9M
85.1M
46.9M
54.9M
44.9M
19.5M
16.7M
18.1M
16.7M
11.5M
12.5M
13.3M
17.9M
8.7M
9.7M
15.9M
3.2M
5M
3.9M
195.5M
492.2M
224.3M
201.8M
263.6M
276.6M
188.2M
168M
174.3M
149.8M
119.9M
134.8M
148.9M
173.4M
151.4M
155.5M
190.4M
50.2M
19.4M
20.4M
398K
604K
787K
951K
1.1M
1.2M
1.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
5.7B
5.9B
6.1B
5.5B
5B
4.1B
2.9B
2.9B
2.8B
2.7B
1.6B
1.6B
1.6B
1.5B
1.4B
1.4B
1.4B
624.6M
682.4M
617.9M
SHAREHOLDERS' EQUITY
-21.9M
-24.2M
-26.1M
-24.5M
-14.3M
-10.5M
-6.5M
-5.1M
-5.8M
-6.3M
-6.9M
-3.7M
-3.3M
-2.3M
-1.1M
-1.2M
-1.2M
0.0
-17.1M
-17M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.8M
15.7M
0.0
0.0
0.0
0.0
21.6M
16.6M
16.6M
16.6M
16.6M
16.6M
12.5M
12.5M
11.7M
11.7M
8.7M
8.7M
8.7M
8.7M
8.7M
8.7M
8.7M
5.2M
24.6M
24.6M
415M
302.2M
302.1M
300.9M
300.1M
297.4M
187.8M
187.5M
163.7M
163.5M
80.5M
80.5M
80.4M
80.3M
81.3M
81.2M
80.8M
100K
13.1M
12.9M
217.8M
294.8M
289.3M
243.4M
188.2M
201.1M
169M
148.1M
137M
123.9M
105.1M
91.5M
77.1M
66.3M
55.6M
48.1M
43.7M
72.3M
42.4M
38.6M
-72.8M
-64.9M
-89M
-8.9M
24.6M
4.4M
-5.7M
-2.6M
-1.1M
3.4M
5.3M
1M
11.1M
3.5M
-1.8M
-256K
-1.6M
-206K
-455K
-743K
559.7M
524.4M
492.8M
527.5M
515.3M
509M
357.1M
340.3M
305.5M
296.2M
192.7M
178M
173.9M
156.5M
158.5M
152.2M
130.3M
77.4M
62.5M
58.4M
559.7M
524.4M
492.8M
527.5M
515.3M
509M
357.1M
340.3M
305.5M
296.2M
192.7M
178M
173.9M
156.5M
158.5M
152.2M
130.3M
77.4M
62.5M
58.4M
SUMMARY
6.2B
6.4B
6.6B
6B
5.6B
4.7B
3.3B
3.2B
3.1B
3B
1.8B
1.8B
1.8B
1.7B
1.6B
1.5B
1.5B
702M
744.9M
676.3M
5.6B
6B
6.1B
5.5B
5.2B
4.2B
3B
2.9B
2.8B
2.7B
1.7B
1.6B
1.6B
1.6B
1.3B
1.2B
1.4B
631M
680M
619.5M
116.6M
138.6M
531.1M
336.2M
439.5M
371M
300.1M
248.5M
274.1M
202.1M
186.7M
189M
204.4M
212.7M
192.9M
190.8M
231.7M
93M
113.5M
107.1M
-88.3M
56.8M
444.6M
132.4M
357M
297.7M
254.7M
198.2M
230.8M
155.1M
163.3M
164.1M
158M
180.1M
173.1M
163.2M
198.8M
76.6M
92.7M
93.6M
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762
20,773,762

SEC Filings

MOFG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

February 20, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 26, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

December 22, 2025
December 22, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 29, 2025
October 28, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
8-K/A

8-K/A 2025 (Amended)

N/A

October 23, 2025
October 10, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
8-K

8-K 2025

N/A

October 10, 2025
October 10, 2025
2025
Showing 1 to 10 of 366 filings