MidWestOne Financial Group, Inc.

MidWestOne Financial Group, Inc.

MOFGยทNASDAQ

$49.31

+0.0000%
Financial ServicesBanks - Regional

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.

At a Glance

Live Snapshot
Market Cap$1.02B
EPS-3.5400
P/E Ratio-13.93
Earnings Date04/22/2026
3Y-43.0%
5Y+34.0%
10Y+93.0%
3Y-173.0%
5Y+329.0%
10Y+6130.0%
3Y-158.0%
5Y+174.0%
10Y+1698.0%
MOFG

MidWestOne Financial Group, Inc. Cash Conversion Engine

MOFG ยท NASDAQ
Net Income-60.29M
Depreciation & Amortization7.70M
Stock-Based Compensation1.90M
Change in Working Capital2.35M
Others135.80M
Capital Expenditures-2.40M
Free Cash Flow60.78M

Cash Flow Quality Analysis

FCF Conversion Rate

-100.8%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

3.8%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+3.9%

Flat FCF growth. Stable but not expandingโ€”monitor for signs of business maturity or temporary headwinds.

Working Capital Impact

+$2.35M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

MidWestOne Financial Group, Inc. Cash Flow Statement

MOFG โ€ข NASDAQ

MidWestOne Financial Group, Inc. Cash Flow StatementDec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006Dec 2005
OPERATING ACTIVITIES
-60.3M
20.9M
60.8M
69.5M
6.6M
43.6M
30.4M
18.7M
20.4M
25.1M
18.5M
18.6M
16.5M
13.3M
10.1M
4.4M
-24.6M
6.6M
5.8M
6.1M
7.7M
12.6M
10.2M
1.6M
4.6M
2.8M
9M
8.4M
8.4M
6.6M
2.7M
5.2M
5.4M
5.3M
5.7M
5.8M
3.2M
1.3M
1.3M
2.8M
-24.3M
-330K
4.3M
1.8M
-5.2M
2.7M
-676K
744K
-2.9M
1.3M
2.5M
-1.5M
-54K
-389K
-329K
-2.3M
-3.2M
-269K
24K
-352K
1.9M
2.4M
2.5M
2.2M
1.4M
1.2M
1M
868K
731K
634K
493K
384K
266K
220K
190K
96K
0.0
0.0
0.0
0.0
135.8M
24.1M
13.5M
39.9M
5.5M
3M
7.7M
19.8M
8.1M
3.3M
1M
2.3M
-1.4M
1.7M
4.7M
13.8M
36.7M
758K
659K
367K
(7.5M)
(3.4M)
(13.2M)
(18M)
(10.5M)
(7.3M)
(6.2M)
(13.2M)
(8M)
(7.7M)
(4.1M)
(8M)
(5.2M)
(4.2M)
(4.8M)
(829K)
(3.9M)
(0.0)
(0.0)
(0.0)
2.4M
3M
-986K
-3.3M
-3.7M
-5.9M
-4.7M
-7.4M
3.4M
-4.2M
-2M
3.3M
1.8M
3.5M
33K
-9.3M
-10.5M
-1.1M
1.1M
-2.7M
63.2M
62.6M
90.3M
111.6M
9.2M
47.3M
42.8M
41M
38.2M
32.7M
23.3M
28.3M
22.5M
23.7M
20.5M
12.6M
1.6M
7.3M
8.9M
6.2M
INVESTING ACTIVITIES
-2.4M
-4.1M
-2.7M
-2M
-2.1M
-2.2M
-5.6M
-5M
-5.6M
-14.9M
-12.3M
-4.5M
-3.5M
-2.7M
-3.3M
-3.1M
-3.2M
-1M
-1.3M
-2.2M
(15M)
(0.0)
(31.4M)
(0.0)
(0.0)
(48.5M)
(0.0)
(0.0)
(0.0)
-35.6M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(19.4M)
(0.0)
(0.0)
(0.0)
-848.7M
-90.9M
-387.5M
-1.1B
-1.1B
-289.7M
-68M
-106.9M
-228.8M
-54.6M
-87.9M
-75.8M
-203.4M
-198.4M
-296.3M
-213.6M
-25.1M
-98.6M
-56.8M
-24.3M
1.3B
513.5M
397.3M
457.1M
294.8M
225.1M
93.7M
106.9M
120.1M
192.3M
99.3M
116.9M
149.5M
138M
197.1M
126.1M
56.2M
93.2M
68.2M
32.1M
-139.4M
-288.8M
-311.7M
254.6M
-20.4M
91.1M
-114.6M
-143.8M
-9.2M
-82.2M
-46.4M
-42M
-30.9M
-35M
35.8M
49.2M
-61.8M
-23.7M
-8.7M
-32.8M
(312.3M)
(129.7M)
-273.3M
-428.3M
-867.4M
(72.7M)
-94.4M
-148.8M
-123.6M
(5M)
-47.4M
-5.4M
-88.4M
-98.1M
-66.7M
-41.4M
-14.5M
-30.2M
(1.4M)
-27.2M
FINANCING ACTIVITIES
118.9M
0.0
-2.7M
-11.6M
-4.6M
-4.7M
-2.1M
25.7M
0.0
7.9M
-4M
-967K
-1.8M
-1.5M
0.0
0.0
-1.3M
-422K
-1.4M
-1.5M
-344.8M
-107.8M
192.8M
-103.4M
69.7M
-101.2M
50.2M
-25.6M
23M
3.8M
-13.9M
-13.3M
-20M
13M
-3M
-39.8M
14.4M
-5M
-6.8M
-7M
-16.5M
-15.2M
-14.9M
-14.3M
-14.2M
-11.5M
-9.5M
-8.1M
-7.3M
-6.3M
-4.9M
-4.3M
-3.1M
-2.4M
-2.5M
-3.2M
-4M
-3.4M
-1.7M
-2.5M
-257K
(0.0)
-2.7M
-11.6M
-4.6M
-4.7M
-2.1M
(0.0)
(0.0)
(0.0)
-4M
-967K
-1.8M
-17.5M
(0.0)
(0.0)
-1.3M
(0.0)
(0.0)
(0.0)
-9.9M
-74M
-109.7M
567.2M
816.6M
25.3M
7.7M
123.4M
65.8M
-19.4M
45.4M
-26.6M
105.3M
93.4M
44.7M
50.5M
20.2M
33.7M
320K
30.1M
-252.3M
-197M
65.5M
437.9M
867.5M
-92.1M
46.2M
115.5M
81.5M
-14M
22.7M
-45.2M
80.4M
86.5M
39.2M
23.5M
29.5M
25M
-9.5M
19.2M
CASH FLOW SUMMARY
123.2M
-4.7M
-117.4M
121.2M
9.2M
28M
-5.5M
7.7M
-3.9M
23.7M
-1.5M
-22.3M
14.6M
12.1M
-7.1M
-5.3M
16.5M
2.1M
727K
-1.9M
81.7M
86.4M
203.8M
82.7M
73.5M
45.5M
51M
43.2M
47.1M
23.4M
24.9M
47.2M
32.6M
20.5M
27.6M
32.9M
16.4M
14.3M
13.5M
15.4M
204.9M
81.7M
86.4M
203.8M
82.7M
73.5M
45.5M
51M
43.2M
47.1M
23.4M
24.9M
47.2M
32.6M
20.5M
27.6M
32.9M
16.4M
14.3M
13.5M
60.8M
58.5M
87.7M
109.5M
7M
45.1M
37.1M
36.1M
32.6M
17.8M
10.9M
23.7M
19M
21M
17.1M
9.5M
-1.6M
6.3M
7.6M
3.9M

SEC Filings

MOFG - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

February 20, 2026
February 13, 2026
2026
8-K

8-K 2026

N/A

January 27, 2026
January 26, 2026
2026
8-K

8-K 2026

N/A

January 06, 2026
January 06, 2026
2026
8-K

8-K 2025

N/A

December 22, 2025
December 22, 2025
2025
10-Q

10-Q 2025 Q3

Q3

November 05, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 29, 2025
October 28, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
8-K/A

8-K/A 2025 (Amended)

N/A

October 23, 2025
October 10, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
8-K

8-K 2025

N/A

October 10, 2025
October 10, 2025
2025
Showing 1 to 10 of 366 filings