Medallion Financial Corp.

Medallion Financial Corp.

MFINยทNASDAQ

$9.57

-1.3%
Financial ServicesFinancial - Credit Services

Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.

At a Glance

Live Snapshot
Market Cap$228.24M
EPS1.8900
P/E Ratio5.06
Earnings Date07/29/2026
3Y+78.0%
5Y+133.0%
10Y+237.0%
3Y-2.0%
5Y-224.0%
10Y+83.0%
3Y+16.0%
5Y+60.0%
10Y+105.0%
Medallion Financial Corp.

Medallion Financial Corp. Profit Bridge

MFIN ยท NASDAQ
Revenue353.31M
Cost of Goods Sold (11.50M)
Gross Profit341.81M
Operating Expenses (163.50M)
Operating Income178.31M
Interest Expense (98.43M)
Other Income/Expense-98.43M
Pretax Income79.89M
Income Tax (24.54M)
Net Income43.04M
Net Income
43.04M

Profitability Analysis

Gross Margin

96.7%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

50.5%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

12.2%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

30.7%

Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Medallion Financial Corp. Income Statement

MFIN โ€ข NASDAQ

Medallion Financial Corp. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
353.3M
291.8M
254.5M
198.4M
179.2M
151.4M
141.3M
111M
19.4M
104.8M
55.5M
55.1M
49.8M
49.1M
46.6M
42.2M
44.8M
56.1M
64M
52.2M
GROSS PROFIT
(11.5M)
(164.7M)
(100.8M)
(66.2M)
(35.8M)
(104M)
(82.4M)
(87.4M)
(13.8M)
(12.6M)
(9.4M)
(8.5M)
(8.4M)
(10.9M)
(13.5M)
(14.6M)
(16.9M)
(23.7M)
(30.7M)
(24.2M)
341.8M
127.1M
153.8M
132.2M
143.4M
47.4M
58.9M
23.7M
5.6M
91.7M
46.1M
46.6M
41.4M
38.2M
33.1M
27.6M
27.9M
32.4M
33.3M
28M
OPERATING INCOME
(163.5M)
(64.2M)
(67.7M)
(64.3M)
(61.6M)
(84.4M)
(56.5M)
(34.4M)
(13.5M)
(22.8M)
(16.7M)
(17.9M)
(15.7M)
(13.7M)
(13.9M)
(16.3M)
(19.7M)
(17.3M)
(33.3M)
(28M)
(5M)
(41M)
(40M)
(33.5M)
(34M)
(31M)
(30.3M)
(26.9M)
(9.3M)
(3.4M)
(2.8M)
(2.3M)
(2.5M)
(2.4M)
(2.5M)
(1.9M)
(11M)
(10.7M)
(10.2M)
(8.2M)
178.3M
62.9M
86M
67.9M
81.9M
-37M
2.3M
-10.7M
-7.8M
69.4M
29.4M
28.7M
25.8M
24.5M
19.2M
11.3M
8.2M
15.1M
0.0
0.0
PRE-TAX INCOME
(98.4M)
(88.2M)
(62.9M)
(36.2M)
(31.1M)
(34.2M)
(35M)
(28.4M)
(13.8M)
(12.6M)
(9.4M)
(8.5M)
(8.4M)
(10.9M)
(13.5M)
(14.6M)
(16.9M)
(23.7M)
(30.7M)
(24.2M)
216.9M
202.5M
188.1M
160.4M
127.8M
110.8M
97.5M
72.4M
3.7M
8.6M
12.9M
15.4M
12.8M
9.4M
16.7M
17.3M
20.4M
22.2M
20.7M
15.4M
(158.5M)
(23.2M)
(27.7M)
(30.8M)
(27.5M)
(53.4M)
(26.3M)
(7.5M)
(4.2M)
(19.4M)
(13.9M)
(15.6M)
(13.2M)
(11.3M)
(11.4M)
(14.4M)
(8.7M)
(6.6M)
(23.1M)
(19.8M)
-98.4M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
79.9M
62.9M
86M
67.9M
81.9M
-37M
2.3M
-10.7M
-7.8M
69M
29.4M
28.7M
25.8M
24.5M
19.2M
11.3M
8.2M
15.1M
5.3M
3.2B
NET INCOME
(24.5M)
(21M)
(24.9M)
(18M)
(24.2M)
-10.1M
(341K)
(373K)
-728K
(45.5M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(3.4M)
(3.8M)
(2.4M)
-21.5B
43M
35.9M
55.1M
43.8M
54.1M
-34.8M
-1.8M
-25M
278K
23.5M
29.4M
28.7M
25.8M
24.5M
19.2M
11.3M
1M
15.2M
15.4M
13.1M

SEC Filings

MFIN - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
10-Q

10-Q 2026 Q1

Q1

May 05, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 29, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
8-K

8-K 2026

N/A

April 03, 2026
March 31, 2026
2026
10-K

10-K 2025 FY

FY

March 10, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

March 02, 2026
February 26, 2026
2026
8-K

8-K 2026

N/A

February 18, 2026
February 18, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 12, 2026
January 12, 2026
2026
10-Q

10-Q 2025 Q3

Q3

November 04, 2025
September 30, 2025
2025
Showing 1 to 10 of 495 filings