$9.57
-1.3%Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Outstanding operational efficiency. The company generates substantial profit from core operations.
Strong net margins indicate efficient operations and favorable tax/interest management.
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.
MFIN โข NASDAQ
| Medallion Financial Corp. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
353.3M | 291.8M | 254.5M | 198.4M | 179.2M | 151.4M | 141.3M | 111M | 19.4M | 104.8M | 55.5M | 55.1M | 49.8M | 49.1M | 46.6M | 42.2M | 44.8M | 56.1M | 64M | 52.2M | |
GROSS PROFIT | ||||||||||||||||||||
(11.5M) | (164.7M) | (100.8M) | (66.2M) | (35.8M) | (104M) | (82.4M) | (87.4M) | (13.8M) | (12.6M) | (9.4M) | (8.5M) | (8.4M) | (10.9M) | (13.5M) | (14.6M) | (16.9M) | (23.7M) | (30.7M) | (24.2M) | |
341.8M | 127.1M | 153.8M | 132.2M | 143.4M | 47.4M | 58.9M | 23.7M | 5.6M | 91.7M | 46.1M | 46.6M | 41.4M | 38.2M | 33.1M | 27.6M | 27.9M | 32.4M | 33.3M | 28M | |
OPERATING INCOME | ||||||||||||||||||||
(163.5M) | (64.2M) | (67.7M) | (64.3M) | (61.6M) | (84.4M) | (56.5M) | (34.4M) | (13.5M) | (22.8M) | (16.7M) | (17.9M) | (15.7M) | (13.7M) | (13.9M) | (16.3M) | (19.7M) | (17.3M) | (33.3M) | (28M) | |
(5M) | (41M) | (40M) | (33.5M) | (34M) | (31M) | (30.3M) | (26.9M) | (9.3M) | (3.4M) | (2.8M) | (2.3M) | (2.5M) | (2.4M) | (2.5M) | (1.9M) | (11M) | (10.7M) | (10.2M) | (8.2M) | |
178.3M | 62.9M | 86M | 67.9M | 81.9M | -37M | 2.3M | -10.7M | -7.8M | 69.4M | 29.4M | 28.7M | 25.8M | 24.5M | 19.2M | 11.3M | 8.2M | 15.1M | 0.0 | 0.0 | |
PRE-TAX INCOME | ||||||||||||||||||||
(98.4M) | (88.2M) | (62.9M) | (36.2M) | (31.1M) | (34.2M) | (35M) | (28.4M) | (13.8M) | (12.6M) | (9.4M) | (8.5M) | (8.4M) | (10.9M) | (13.5M) | (14.6M) | (16.9M) | (23.7M) | (30.7M) | (24.2M) | |
216.9M | 202.5M | 188.1M | 160.4M | 127.8M | 110.8M | 97.5M | 72.4M | 3.7M | 8.6M | 12.9M | 15.4M | 12.8M | 9.4M | 16.7M | 17.3M | 20.4M | 22.2M | 20.7M | 15.4M | |
(158.5M) | (23.2M) | (27.7M) | (30.8M) | (27.5M) | (53.4M) | (26.3M) | (7.5M) | (4.2M) | (19.4M) | (13.9M) | (15.6M) | (13.2M) | (11.3M) | (11.4M) | (14.4M) | (8.7M) | (6.6M) | (23.1M) | (19.8M) | |
-98.4M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
79.9M | 62.9M | 86M | 67.9M | 81.9M | -37M | 2.3M | -10.7M | -7.8M | 69M | 29.4M | 28.7M | 25.8M | 24.5M | 19.2M | 11.3M | 8.2M | 15.1M | 5.3M | 3.2B | |
NET INCOME | ||||||||||||||||||||
(24.5M) | (21M) | (24.9M) | (18M) | (24.2M) | -10.1M | (341K) | (373K) | -728K | (45.5M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (3.4M) | (3.8M) | (2.4M) | -21.5B | |
43M | 35.9M | 55.1M | 43.8M | 54.1M | -34.8M | -1.8M | -25M | 278K | 23.5M | 29.4M | 28.7M | 25.8M | 24.5M | 19.2M | 11.3M | 1M | 15.2M | 15.4M | 13.1M |
MFIN - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 29, 2026 | April 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 03, 2026 | March 31, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 10, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | March 02, 2026 | February 26, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 18, 2026 | February 18, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 12, 2026 | January 12, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 04, 2025 | September 30, 2025 | 2025 |
Continue your MFIN research with focused valuation guides.
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.