MFIN - NASDAQ

Medallion Financial Corp.

MFIN·NASDAQ

$9.57

-1.3%

Financial ServicesFinancial - Credit Services

Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$228.24M

EPS1.8900

P/E Ratio5.06

Earnings Date07/29/2026

2.96B

Assets

3Y+31.0%

5Y+80.0%

10Y+329.0%

2.45B

Total Liabilities

3Y+30.0%

5Y+83.0%

10Y+507.0%

508.05M

Total Equity

16%

3Y+37.0%

5Y+67.0%

10Y+78.0%

Medallion Financial Corp. Funding & Solvency Profile

MFIN · NASDAQ

Current Assets

Cash & Cash Equivalents201.56M

Net Receivables2.46B

Inventory0.00

Other Current Assets0.00

Total Current Assets3 B

Non-Current Assets

Property, Plant & Equipment11.86M

Goodwill & Intangible Assets168.50M

Long-Term Investments2.53B

Other Non-Current Assets-2.53B

Total Non-Current Assets12 M

Total Assets

2.96B

Financial Health Analysis

Current Ratio

27.10x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

4.82x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

3 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

92% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Medallion Financial Corp. Balance Sheet

MFIN • NASDAQ

Medallion Financial Corp. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	201.6M	98.2M	52.6M	33.2M	61.5M	51.7M	14.7M	23.8M	12.7M	21M	30.9M	47.1M	52.2M	26.9M	29.4M	17.3M	33.4M	32.1M	32.6M	14.5M
Short-Term Investments	60.2M	2.9M	54.3M	48.5M	44.8M	46.8M	49M	45.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	261.7M	101.2M	106.9M	81.7M	106.3M	98.5M	63.7M	69.2M	12.7M	21M	30.9M	47.1M	52.2M	26.9M	29.4M	17.3M	33.4M	32.1M	32.6M	14.5M
Net Receivables	2.5B	17.4M	14.2M	14.7M	11.5M	12.1M	10.2M	7.4M	547K	769K	1M	988K	907K	957K	1.1M	1.4M	1.7M	2.1M	2.4M	2.2M
Accounts Receivables	2.5B	15.3M	13.5M	12.6M	10.6M	10.3M	8.7M	7.4M	547K	769K	1M	988K	907K	957K	1.1M	1.4M	1.7M	2.1M	2.4M	2.2M
Other Receivables	0.0	2.1M	671K	2.1M	833K	1.8M	1.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	2.7B	118.6M	121.1M	96.4M	117.7M	110.6M	73.9M	76.6M	13.2M	21.7M	31.9M	48.1M	53.1M	27.8M	30.5M	18.7M	35.1M	34.2M	35.1M	16.7M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	11.9M	13.8M	14.1M	13.2M	11.8M	12.4M	14.4M	1.2M	235K	267K	198K	256K	446K	601K	466K	419K	302K	411K	558K	525.5K
Goodwill	150.8M	150.8M	150.8M	150.8M	150.8M	150.8M	150.8M	150.8M	0.0	0.0	5.1M	5.1M	5.1M	5.1M	5.1M	5.1M	5.1M	5M	5M	2.2M
Intangible Assets	17.7M	19.1M	20.6M	22M	23.5M	51.1M	52.5M	54M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	168.5M	169.9M	171.4M	172.8M	174.3M	201.9M	203.3M	204.8M	0.0	0.0	5.1M	5.1M	5.1M	5.1M	5.1M	5.1M	5.1M	5M	5M	5M
Long-Term Investments	2.5B	2.5B	2.1B	1.9B	1.4B	1.2B	1.1B	990.7M	613.3M	298.3M	164.4M	141.4M	115.1M	103.7M	144.7M	160.4M	153.2M	570.6M	653M	592.9M
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	635.5M	689.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	-2.5B	111.6M	138.2M	114.1M	120.8M	135.4M	125.2M	108.6M	8.8M	369.1M	487.5M	437.5M	421.3M	406.3M	356.4M	365.7M	361.5M	36.4M	27.6M	16.4M
Total Non-Current Assets	180.4M	2.7B	2.5B	2.2B	1.8B	1.5B	1.5B	1.3B	622.3M	667.6M	657.1M	584.2M	542M	515.6M	506.6M	531.6M	520.1M	612.5M	686.2M	614.9M
Other Assets	57M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	3B	2.9B	2.6B	2.3B	1.9B	1.6B	1.5B	1.4B	635.5M	689.4M	689.1M	632.3M	595.1M	543.5M	537M	550.3M	555.2M	646.7M	721.3M	631.6M
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	30M	35.1M	25.6M	16.9M	17.6M	18.5M	22.6M	8.2M	8.3M	6.4M	8.8M	6.6M	4.4M	7.7M	1.9M	2.2M	2M	2.1M	1.8M
Accounts Payable	0.0	30M	35.1M	25.6M	16.9M	17.6M	18.5M	22.6M	8.2M	8.3M	6.4M	8.8M	6.6M	4.4M	7.7M	1.9M	2.2M	2M	2.1M	1.8M
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	6M	5.1M	7.5M	7.1M	0.0	0.0
Short Term Debt	95.3M	49M	8M	5M	0.0	87.3M	38.2M	55.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations (Current)	0.0	2.3M	2.5M	2.2M	2.2M	2M	2.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-175.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	5M	2.1B	1.9B	1.6B	1.3B	1.1B	951.7M	848M	0.0	0.0	-6.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Liabilities	100.3M	2.2B	1.9B	1.6B	1.3B	1.2B	1B	925.9M	8.2M	8.3M	6.4M	8.8M	6.6M	4.4M	13.8M	7M	9.7M	9.1M	2.1M	1.8M
NON-CURRENT LIABILITIES
Long Term Debt	216M	232.2M	235.5M	214.3M	220M	153.7M	174.6M	158.8M	327.6M	316.1M	371.5M	315.8M	282M	289.8M	357.8M	380.5M	382.5M	462.7M	542.5M	455.1M
Deferred Tax Liabilities (Non-Current)	19.6M	21M	21.2M	26.8M	18.2M	807K	9.3M	7M	12.5M	45.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	2.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	78.9M	33M	33M	33M	33M	-6M	0.0	0.0	0.0	4.2M	5.1M
Total Non-Current Liabilities	2.3B	258.3M	263.8M	249.5M	247.2M	165.5M	196.7M	165.8M	340.2M	395M	404.5M	348.8M	315M	322.8M	351.7M	380.5M	382.5M	462.7M	546.8M	460.2M
Capital Lease Obligations	5M	7.4M	9.5M	10.6M	11.3M	13M	14.8M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	2.4B	2.4B	2.2B	1.9B	1.5B	1.3B	1.2B	1.1B	348.4M	403.3M	411M	357.6M	321.6M	327.1M	365.5M	387.5M	392.2M	471.7M	548.8M	462M
SHAREHOLDERS' EQUITY
Treasury Stock	-51.1M	-50.1M	-45.5M	-45.5M	-24.9M	-24.9M	-24.9M	-24.9M	-24.9M	-24.9M	-23.4M	-20.2M	-14.3M	-14.3M	-14.3M	-14.2M	-13M	-13M	-12.9M	-12.6M
Common Stock	296K	293K	291K	287K	281K	278K	276K	274K	273K	270K	269K	268K	266K	233K	192K	190K	190K	190K	189K	188K
Additional Paid-In Capital	299.5M	293.4M	288M	283.7M	280M	277.5M	275.5M	274.3M	273.7M	272.9M	272.3M	270.8M	268.5M	217.6M	181M	179.1M	178.8M	178.5M	177.8M	176.8M
Retained Earnings	162.4M	130.3M	103.9M	66.7M	30.6M	-23.5M	11.3M	13M	-65.6M	-34M	-15.6M	-19.2M	-15.6M	-13.2M	-6.7M	10.1M	6.6M	10.9M	2.7M	5.2M
Accumulated Other Comprehensive Income/Loss	-2.4M	-3.6M	-3.7M	-3.3M	1M	2M	999K	-82K	0.0	71.8M	29M	24M	19M	13M	11.4M	-12.4M	-9.7M	-1.7M	4.6M	4K
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	103.7M	0.0	44.5M	43M	34.6M	26M	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	408.6M	370.2M	343M	301.7M	287M	231.4M	263.1M	262.6M	287.2M	286.1M	278.1M	274.7M	273.5M	216.3M	171.5M	162.8M	163M	174.9M	172.4M	169.6M
Total Equity	508M	439M	411.8M	370.5M	355.8M	304.6M	337.7M	290.2M	287.2M	286.1M	278.1M	274.7M	273.5M	216.3M	171.5M	162.8M	163M	174.9M	172.4M	169.6M
Minority Interest	99.4M	68.8M	68.8M	68.8M	68.8M	73.2M	71.3M	27.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	3B	2.9B	2.6B	2.3B	1.9B	1.6B	1.5B	1.4B	635.5M	689.4M	689.1M	632.3M	595.1M	543.5M	537M	550.3M	555.2M	646.7M	721.3M	631.6M
Total Investments	2.6B	2.5B	2.2B	1.9B	1.5B	1.2B	1.2B	1B	613.3M	298.3M	164.4M	141.4M	115.1M	103.7M	144.7M	160.4M	153.2M	570.6M	653M	592.9M
Total Debt	316.3M	288.6M	253.1M	229.9M	231.2M	254.1M	227.7M	214M	327.6M	316.1M	371.5M	315.8M	282M	289.8M	357.8M	380.5M	382.5M	462.7M	542.5M	455.1M
Net Debt	114.7M	190.3M	200.5M	196.8M	169.7M	202.3M	212.9M	190.1M	314.9M	295.1M	340.6M	268.7M	229.8M	262.9M	328.4M	363.2M	349.1M	430.6M	509.9M	440.6M
Shares Outstanding	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593	23,246,593

SEC Filings

MFIN - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 29, 2026	April 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 28, 2026	April 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 03, 2026	March 31, 2026	2026	View Filing
10-K 10-K 2025 FY FY	March 10, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	March 02, 2026	February 26, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 18, 2026	February 18, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 29, 2026	January 29, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 12, 2026	January 12, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 04, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 495 filings

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