Medallion Financial Corp.

Medallion Financial Corp.

MFINยทNASDAQ

$9.57

-1.3%
Financial ServicesFinancial - Credit Services

Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.

At a Glance

Live Snapshot
Market Cap$228.24M
EPS1.8900
P/E Ratio5.06
Earnings Date07/29/2026
Medallion Financial Corp.

Medallion Financial Corp. Fair Value Envelope

MFIN ยท NASDAQ

Our analysis suggests that MFIN has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $9.57, this represents a potential HIDDEN relative to our calculated worth for Medallion Financial Corp..

Intrinsic Value
Current Price: $9.57

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$3.8B
+ Cash & Equivalents$201.6M
Firm Value$4.0B
- Debt$316.3M
Equity Value$3.7B
/ Shares Outstanding23,246,593B
DCF Value$158
UNDERVALUED BY 1546%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$138.1M
$150.9M
$165.0M
$180.4M
$197.2M
$215.6M
$235.7M
$257.7M
$281.7M
$308.0M
Maintenance CapEx
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
-$0
Owner Earnings
$138.1M
$150.9M
$165.0M
$180.4M
$197.2M
$215.6M
$235.7M
$257.7M
$281.7M
$308.0M
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$127.8M
$129.4M
$131.0M
$132.6M
$134.2M
$135.9M
$137.5M
$139.2M
$140.9M
$142.6M
Terminal Value represents 64.2% of Enterprise Value