MCBS - NASDAQ
MetroCity Bankshares, Inc.
$32.42
-2.0%MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.
At a Glance
Live SnapshotMetroCity Bankshares, Inc. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.
Effective Tax Rate
Higher tax burden may reflect limited tax optimization or operations in high-tax jurisdictions.
Profitability Insight
Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.
MetroCity Bankshares, Inc. Income Statement
MCBS • NASDAQ
| MetroCity Bankshares, Inc. Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||||||
237M | 234.4M | 209.4M | 162.3M | 139.2M | 103M | 120.9M | 107M | 92.9M | 63.8M | 47.6M | 35.3M | 30.1M | |
GROSS PROFIT | |||||||||||||
(90.1M) | (95.3M) | (91.3M) | (24.8M) | (11.5M) | (15M) | (22.2M) | (15.9M) | (11.7M) | (5.2M) | (3.6M) | (0.0) | (0.0) | |
147M | 139.1M | 118.1M | 137.4M | 127.7M | 88M | 98.7M | 91.1M | 81.2M | 58.6M | 44M | 35.3M | 30.1M | |
OPERATING INCOME | |||||||||||||
(54M) | (51.8M) | (46.1M) | (46.2M) | (45.1M) | (39.2M) | (37.8M) | (35.1M) | (31.2M) | (26.2M) | (18M) | (15.5M) | (13.7M) | |
(42.5M) | (36.2M) | (32.1M) | (32.9M) | (32.1M) | (26.8M) | (28.1M) | (26.1M) | (18.6M) | (16.5M) | (10.8M) | (10M) | (8.8M) | |
92.9M | 87.3M | 72M | 91.2M | 82.6M | 48.8M | 60.9M | 56M | 50.1M | 32.4M | 26M | 19.8M | 16.4M | |
PRE-TAX INCOME | |||||||||||||
(90.4M) | (94.8M) | (91.3M) | (27.6M) | (4.6M) | (11.5M) | (22.2M) | (14.7M) | (8.6M) | (5.2M) | (3.6M) | (0.0) | (0.0) | |
130.4M | 118.1M | 101.5M | 119.6M | 104.2M | 66.1M | 61M | 58.2M | 51.9M | 38.3M | 29.8M | 0.0 | 0.0 | |
(11.6M) | (15.6M) | (14M) | (13.3M) | (13M) | (12.4M) | (9.7M) | (9M) | (12.6M) | (9.6M) | (7.2M) | (0.0) | (0.0) | |
92.9M | 87.3M | 72M | 91.2M | 82.6M | 48.8M | 60.9M | 56M | 50M | 32.4M | 26M | 19.8M | 16.4M | |
NET INCOME | |||||||||||||
(24.2M) | (22.8M) | (20.4M) | (28.6M) | (20.9M) | (12.4M) | (16.2M) | (14.7M) | (18.2M) | (12.2M) | (9.4M) | (7.3M) | (6.2M) | |
68.7M | 64.5M | 51.6M | 62.6M | 61.7M | 36.4M | 44.7M | 41.3M | 31.9M | 20.2M | 16.6M | 12.5M | 10.1M |
SEC Filings
MCBS - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 22, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 08, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 24, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 20, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 26, 2026 | March 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | March 16, 2026 | December 31, 2025 | 2025 | |
8-K/A 8-K/A 2026 (Amended) N/A | February 12, 2026 | February 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 30, 2026 | January 30, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 |
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