MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc.

MCBSยทNASDAQ

$32.42

-2.0%
Financial ServicesBanks - Regional

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.

At a Glance

Live Snapshot
Market Cap$929.16M
EPS2.6700
P/E Ratio12.14
Earnings Date07/24/2026
0.87%
Dividend Yield
-1%
3Y-17.0%
5Y+33.0%
10Y-
32.05%
Dividend Payout Ratio
-7%
3Y+11.0%
5Y+62.0%
10Y-
3Y-100.0%
5Y-100.0%
10Y-
MetroCity Bankshares, Inc.

MetroCity Bankshares, Inc. Dividend History

MCBS ยท NASDAQ
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

MCBS Dividend Payment History

MCBS ยท NASDAQ

Total Payments

40

Latest Dividend

$0.2900

Annual Amount

$1.2700

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 15, 2026
Apr 29, 2026May 8, 2026
$0.2900
$0.2900
Quarterly+16.00%
Jan 21, 2026
Feb 4, 2026Feb 13, 2026
$0.2500
$0.2500
Quarterly0.00%
Oct 15, 2025
Oct 29, 2025Nov 7, 2025
$0.2500
$0.2500
Quarterly0.00%
Jul 16, 2025
Jul 30, 2025Aug 8, 2025
$0.2500
$0.2500
Quarterly+8.70%
Apr 16, 2025
Apr 30, 2025May 9, 2025
$0.2300
$0.2300
Quarterly0.00%
Jan 15, 2025
Jan 29, 2025Feb 7, 2025
$0.2300
$0.2300
Quarterly0.00%
Oct 16, 2024
Oct 30, 2024Nov 8, 2024
$0.2300
$0.2300
Quarterly+15.00%
Jul 17, 2024
Jul 31, 2024Aug 9, 2024
$0.2000
$0.2000
Quarterly0.00%
Apr 17, 2024
May 1, 2024May 10, 2024
$0.2000
$0.2000
Quarterly0.00%
Jan 17, 2024
Jan 31, 2024Feb 9, 2024
$0.2000
$0.2000
Quarterly+11.11%
Oct 18, 2023
Nov 1, 2023Nov 10, 2023
$0.1800
$0.1800
Quarterly0.00%
Jul 19, 2023
Aug 3, 2023Aug 11, 2023
$0.1800
$0.1800
Quarterly0.00%
Apr 19, 2023
May 3, 2023May 12, 2023
$0.1800
$0.1800
Quarterly0.00%
Jan 18, 2023
Feb 1, 2023Feb 10, 2023
$0.1800
$0.1800
Quarterly+20.00%
Oct 19, 2022
Nov 2, 2022Nov 10, 2022
$0.1500
$0.1500
Quarterly0.00%
Jul 20, 2022
Aug 3, 2022Aug 12, 2022
$0.1500
$0.1500
Quarterly0.00%
Apr 20, 2022
May 4, 2022May 13, 2022
$0.1500
$0.1500
Quarterly0.00%
Jan 19, 2022
Feb 2, 2022Feb 11, 2022
$0.1500
$0.1500
Quarterly+7.14%
Oct 20, 2021
Nov 3, 2021Nov 12, 2021
$0.1400
$0.1400
Quarterly+16.67%
Jul 21, 2021
Aug 3, 2021Aug 12, 2021
$0.1200
$0.1200
Quarterly+20.00%
Apr 21, 2021
May 4, 2021May 13, 2021
$0.1000
$0.1000
Quarterly0.00%
Jan 20, 2021
Feb 3, 2021Feb 12, 2021
$0.1000
$0.1000
Quarterly+11.11%
Oct 21, 2020
Nov 4, 2020Nov 13, 2020
$0.0900
$0.0900
Quarterly0.00%
Jul 15, 2020
Jul 31, 2020Aug 7, 2020
$0.0900
$0.0900
Quarterly-18.18%
Apr 15, 2020
May 1, 2020May 8, 2020
$0.1100
$0.1100
Quarterly0.00%
Jan 15, 2020
Jan 31, 2020Feb 7, 2020
$0.1100
$0.1100
Quarterly0.00%
Oct 16, 2019
Nov 1, 2019Nov 8, 2019
$0.1100
$0.1100
Quarterly0.00%
Jul 17, 2019
Aug 1, 2019Aug 8, 2019
$0.2200
$0.1100
Quarterly+10.00%
Apr 17, 2019
May 1, 2019May 8, 2019
$0.2000
$0.1000
Quarterly0.00%
Jan 16, 2019
Jan 31, 2019Feb 8, 2019
$0.2000
$0.1000
Quarterly0.00%
Oct 17, 2018
Nov 1, 2018Nov 8, 2018
$0.2000
$0.1000
Quarterly0.00%
Jul 18, 2018
Aug 1, 2018Aug 7, 2018
$0.2000
$0.1000
Quarterly+11.11%
Apr 18, 2018
May 2, 2018May 11, 2018
$0.1800
$0.0900
Quarterly0.00%
Jan 19, 2018
Feb 1, 2018Feb 9, 2018
$0.1800
$0.0900
Quarterly+20.00%
Oct 18, 2017
Nov 1, 2017Nov 10, 2017
$0.1500
$0.0750
Quarterly+50.00%
Jul 19, 2017
Aug 2, 2017Aug 11, 2017
$0.1000
$0.0500
Quarterly0.00%
Apr 20, 2017
May 3, 2017May 12, 2017
$0.1000
$0.0500
Quarterly0.00%
Jan 18, 2017
Feb 1, 2017Feb 10, 2017
$0.1000
$0.0500
Quarterly+25.00%
Oct 19, 2016
Nov 1, 2016Nov 1, 2016
$0.0800
$0.0400
Quarterly0.00%
Jul 20, 2016
Jul 20, 2016Jul 28, 2016
$0.0800
$0.0400
Quarterly-
mcbs

MetroCity Bankshares, Inc. Payout Ratio Analysis

MCBS ยท NASDAQ
Dividends Paid
-24.84M
2025
Net Income
68.70M
2025
Payout Ratio
36.16%
2025

Dividend Sustainability Analysis

Payout Ratio
36.16%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
18.1%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-18.0%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.