LCNB Corp.

LCNB Corp.

LCNBยทNASDAQ

$16.00

-3.4%
Financial ServicesBanks - Regional

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in Ohio. Its deposit products include checking accounts, demand deposits, savings accounts, NOW and money market deposits, as well as certificates of deposit. The company's loan products comprise commercial and industrial, commercial and residential real estate, agricultural, construction, and small business administration loans; and residential mortgage loans that consists of loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages. It also offers consumer loans, such as automobile, recreational vehicles, boat, home improvement, and personal loans. In addition, the company provides trust administration, estate settlement, and fiduciary services; and investment management services for trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, it offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, the company provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. As of December 31, 2021, it operated 32 offices, including a main office in Warren County; branch offices in Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties; and an operations center in Warren County, Ohio, as well as 37 ATMs. The company was founded in 1877 and is headquartered in Lebanon, Ohio.

At a Glance

Live Snapshot
Market Cap$227.94M
EPS1.6400
P/E Ratio9.76
Earnings Date07/28/2026
-41.75%
Return on Invested Capital
-1428%
3Y-662.0%
5Y-660.0%
10Y-686.0%
8.44%
Return on Equity
58%
3Y-23.0%
5Y+1.0%
10Y-3.0%
1.03%
Return on Assets
76%
3Y-11.0%
5Y-10.0%
10Y+8.0%
LCNB Corp.

LCNB Corp. Management Team

LCNB ยท NASDAQ
MW

Mr. William H. Kaufman

Assistant Secretary & Director

Compensation

$30,000

Born 1944(Age 82)
male
MR

Mr. Robert C. Haines II

Executive Vice President & Chief Financial Officer

Compensation

$329,368

Born 1973(Age 53)
male
ML

Mr. Lawrence P. Mulligan Jr.

Executive Vice President & Chief Operating Officer

Compensation

$282,271

Born 1969(Age 57)
male
MP

Ms. Patricia L. Walter

Executive Vice President & Director of Risk Management

Born 1976(Age 50)
female
MM

Mr. Michael R. Miller CFP, J.D.

Executive Vice President & Trust Officer

Compensation

$315,131

Born 1958(Age 68)
male
MB

Mr. Bradley Austin Ruppert

Executive Vice President, Trust Officer & Chief Investment Officer

Compensation

$305,876

Born 1976(Age 50)
male
ME

Mr. Eric J. Meilstrup

President, Chief Executive Officer & Director

Compensation

$508,168

Born 1968(Age 58)
male
MA

Ms. Anne E. Krehbiel

Secretary & Independent Director

Compensation

$40,260

Born 1956(Age 70)
female
MA

Ms. Ann M. Smith

Senior Vice President

female
MC

Ms. Connie Sears

Vice President of Human Resources and Vice President of Human Resources - LCNB National Bank

female
lcnb

LCNB Corp. Insider Positioning

LCNB ยท NASDAQ

During the last 12 months, insiders have purchased $24K and sold $96K worth of LCNB shares, resulting in $72K of net selling activity.

3 Months

Bought

900

14.66K

Sold

0

0.00

Net Activity

+15K

+$15K

3-6 Months

Bought

0

0.00

Sold

2.8K

48.97K

Net Activity

-49K

-$49K

6-9 Months

Bought

500

7.66K

Sold

3.0K

46.53K

Net Activity

-39K

-$39K

9-12 Months

Bought

100

1.52K

Sold

0

0.00

Net Activity

+2K

+$2K

Top Buyers

1
MEJ

Meilstrup Eric J

Director, Officer: Ceo

900 sharesโ€ข2 transactions

$14K

2
HRCI

Haines Robert C Ii

Officer: President

500 sharesโ€ข1 transactions

$8K

3
MLPJ

Mulligan Lawrence P Jr.

Officer: Executive Vice President

100 sharesโ€ข1 transactions

$2K

Top Sellers

1
MMR

Miller Michael Robert

Officer: Executive Vice President

2.8K sharesโ€ข1 transactions

$49K

2
HWG

Huddle William G

Director

3.0K sharesโ€ข1 transactions

$47K

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $72K net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.25:1

Weak buy/sell ratio. Selling significantly exceeds buyingโ€”monitor for potential fundamental concerns.

Recent Trend (3 Months)

$15K

Very strong recent buying momentum. Recent insider purchases significantly outpace sales, suggesting near-term optimism.

Insider Participation

Moderate Buying

3 insider buyers vs. 2 sellers. More insiders buying than selling indicates positive sentiment.

SEC Filings

LCNB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

March 12, 2026
April 27, 2026
2026
DEF 14A

DEF 14A 2025

N/A

April 21, 2025
May 19, 2025
2025
DEF 14A

DEF 14A 2024

N/A

March 18, 2024
April 22, 2024
2024
DEF 14A

DEF 14A 2023

N/A

March 17, 2023
March 17, 2023
2023
DEF 14A

DEF 14A 2022

N/A

March 11, 2022
March 11, 2022
2022
DEF 14A

DEF 14A 2021

N/A

March 11, 2021
March 11, 2021
2021
DEF 14A

DEF 14A 2020

N/A

March 06, 2020
April 21, 2020
2020
DEF 14A

DEF 14A 2019

N/A

March 08, 2019
April 23, 2019
2019
DEF 14A

DEF 14A 2018

N/A

March 09, 2018
April 24, 2018
2018
DEF 14A

DEF 14A 2017

N/A

March 10, 2017
April 25, 2017
2017
Showing 1 to 10 of 27 filings